1. 1 Financing for What?

2. 1960s = 14% 2008 = 40% 2

3. Real Economy: $60 trillion Casino Economy: $700 trillion Real Economy: $60 trillion

4. PREDATORY FINANCING HOMEOPATHIC FINANCING 4

5. 5

6. 6 $370,000 - $36,500 down = $333,500 to borrow Which would you choose? Option 1: Mortgage at 8% over 25 years. Interest = $433,290 Option 2: Loan Fee equivalent to 3% interest = $125,546 $307,744

7. 7 Ethical treatment of animals Support small farmers Preserve ecological management

8. Imported Food Loss of Farmland Food Quality & Safety Hunger, again

9. We will pay a fair price directly to you Guarantee to buy my production Contract Teikai: “Food with a Farmer’s Face”

10. 32 Seikatsu Consumer Co-operatives Seikatsu Union Club Sales: $1.1b Equity: $1b

11. Mega Supermarket Up to 300,000 products annually Regular Co-op 9,000 products Seikatsu 1600 high-quality products Lower costs of inventory Less waste Less carbon Greater efficiency Fairer prices to farmers