1. Contaminated Product and Trade Credit
Enterprise Risk Management & Insurance Solutions

2. UIB Group
UIB is a London Based broker specialising in large & medium risks
The group has companies and representatives in 20+ countries supported by a network of local offices, and strategic business partners in the countries where it does not have offices which provides UIB and its clients a unique platform to access insurance and reinsurance markets globally.
UIB Ranks amongst the Top 10 insurance brokers in the world.
UIB Partners in over 250 offices in 100 countries, with a strength of over 3,000 people and a revenue of USD 1.2b

3. CONTAMINATED PRODUCT RISK

4. CONTAMINATION
Contamination is the presence of an unwanted constituent (contaminant) in a material.
Food contamination refers to the presence in food of harmful chemicals / micro-organisms / harmful intrusions which can cause consumer illness.
Increase in new pathogens found in edibles
Increasing public health concern about Edible Oils
Tremendous growth in size of food industry, diversity of products and processes
And because of this your risk increases. But what is your risk??

5. YOUR RISKS Accidental Contamination Malicious Tampering
Any accidental or unintentional contamination or Mislabelling of the insured product
On account of
Insured's product production, preparation, manufacture, packaging or distribution
Such that the use or consumption of contaminated insured product has
Resulted in or would result in bodily injury or property damage to third party
Malicious Tampering
Any actual, alleged or threatened , intentional, malicious and wrongful alteration, tampering or contamination of the insured product
Which renders the products
unfit or dangerous for its intended use or consumption
Product Extortion
A threat or connected series of threats to commit malicious product tampering
Communicated to the insured , for the purpose of demanding ransom money

6. What this Risk means to you ? Costs & Losses
Consultant Costs
Rehabilitation Costs
Extortion Costs
Business Interruption
Recall Costs
Reputational Injury
If this is the problem – Solution is …
Product Contamination Insurance!

7. Thank You for Listening.
Q&A
Thank You for Listening.

8. TRADE CREDIT Insurance or Business Enabler

9. CREDIT SALES ANALYSIS How Much Business is done on Credit?
Why is it limited to current level? Why not more or less??
Exposures?
Bad Debts?
Insolvency of buyers?
Protracted Defaulters by buyers?
What if exposure on Credit Sales can be transferred?

10. CREDIT INSURANCE – BUSINESS ENABLER
By Transferring Risks (Bad Debts, Insolvency, Protracted Defaulters) Your Business Can
Increase Sales on Credit (Opportunities that were lost since you could not provide credit facility)
Insurers Provide insight on Credibility, Stability and Strength of buyers
It Can give you insight on “How Much Credit” to provide to your buyers
This will enable you to find right buyers and limits

11. CONCLUSION
These are simple insurance products, however, their workings are quite complicated and require an expert to handhold you through insurance procurement and claims; should they arise.
Talk to us!!

12. Our Marquee Clients TCG Life Sciences Transasia Bio Medicals
Pharma Lab India
Fortis Group
Mankind Pharma
Well Spring Healthcare
Core Diagnostics
Jana Bank
IFCI
Hitachi
GSTN
Axis Bank
Indo Rama Industries
HT Media
Knorr-Bremse
IOCL
Bharat Petroleum Corporation
Reliance Industries Limited
HPCL
CPCL
Toshiba
Intex
HITACHI SOLUTIONS INDIA PVT LTD
SIFY TECHNOLOGIES LIMITED
RAMCO SYSTEMS LIMITED
Omaxe
Holiday Inn
Kalpataru Group
Haldiram
Sula Wines
IVL Dhunseri
Orient Cements
Avtec
NHAI
L&T

13. Thank You for Listening.
Q&A
Thank You for Listening.