1. Current Health Care Trends

2. History of Health Insurance

3. Health Care Trends Uninsured and Underinsured
Health care worker shortage
Downsizing
Mandatory staffing ratios

4. Health Care Trends Insurance consolidations Telemedicine on Rise
Electronic health records
Digital Divide

5. Health Care Trends
Buying medications online
Rising Gas Costs

6. Types of Insurance Employer-Sponsored Individual – private Insurance
61%
Shared monthly payments
$1362/month - $408
Individual – private Insurance 5%
Age, wt, smoking, hlth hx
High monthly payments, co-pay, deductable

7. Types of Insurance Uninsured Medicaid/Medicare & Public Insurance 18%
16%
Elderly, non-elderly, low-income, children, pregnant women, individuals with disabilities

8. The Affordable Care Act
Product of the Health Care Reform agenda
Signed into law March
Improving coverage for Children
Ending lifetime limits

9. The Affordable Care Act
Preventive services
Young adults coverage with parents through 26
50% discounts on drugs
Tax credits for small businesses

10. Health Care Reform Bill
Expand coverage to 32 million Americans
Health Insurance Exchanges
Medicare payroll tax
Close the “donut hole”
Medicare cuts
Expand Medicaid

11. Health Care Reform Children coverage
No health care plan would be required to offer abortion coverage
Individual mandate to purchase health insurance
Employer mandate
Immigration

12. Lets Summarize http://www.youtube.com/watch?v=3-Ilc5xK2_E

13. Health Care Reform Facts
Cost $938 Billion over 10 years
Reduce Federal deficit by $138 billion over a decade
Not a single Republican voted for the final version
Jan 2011 Republicans voted 245 to 189 in favor of repeal

14. Health Care Reform Facts
Open enrollment for the marketplace started Oct. 1, 2013
Budget shut down
medical device tax
Employer mandate

15. Health Care Reform Facts
Employer Mandate
Large companies
Full time employees
Small Buisnesses
.02% affected by mandate
Cost assist, buying power, tax credits

16. Health Care Reform Facts
Prevents discrimination
Income, age, tobacco use, family size, geography, type of plan