1. Opener Get out a piece of paper and answer the following questions
What is a goal?
What are ways to make sure you will achieve your goal?
What characteristics must someone have to be able to achieve a goal?

2. Making a Goal
Goals must be SMART!

3. Making a Goal Specific—Not vague; about something particular
Goals that can answer the 5 “W” Questions + 1 “H”

4. Making a Goal Measurable—You have to be able to quantify it
If you cannot measure it, you don’t know if you’ve achieved the goal

5. Making a Goal
Action-Oriented—you must do something to be successful at the goal

6. Making a Goal
Realistic—must be possible given your skill/ability

7. Making a Goal Time-frame—you must have a target date
Otherwise, you’ll procrastinate

8. Making a SMART Goal “I will run more.”
What is one way I can make this goal better?
Can you make this into a SMART Goal for me?

9. Making a SMART Goal Each week for one month I will run seven miles
Specific—about running
Measurable—7 miles each week
Action-oriented—will require me to run a bit each day
Realistic—I do not have the time/stamina to a ton everyday
Time-frame—one month is good because it is not too short or too long

10. SMART Goals and Budgets

11. Personal Finance What does “personal finance” mean?
Why is it important to learn about personal finance?

12. W!SE Testing
Before Spring Break

13. What is on the W!SE test? Money Budgeting Cost of Money (Interest)
Banking
Credit
Insurance
Investing
Money Management

14. SMART goals and the W!SE Test