1. Exhibit 8.11 Distribution of Covered Workers with the Following Aggregate Family Deductible Amounts, HDHP/HRAs and HSA-Qualified HDHPs, 2016
NOTE: The survey distinguishes between family deductibles that are an aggregate amount in which all family members’ out-of-pocket expenses count toward the deductible, and plans that have a separate amount for each family member, typically with a limit on the number of family members required to reach that amount. In HSA-qualified HDHPs, the legal minimum deductible for 2016 is $1,300 for single coverage and $2,600 for family coverage. Therefore, the distribution for HSA-qualified HDHPs starts at $2,600.
SOURCE: Kaiser/HRET Survey of Employer-Sponsored Health Benefits, 2016.