1. Moving mainstream: CDHP plans gain ground.
This data demonstrates a growing trend. More employers are offering HSA-eligible plans, and more consumers are choosing those plans than ever before.

2. Healthcare costs are up across all industry sectors for employers and employees.
Many employers are shifting their benefit designs to include CDHPs as a way to control costs, while still offering desirable benefit options to their employees.
The number of employers incorporating CDHPs into their benefit designs is growing. CDHPs are growing in popularity among employees, too.
Overall HSA assets are growing and are on track to reach $ billion in total assets by HSA balances are up as consumers better understand the tax benefits of these accounts.
As employees contribute more to tax-advantaged HSAs, they may experience more financial benefits over time.
Employers who offer CDHPs need to understand that employee education is fundamental. Employees need to fully understand the tax-advantaged nature of these accounts to get the greatest financial benefits from them.
Key insights

3. Average annual premium for covered workers, by industry
Health care costs are similar for employers in every industry.
Average annual premium for covered workers, by industry
Source: Kaiser/HRET Survey of Employer-Sponsored Health Benefits, Link

4. Annual contributions for family coverage by plan type
Employers spend an estimated $1,000 less on HSA-qualified plans costs than PPOs.
Annual contributions for family coverage by plan type
Source: Kaiser/HRET Survey of Employer-Sponsored Health Benefits, Link

5. Over the past several years, more and more employees are choosing CDHPs.
CDHP Enrollment
Source: 20th Annual National Business Group on Health/Towers Watson Employer Survey, Link

6. Source: Devenir. Year-End HSA Research Report. 2017 - Link
HSA assets are growing and are expected to reach $52.4 billion by 2018.
Total HSA assets
in billions
Source: Devenir. Year-End HSA Research Report Link

7. Average balance by year the account opened
HSA-qualified plans encourage consumer saving for both health care expenses and for retirement.
Average balance by year the account opened
Source: Devenir. Year-End HSA Research Report Link

8. Average salary by age group and plan selection
Higher income earners tend to choose HDHPs more often. Lower premiums and greater savings could be contributing factors.
Average salary by age group and plan selection
Source: Kaiser/HRET Survey of Employer-Sponsored Health Benefits, Link