1. Money order

2. Money order - definition
An order issued by one post office to another for payment of a sum of money through the agency of the post office

3. Types of money order 1 Ordinary money order & e-MO Rs. 1/- Rs. 5000/-
S. NO
TYPES
Minimum
Maximum 1
Ordinary money order &
e-MO
Rs. 1/-
Rs. 5000/- 2
Service money order
NO LIMIT 3
Value payable money order 4
Foreign money order NEPAL
BHUTAN
Rs. 2000/-
Rs /- 5
Family allotment Money order 6
Instant Money Order
Rs. 1000/-
Rs. 50,000/- 7
MO Videsh
100 USD
5000 USD

4. Ordinary money order
MO whose value is Rs. 400/- and above is called High Value MO
Sent in Registered bag
Remitter fills up form no. MO-8
Commission- Rupee 1/- for every Rs. 20/- or part
Note- No commission on MOs booked for National Defence Fund & Prime Minister’s Relief Fund

5. Service money order
Used by DOP to make remittance of dues to its employees and customers
No commission is charged on service MO

6. Value payable money order
A special type of MO to be attached with VP article by sender
Sender receives amount of his article through VPMO booked by the Delivery office
Commission at the rate of Ordinary MO is charged from the addressee of VP article
A special form (MO-51) is used

7. Foreign money order MOs booked in India for Nepal & Bhutan
eMO transmission available for money orders for Bhutan

8. Family allotment MO MOs booked by Defence personnel to their families
Commission- 6% of total amount
Postmaster receives the payment of MO & credits the amount in Saving account of the family member

9. Checks on MOs for booking
Counter PA to see that:-
 Proper Form used (MO-8)
 Filled in ink or ball point pen
 Amount in words and figures without correction
 Amount within the limit
 Name and address clear and complete
 Signature of remitter or agent with date
 Name and address in ackt portion
 Not payable to fictitious or indefinite address
 Not payable to more than one person and
not addressed to c/o postbox

10. Practice
Exercise

11. Booking MO in Point of sale
Booking transaction form is accessed through the menu as shown in figure below

12. MO booking transaction form

13. Official entries on MO form
Made after booking of MO
Done in red ink; Following particulars are entered
M O Number
 Date
Amount – in words and figures
 PA’s Signature
 Supervisor’s Signature
 For HVMOs –
 Indicate “HVMO” on the top
 M O Number and date on the top
 Name stamp
 MO No & Date of booking to be noted in Ackt portion also in all MOs
A bundle with ordinary MOs to be handed over to despatch module operator
HVMOs to be separately handed over to despatch module operator for generation of HVMO list

14. Specimen MO after booking

15. MO issue list
On close of the counter, Point of sale PA settles the account with treasurer and performs shift end
After shift end, he/she can print reports
List of MOs issued is generated using the menu ‘Reports – Detailed’