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BENEFITS BREAKDOWN A Walmart Company
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MEDICAL BENEFITS ELIGIBILITY - COMPARISONS
Old Benefit Package New Benefit Package | 2018 Administrator UHC Based upon (Aetna, BCBS, UHC or HSB) Eligibility Requirements Salaried and Full Time Hourly: date of hire Hourly working at least 30 hours per week; coverage available on the 1st of the month following their hire date or transition to Full Time Full time working 30 hours New hire management: Date of hire New hire hourly: 1st day of the month in which 89th day of employment falls New hire part-time/temporary: 1st day of the 2nd month following 52 week anniversary averaging 30 hours/week Dependent Eligibility Spouse (incld DP) Dependent children Spouse/Partner (not covered for PT) Other Self-insured only: Castlight Doctor on Demand Grand Rounds Centers of Excellence for transplants, cardiac, spine, hip and knee replacement, and medical review of certain cancer types
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Blue Care Network East/SE Biweekly Associate Contributions
MEDICAL BENEFITS ELIGIBILITY – COMPARISONS *Bonobos retail - moving from Bonobos Benefits to Walmart Standard Benefits Old Benefit Package New Benefit Package | 2018 Medical Plans PPO 2000 PPO 1000 PPO 750 HSA HRA HRA High Emory ACP Banner ACP Select Network Blue Care Network East/SE Kaiser CA High Option Medical Funding Fully-insured Self-insured Biweekly Associate Contributions Associate Only $34.33 $38.49 $51.96 $0 $26.10 $78.50 $29.10 $43.40 $20.90 $20.80 $77.20 $54.70 Associate & Spouse $72.09 $80.82 $109.13 $124.80 $265.90 $130.50 $169.20 $99.80 $110 $318.50 $220.60 Associate & Children $60.07 $67.35 $90.94 $41.90 $110.80 $45.70 $67.90 $33.50 $34.30 $138.90 $92.40 Associate & Family $104.70 $117.39 $158.49 $146.40 $284.60 $150.70 $200.10 $117.10 $128.90 $374.70 $261.30 Individual Deductible $2,000 $1,000 $750 $2,750 $1,750 $3,000 Family Deductible $4,000 $1,500 $5,500 $3,500 $6,000 HRA Co. Cont. N/A $300/$600 $500/$1,000 HSA Co. Match >75k ($800 – AO; $1,600 – AS, AC, AF) <75k ($1k AO; $2k – AS, AC, AF) $350/$700 Individual OOP $4,500 $5,000 $6,850 $6,650 $6,550 Family OOP $8,000 $9,000 $7,000 $10,000 $13,700 $13,300 $13,100 Coinsurance (in-network) 80% 80% 90% 75% PCP Copay $25 N/A $35 Specialist Copay $75 $50 Rx Copay $10 to $60 $10 to $30 $10 to $ 60 $4 to $50/25% $4 to $50/25% after deductible $10 to $75 $10 to $150 Atlanta, GA Scottsdale, AZ TX: Austin, Dallas, Plano, Houston NY: Brooklyn, New York; IL: Chicago, Oak Brook Detroit, MI CA
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MEDICAL BENEFITS ELIGIBILITY – COMPARISONS_CONTINUED
*Bonobos retail - moving from Bonobos Benefits to Walmart Standard Benefits Old Benefit Package New Benefit Package | 2018 Medical Plans PPO 2000 PPO 1000 PPO 750 HSA Kaiser CA Low Healt h Net Excelcare High Health Net Excelcare Low Health Net Salud y Mas Kaiser CO Low Kaiser GA Low Kaiser Mid-Atlantic Low Kaiser of Washington UPMC HMO Medical Funding Fully-insured Biweekly Associate Contributions Associate Only $34.33 $38.49 $51.96 $0 $26.40 $56.30 $36.80 $36.30 $41.80 $34.50 $81.70 $74.40 Associate & Spouse $72.09 $80.82 $109.13 $92.70 $223.20 $144.10 $171.50 $134.60 $118.30 $278.40 $268.70 Associate & Children $60.07 $67.35 $90.94 $39.60 $118.90 $75.60 $58.10 $57.50 $51.50 $129.50 $118.40 Associate & Family $104.70 $117.39 $158.49 $109.60 $261.30 $172.50 $201.20 $169.30 $141.10 $322.70 $311.60 Individual Deductible $2,000 $1,000 $750 $1,500 N/A Family Deductible $4,000 $3,000 HRA Co. Cont. HSA Co. Match >75k ($800 – AO; $1,600 – AS, AC, AF) <75k ($1k AO; $2k – AS, AC, AF) Individual OOP $4,500 $3,500 $5,000 $6,550 $6,850 Family OOP $8,000 $9,000 $7,000 $10,000 $13,100 $13,700 Coinsurance (in-network) 80% 80% 90% 75% $75% PCP Copay $25 $35 $35 Specialist Copay $50 $75 $50 Rx Copay $10 to $60 $10 to $30 $10 to $ 60 $10 to $150 $10 to 50% ($250 max) $10 to $50 $15 to $75 $15 to $90 $10 to $40 $10 to $75 CA Only Denver, CO GA: Alpharetta, Atlanta Bethesda, MD; Washington, DC Seattle, WA Pittsburgh, PA
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Biweekly Associate Contributions
MEDICAL BENEFITS ELIGIBILITY – COMPARISONS_CONTINUED *Bonobos NYC HQ - moving from Bonobos Benefits to Walmart eCommerce Benefits Old Benefit Package New Benefit Package | 2018 Medical Plans PPO 2000 PPO 1000 PPO 750 HSA eComm PPO Medical Funding Fully-insured Self-insured Biweekly Associate Contributions Associate Only $34.33 $38.49 $51.96 $0 $32 $29.10 Associate & Spouse $72.09 $80.82 $109.13 $139 $130.50 Associate & Children $60.07 $67.35 $90.94 $54 $45.70 Associate & Family $104.70 $117.39 $158.49 $161 $150.70 Individual Deductible $2,000 $1,000 $750 $300 $3,000 Family Deductible $4,000 $1,500 $600 $6,000 HRA Co. Cont. N/A HSA Co. Match >75k ($800 – AO; $1,600 – AS, AC, AF) <75k ($1k AO; $2k – AS, AC, AF) $350/$700 Individual OOP $4,500 $3,500 $5,000 $6,650 Family OOP $8,000 $9,000 $7,000 $10,000 $13,300 Coinsurance (in-network) 80% 80% 90% 75% PCP Copay $25 $15 Specialist Copay $25 Rx Copay $10 to $60 $10 to $30 $10 to $ 60 $4 to $50/25% applies after deductible
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DENTAL BENEFITS ELIGIBILITY - COMPARISONS
Old Benefit Package New Benefit Package | 2018 Administrator UHC Delta Eligibility Requirements Same as medical New hire management: Date of hire New hire hourly: 1st day of the month in which 89th day of employment falls New hire part-time/temporary: 1st day of the 2nd month following 52 week anniversary Dependent Eligibility No hours requirement Spouse/Partner (not covered for PT) Dependent children - Must remain in the plan for 2 full calendar years Funding Fully Insured Self-Insured
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Biweekly Associate Contributions
DENTAL BENEFITS - COMPARISONS Old Benefit Package New Benefit Package | 2018 Plans Traditional Biweekly Associate Contributions Associate Only $14.82 $8.30 Associate & Spouse $29.64 $20.00 Associate & Children $31.42 $19.40 Associate & Family $48.45 $33.90 Individual Deductible $100 per member $75 Family Deductible $300 $225 Max per Person $1,000 $2,500 Preventative 100% Basic 70% 80% Major 50% Ortho Max N/A 80% up to $1,500 lifetime max per person
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VISION BENEFITS - COMPARISONS
Old Benefit Package New Benefit Package | 2018 Administrator UHC VSP Eligibility Requirements Same as medical New hire management: Date of hire New hire hourly: 1st day of the month in which 89th day of employment falls New hire part-time/temporary: 1st day of the 2nd month following 52 week anniversary Dependent Eligibility No hours requirement Spouse/Partner (not covered for PT) Dependent children Funding Fully Insured
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Biweekly Associate Contributions
VISION BENEFITS - COMPARISONS Old Benefit Package New Benefit Package | 2018 Biweekly Associate Contributions Associate Only $2.22 $2.76 Associate & Spouse $4.20 $5.52 Associate & Child(ren) $4.92 Associate & Family $6.92 $8.26 Exam Copay $10 $4 Lenses Copay $0 after deductible Applies with purchase of frames, lenses, or both. Copay is charged only once when frames and lenses are purchased together. Progressive lens $55 copay. Frames $150 reimbursement; 30$ discount over allowance $130 allowance ($4 copay is charged only once when frames and lenses are purchased together.) Contacts $105 reimbursement $130 in lieu of glasses
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LIFE/AD&D BENEFITS - COMPARISONS
Eligibility Dependent children up to age 26 Company Paid Life Insurance 1x annual salary max of $500,000 No POGH 1x annual salary max of $50,000 No cost Optional Life Insurance $10,000 to $500,000 Guarantee issue of $150,000 Management: Up to $1,000,000 Hourly: $200,000 Spouse: Up to $100,000 Dependent Children: $2k, $5k or $10k option Accidental Death & Dismemberment N/A Hourly: Up to $200,000 Payout depends on diagnosis; Employee pay Optional Plans Accident Insurance: provides benefits if associate or any covered dependents receive a covered treatment related to an off-the-job accident. Critical Illness Insurance: benefits in the form of direct lump-sum payments which can be used to help pay for expenses related to covered critical illnesses and diseases.
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DISABILITY BENEFITS - COMPARISONS
Old Benefit Package New Benefit Package | 2018 STD Company paid 60% of pay up to 12 weeks Self-insured Begins on the 8th day of a disability Salary: 6 weeks at 100%; 19 weeks at 75%; no max Full Time Hourly Basic: 25 weeks; 50% of pre-disability earnings/max of $200 per week Full Time Hourly Enhanced: 60% of pre-disability earnings/no max (associate contribution) LTD Fully insured Begins after 90 days 50% of pay Associate Paid Basic: 50% of pre-disability earnings Enhanced: 60% of pre-disability earnings Maternity Leave (birth mothers) FT Hourly and Salary: 10 weeks paid Parental Leave Primary caregiver: 12 weeks of paid leave Non-primary caregiver: 6 weeks of paid leave Salaried: 12 weeks paid Full-Time Hourly: 2 weeks paid For birth, adoption, foster care, and after maternity leave for birth mothers
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401(K)/STOCK PURCHASE COMPARISONS
Old Benefit Package New Benefit Package | 2018 401(k) Eligible immediately No company match/contribution 6% Company match 100% Vest ASPP N/A 15% match (max $270 per year)
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OTHER BENEFITS - COMPARISONS
Old Benefit Package New Benefit Package | 2018 Dependent Care Reimbursement Account Up to $5,000 in Dependent Care FSA; no company contribution N/A Flexible Savings Account Up to $2,550 in FSA; no company contribution Commuter option Commuter Transit Commuter Parking Commuter Transit Commuter Parking EAP Resources For Living Telephonic support 3 face-to-face sessions Discounts Walmart Associate Discount (10% on general merchandise) - implementation date TBD Other ZP Program Even Tobacco cessation
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