1. We are a national alliance of agents working together to provide mortgage, final expense, Life Insurance and retirement protection to our clients.

2. Insert Insurance License Here
About Me
Insert Photo 1 Here
Insert Insurance License Here
Insert Photo 2 Here

3. About Me

4. What Happens Next
We will get brief information to determine which company is best for you and your family.
We will fill out the application form, sign and send in to the carrier that best fits your family’s needs.
I will do everything I can to get you qualified.
Sound good?

5. Companies I Represent
Mutual of Omaha: is a Fortune 500 mutual insurance company founded in 1909 with over $14.9 billion in assets.
Also known as Transamerica: is a multinational company started in 1906 with over $31 billion in assets.
Foresters: is a 140 year old company with assets of over $6.2 billion.
Columbian Financial Group: is a reputable company established in 1882 that has over $1.3 billion in assets.
Baltimore Life: is a 130 year old insurance company with a billion in assets.

6. Companies I Represent
With over $24 billion in assets American Equity provides great service and sleep insurance to Americans.
For over 50 years, Fidelity & Guaranty Life has been a catalyst to help middle America plan for tomorrow.
National Guardian Life Insurance Company was formed in Consistently rated as one of the country’s most successful independent mutual life insurance companies, NGL received an A- rating from A.M Best.
Founded in 1851, Phoenix is a financially strong and stable company with a history of keeping its promises. We are committed to excellence in everything we do, from protecting people and their loved ones and businesses, to helping secure their retirement dreams.
Forethought Financial group is a diversified financial services organization dedicated to providing financial solutions for those planning for retirement for over 25 years.

7. Companies I Represent
Kemper Corporation, with $8 Billion in assets, is one of the leading insurers. Underwriting Companies are A-(Excellent) by A.M. Best Company, the leading insurance rating authority.
National Agents Alliance Life USA partners with multiple carriers, offering its agents the flexibility to find the perfect fit for each and every single client. National Agents Alliance Life USA understands that every person needs coverage and will work to find the right product for you.
Assurity Life Insurance Company's origins are rooted in a 123-year legacy of providing long-term security to policyholders, earning generations of customers' confidence and trust. Assurity’s rating is A – (Excellent) by A.M Best.

8. What If?
When you sent this form in were you concerned about eliminating your monthly mortgage payments, protection from accidents, or disability?
If one of you died last week, what would you want me to do for your family this week?
Option
“Would you want to think about it and not commit to the benefit of your loved ones?
“Here is a tax free check to eliminate your monthly mortgage payment.”
Its safe to say that some protection is better than no protection right?

9. Your Financial Picture
Name & Age
Height & Weight
Tobacco Use
Income
Company
How Long?
Mortgage & Monthly Payment
401K, CDs, IRAs, Stocks, Retirement Accounts
Current Policies (Type & Face Amounts)
Major Medications
Major Operations
Criminal or Driving Record
Military Member (orders for deployment overseas)
Children? Names & Ages

10. What is Mortgage Protection?
Can pay your mortgage off when you die
You choose your beneficiary
Portable – follows YOU, not your mortgage
Level death benefit/Level premium
Covers death due to illness or accident
Affordable options – Mortgage “Payment” Protection
Can cover 12, 24, 36 months or more of mortgage payments
Buys time and could earn more equity in the home
Disability
Unable to work – can pay your mortgage payment
Return of Premium
Pays ALL your premium back, tax free, if you are alive at the end of your term

11. Your Quote Option 1 Option 3 Option 2 Benefits Monthly Payment
Are we within range of the budget so far?
Which Option makes the most financial sense?
Let’s take a look at their application & see if there’s anything that will keep you from qualifying.

12. Emergency Response System
Currently there are an estimated 58 Billion dollars in unclaimed life insurance money in America.
Most unclaimed life insurance is from beneficiaries not knowing that they were a beneficiary on a policy.
Emergency Response System is our way of making sure your death claim will be paid expeditiously to your beneficiaries.

13. Prescription Discount Card
The Prescription Card:
This card can be used for any prescription that is not covered by insurance
Average savings on a medication is 41%
Free to use, there is no signing up for anything or an enrollment process
Helps you save money on pet medications and diabetes & hearing supplies.
Always great to hold onto a card. You never know when you or a family member may have a prescription that a health insurance plan doesn’t cover
You are able to enroll and sponsor participants

14. Safe Money How much of your current savings can you afford to lose?
Do you consider yourself a saver or an investor?
Are you concerned that you will outlive your money?
Did you know there is a cash accumulation account with insurance companies that is guaranteed and offers up to 10% bonus on your principal deposit?

15. Tax Free Retirement
How much of your hard earned retirement will be taxed in your current investments?
If I could show you a way to re-allocate these funds into a tax free accumulation account with upside potential and no downside risk would you be interested?
Would you want to access your money tax free?

16. Final Questions
Do you feel good about taking care of your family today for ________ per month?
Anything you can think of that would prevent you from keeping this payment going?
I will call in a couple of days to answer any questions you might have.
I will personally meet with you to open up and review your policy with you when it is approved.
Any questions?

17. Final Questions
Do you know someone who may be interested in making an extra $500 a week helping families do what I just did for you?
My manager is hiring motivated, intelligent, people in this area, how can he contact them?

18. Agent Resources

19. Carriers Carrier Website Phone American Equity www.american-equity.com
This slide for Agent Use Only.
Carriers
Carrier
Website
Phone
American Equity
Assurity
Baltimore life
Columbian Financial Group
Fidelity & Guaranty Life
Foresters
Forethought
Kemper
Monumental
Mutual Of Omaha
National Guardian Life
Phoenix Life

20. Product Grid
Refer to mobile version on NAAU Educational Resources: Advanced Resources