1. Equita Mortgage Group “Preserving Your Financial Future”

2. Our Promise to You We will tailor an affordable mortgage protection plan that protects your most treasured assets – Your Family and Your Home. We will tailor an affordable mortgage protection plan that protects your most treasured assets – Your Family and Your Home.

3. We Represent the Top Insurers in Mortgage Protection Market We go to work for you! We will select the product and company that best fits your budget and your needs.

4. Consider These Questions  Can your family continue to pay mortgage payments if you’re no longer able?  What will happen to your family income if you die or become disabled?  Will your investments or savings cover your family’s monthly expenses?

5. Losing Your Home Is a Real Risk Most people lose their homes through: Death Death 56 out of every 1000 people die before age 5056 out of every 1000 people die before age 50 Unemployment Unemployment One of every 10 Americans will become unemployed this year for a period of 6 months or moreOne of every 10 Americans will become unemployed this year for a period of 6 months or more Critical Illness Critical Illness Last year more than 1.2 million Americans were diagnosed with cancerLast year more than 1.2 million Americans were diagnosed with cancer Disability Disability You have a 1 in 3 chance of being disabled in excess of 90 days before you reach 65You have a 1 in 3 chance of being disabled in excess of 90 days before you reach 65

6. Traditional Mortgage Protection  Decreasing Term Insurance Premium stays level while benefit decreases with mortgage balancePremium stays level while benefit decreases with mortgage balance  Bank or Mortgage Company Is Beneficiary All benefits are paid to bank/mortgage companyAll benefits are paid to bank/mortgage company You Pay Premiums, Bank gets benefits  Coverage is not transferable or portable  Accidental Death Insurance Least expensive insurance often with limited coverage (less than 2% of all deaths are caused by accident)Least expensive insurance often with limited coverage (less than 2% of all deaths are caused by accident)

7. Mortgage Protection Plan Features  Death Benefit remains level.  Covers any kind of death. Natural or accidental (Suicide after 2 years)  Choice of Beneficiary Leave the money to your family.  Coverage is portable and transferable.  Premiums do not increase.  Premiums are Guaranteed for full term  Accidental Death Benefits Available  Children’s coverage through One Affordable Rider

8. Living Benefit Options  Disability Pays monthly benefit should you become disabledPays monthly benefit should you become disabled  Waiver of premium Pays your policy premium if you become disabledPays your policy premium if you become disabled  Involuntary unemployment Will waive your policy premium up to six months  Critical Illness Accelerated death benefit of up to 50% of the face amount  Money Back Option Receive a refund of ALL of your premiums paid at the end of policy termReceive a refund of ALL of your premiums paid at the end of policy term

9. Your Promise to Your Family Not to go.. UNPROTECTED You never know when something might happen. What would family do if you did not make it home?

10. Equita Mortgage Group Thank You for Your Time and Attention.