1. Financial Aid Night
November 9th, 2017

2. Welcome & Agenda
Welcome & Introductions
Charles Hazelrigg; Interim Director of School Counseling
Briana Muncey; School Counselor
6:30
Tanya Weigold; SC Commission on Higher Education
6:45
Kelvin Bonnette; College of Charleston
7:15
Q & A
7:45

3. Junior IGPs- Time slots emailed last night!
Important Reminders!
Senior IGPs are ending
Junior IGPs- Time slots ed last night!
Check your student !

4. Upcoming dates November 10th: College App Day- TOMORROW!
February 9th: Scholarship App Day 1
March 9th: Scholarship App Day 2
March 23rd: Scholarship App Day 3
Graduation: June 1st

5. WWW.wANDOHIGH.COM WWW.NAVIANCE .COM
Community Scholarships
Nationwide Scholarships
Important dates and deadlines
Resources for financial aid
Scholarship application criteria

6. Scholarship search made simple!
Scholarship search made simple!

7. WHERE TO FIND SCHOLARSHIPS
Check back weekly for updates!

8. Speakers Tanya Weigold
SC Commission on Higher Education
Program Manager for Scholarships & Grants
Kevin Bonnette College of Charleston Financial Aid Dept.

9. South Carolina Commission on Higher Education
South Carolina State Scholarships and grant programs 2017

10. State Scholarship and Grant Programs
SC Need-based Grant
Lottery Tuition Assistance
SC HOPE Scholarship
LIFE Scholarship
Palmetto Fellows Scholarship

11. General Eligibility Requirements
SC HOPE, LIFE, Palmetto Fellows Scholarship, SC Need- based Grant, & Lottery Tuition Assistance**
US Citizen/Legal Permanent Resident*
SC Resident*
No felony convictions**
No second or subsequent alcohol/drug misdemeanors
Not in default of any state or federal loans
Enroll in a degree-seeking program at an eligible SC institution
*This must be determined at the time of high school graduation & college enrollment.
**Excluding Lottery Tuition Assistance

12. SC Need-based Grant
Must complete the FAFSA application each year and be determined “needy” based on Title IV
Can be used at any 2-year or
4-year public institution.
Must be considered a degree seeking student.
Up to $2,500 for full-time or $1,250 for part- time.

13. College Transition Program
SC Need-based Grant
Additional Programs
Foster Care Youth
Up to the maximum $2,500 SC NBG award/year, plus up to an additional $2,000
*Student needs to work with the Financial Aid office, DSS, and CHE
College Transition Program
Programs at 5 eligible SC institutions for intellectually disabled students.
*Student needs to be determined needy by Title IV guidelines

14. Lottery Tuition Assistance
$95*/Credit hour up to $1,140 for full time
Complete the FAFSA application
Enrolled as a degree seeking student at one of the: 16 technical schools, 2-year USC satellite campuses, or Spartanburg Methodist College
* Award amount may vary each term depending on availability of funding.

15. SC HOPE Scholarship Eligibility:
3.0 Cumulative GPA (based on the SC UGP) upon high school graduation
No application Process. Institution reviews final high school transcript.
Must attend an eligible SC 4-year institution
Up to $2,800
For the 1st academic year only
(2 terms)

16. LIFE SC HOPE to LIFE SC HOPE After 1st academic year:
Earn an average of 30 credit hours; and
3.0 LIFE GPA
LIFE
SC HOPE to LIFE
Once students receive a SC HOPE Scholarship in the freshman year, they can earn a LIFE Scholarship for the sophomore year and thereafter.
A student must earn a 3.0 LIFE GPA and 30 credit hours by the end of the freshmen year. If students meet these requirements, then they can be awarded the LIFE Scholarship for the sophomore year and continue in the LIFE Scholarship program.

17. LIFE Scholarship Eligibility at a 2-year institution
3.0 Cumulative GPA (based on the SC UGP) upon high school graduation
Eligibility at a 2-year institution
Earn 2 of the following 3 requirements:
1100/SAT or 24/ACT
Rank in the top 30% of the graduating class (if applicable)
Eligibility at a 4-year institution

18. LIFE Scholarship Terms of Eligibility
Up to 4 consecutive semesters of eligibility at a 2-year institution
Up to 8 consecutive semesters of eligibility at a 4-year institution
Terms of Eligibility
Not to exceed to the Cost of Attendance
Must attend an eligible SC institution
Up to $5,000 per academic year

19. “Facts of LIFE” Scholarship
NO application process
Not required to begin college immediately after high school
Can earn LIFE Scholarship after 1st, 2nd, or 3rd academic year
Student has until the end of an academic year to earn the GPA/Credit hours

20. Includes “F” and “D” Grades
LIFE GPA
Dual Enrollment and college enrollment while in high school and/or prior to enrolling in college
Grades and credit hours earned at colleges and universities (in-state, out-of state, abroad)
Includes “F” and “D” Grades
Grades and credit hours earned while enrolled in college (including summer school)

21. Initial college enrollment
The LIFE “clock”
Initial college enrollment
Term 1 1 8 2 7 3 6 4 5

22. A “Walk Through LIFE” End of 1st Academic Year
Earn a 3.0 Cum LIFE GPA
Earn at least 30 credit hours
End of 2nd Academic Year
Earn at least 60 credit hours
End of 3rd Academic Year
Earn at least 90 credit hours

23. Palmetto Fellows Scholarship Application Periods
Any eligible student will need to be a part of the Early or Late Award application process during their year of graduation
TWO opportunities to apply:
Early Award: Mid-October - December 15th
Late Award: Mid-April - June 15th
*a student cannot use Early Award documentation for the Late Award*
**a student cannot apply or earn the PFS once they have graduated high school**
*** Late award is awarded LATE  usually after tuition bill is due. Please let students and parents know.

24. Palmetto Fellows Scholarship Eligibility Requirements
For schools that have an official policy on rank that has been reviewed by Commission staff for compliance with the established Regulations:
Rank in the top 6% at the end of the 10th, or the 11th , or the 12th grade academic year
Earn a 1200 on the SAT/27 on the ACT (through the June test administration of the graduating year)
Earn a 3.5 cumulative GPA (based on the SC UGP) OR
Alternate Criteria (without regard to rank)
Earn a 1400 on the SAT/32 on the ACT (through the June test administration of the graduating year)
Earn a 4.0 Cumulative GPA (based on the SC UGP)

25. Student Notifications/ Designation Form
Early Award: Mid-March
Late Award: Mid-August
Student tuition bill WILL be due prior to being awarded the Palmetto Fellow Scholarship.
Students CAN accept the LIFE Scholarship and use it towards their bill.
Deadline to submit Designation
Form: August 31st

26. Designation Form
In order for the student to receive scholarship funds they MUST complete the DESIGNATION FORM
This is the SOLE responsibility of the student
The student is provided this form via to the listed on the electronic application

27. Palmetto Fellows Scholarship Award Breakdown
1st Year
Up to $6,700
2nd, 3rd, and 4th Years
Up to $7,500

28. Important Palmetto Fellows Scholarship Points
The student MUST attend an eligible 4-year institution the fall semester immediately following high school graduation
Enrolling in a 2-year institution during a fall or spring semester forfeits the student’s PFS eligibility  This includes Bridge Programs.
Not enrolling the fall semester upon high school graduation forfeits the student’s PFS eligibility
A student who attends an out-of-state institution can use any remaining terms of the PFS should they transfer to an eligible SC institution and meet the PFS renewal requirements

29. How do I keep the Palmetto Fellows Scholarship?
3.0 cumulative institutional GPA
(Cannot transfer grades from other colleges)
Earn 30 credit hours each academic year
Does NOT include AP, IB, Dual Enrollment, CLEP or exempted credit hours

30. LIFE & PFS Enhancements
Up to an additional $2,500
Must Earn 14 credit hours of math and/or science by the end of the 1st academic year
(AP, IB, Dual Enrollment, CLEP and Exempted courses)
Must be enrolled in an eligible major at their home institution
Starts the student’s 2nd academic year (6 semesters) at a 4-year institution only

31. Palmetto Fellows Scholarship
Enhancements
Palmetto Fellows Scholarship
LIFE Scholarship
1st Year
Up to $5,000
2nd, 3rd, & 4th Years
Up to $7,500 with Enhancement
1st Year
Up to $6,700
2nd, 3rd, & 4th Years
Up to $7,500
Up to $10,000 with Enhancement

32. Students with Disabilities
Register with the Office of Disability Services
May be eligible for accommodations
May be eligible for Reduced Course load

33. General State Scholarship & Grant Information
No State Scholarships or grants may be used at an out-of-state institution at any time
Academic Common Market
Allows for South Carolina residents who are enrolled in specific programs at out-of-state institutions to be charged only the applicable in- State tuition by the institution in which the student is enrolled
CommonMarketInformation.aspx

34. Rank & State Scholarship Eligibility
For the purposes of the LIFE and Palmetto Fellows Scholarship (PFS) programs two students may not occupy the same rank.
LIFE Scholarship: Top 30% of the graduating class (NOT rounded up to the next whole number)
PFS: Top 6% (rounded up to the next whole number)

35. Student graduates mid-year
Early Graduates
Graduating Early:
Student graduates academic year(s)early
Early Graduate:
Student graduates mid-year
For scholarship eligibility the student can ONLY use SC UGP GPA
CANNOT use rank
SC HOPE/LIFE Scholarship
Complete Early Graduate application at planned institution of attendance
Palmetto Fellows Scholarship
Only ONE opportunity to apply
the Early Award application period of their senior year
Can receive LIFE Scholarship during Spring semester*. Will receive the PFS the following terms of remaining eligibility.
SC HOPE/LIFE Scholarship
Eligibility is based on the end of the academic year with their “new” graduating class
Palmetto Fellows Scholarship
Can apply during the Early or Late Award application period
Early Award Application period can only use end of the 10th grade GPA and rank
Late Award application period can use the end of the 10th or 12th grade rank, must use end of the 12th grade GPA

36. Year Round Scholarships
Eligible SC HOPE, LIFE, and Palmetto Fellows recipients
Earn continued eligibility by the end of the Spring term
Eligible to use funds for a Summer term
*Enrolled full-time
*Uses a term of eligibility
*Eligible for Fall if eligible at the end of Spring

37. UPDATES Class of 2018: New SAT Redesign only
Can still “Super Score” highest Math section with highest Evidence-Based Reading & Writing Score

38. CHE Contact Information
Dr. Karen Woodfaulk
Director of Student Services
(803)
Mr. Gerrick Hampton
Scholarships and Grants
Program Manager
(803)
Ms. Tanya Weigold
Scholarships and Grants Program Manager
(803)
Ms. Leslie Williams
Program Assistant, Scholarships and Grants
(803)

39. Other Contact Information
Academic Common Market
Ms. Saundra Carr
SC College Access Programs
Mr. Gerrick Hampton
(803)
Websites

40. FAFSA 101: A Quick Guide to the Application

41. Who should complete the FAFSA????

42. Financial Aid that is determined by the FAFSA
Grants (Federal, State, and some Institutional)
Employment Opportunities (Work Study)
Federal Loans (both Parental and Student)

43. FAFSA Stands for Free Application for Federal Student Aid
Available for completion online beginning October 1st
Using 2016 federal tax data to determine eligibility for
Used to determine grant and loan eligibility
Must be completed every year
Parents and students must have a FSA ID and password
Can create those credentials now
Check with the institutions that you are considering to determine their priority deadline
March 1st = priority deadline for CofC

44. FAFSA Dependency FAFSA parent of record Professional Judgment
How is it determined
Extenuating circumstances
FAFSA parent of record
Divorced/separated
Divorced but remarried
Professional Judgment
EFC (Expected Family Contribution)
Can be viewed as your family’s financial strength in relation to other families that are applying for need based aid
Based on a federal formula
Why this number is important
Should be the same at every institution (even though award amounts may vary at every institution)

45. Federal Award limits
Base annual loan limits (combined subsidized and unsubsidized) Independent
$5,500 for 1st year dependent undergraduates $9,500 for independent undergraduates
$6,500 for 2nd year dependent undergraduates $10,500 for independent undergraduates
$7,500 for each remaining dependent undergraduate year $12,500 for independent undergraduates
$31,000 Lifetime limit for Dependent Undergraduate Student $57,500 for independent undergraduates
The max amount of the Parent PLUS Loan varies: is calculated to be the cost of attendance minus what the student is eligible to receive on their own at an institution
If PLUS denied, student can receive additional unsubsidized
Maximum amount of Pell Grant: $5920 ( )
Federal TEACH Grant: $3736
Federal Work Study: amount varies by institution
Federal SEOG Grant: amount varies by institution

46. FAFSA Be sure to check Student Aid Report for errors
Be sure that all signatures are present on the FAFSA
Parent + student for dependent students
Student only for independent students
***If you have questions about the FAFSA or issues with the FSA ID, you can contact Federal Student Aid at FED-AID.***

47. Questions?

48. Thank You!