1. THE CASE FOR A GOVERNMENT FINANCED NATIONAL INSULATION SCHEME
Ken Neal
Post Graduate Diploma in Architecture: Advanced Environmental & Energy Studies
Ken Neal & Associates
Building Design & Environmental Consultants

2. THE CASE FOR A GOVERNMENT FINANCED NATIONAL INSULATION SCHEME
Why ?
Problems not addressed by Green Deal alone
Problems with the Green Deal
Scale of the problem
Level of insulation required
Benefits to the nation
How to achieve target
Conclusions

3. THE CASE FOR A GOVERNMENT FINANCED NATIONAL INSULATION SCHEME
Problems not address by Green Deal
National indebtedness
Personal indebtedness
Shortage of bank liquidity
Failure of QE to stimulate business lending
Lack of growth in the economy
Increasing balance of payments deficit
Fuel supply uncertainties
40% reduction in electricity generation
Climate Change Act
Aging housing stock
Aging population
Fuel poverty rising
Low interest payments

4. THE CASE FOR A GOVERNMENT FINANCED NATIONAL INSULATION SCHEME
Problems with the Green Deal
£10k spending limit
Golden Rule
Unwillingness to spend
Interest charge
Slow workings
Needs strong uptake

5. THE CASE FOR A GOVERNMENT FINANCED NATIONAL INSULATION SCHEME
Why?
Scale of the problem is immense
25 million homes in UK

6. THE CASE FOR A GOVERNMENT FINANCED NATIONAL INSULATION SCHEME
Levels of insulation required
80% savings for Climate Change Act/Kyoto
PassivHaus/Zero Carbon standards
80% readily achievable
Case studies

7. THE CASE FOR A GOVERNMENT FINANCED NATIONAL INSULATION SCHEME
Benefits to the Nation
32% saving on our national fuel bill
Fuel poverty reduction
Increased jobs
Bolster growth

8. THE CASE FOR A GOVERNMENT FINANCED NATIONAL INSULATION SCHEME
How to achieve target?
Housing Associations
Education
Multi house contracts

9. THE CASE FOR A GOVERNMENT FINANCED NATIONAL INSULATION SCHEME
Conclusions
Green Deal can’t work
Current financial system inadequate
Current Building Regulations Part L inadequate
New thinking necessary
Commend this solution