1. N. F. I. P. Provides federally subsidized flood insurance
Community must adopt and enforce floodplain management ordinance
FEMA Publishes Flood Insurance Rate Maps
Flood Insurance is required for homes within flood zone as condition of federally backed mortgage

2. Physical Map Revision
FEMA periodically reviews and reissues maps for entire communities
Last PMRs for Clark County 1995 and 2002
Incorporates LOMRs since last PMR and large scale restudies
Next PMR for Clark County in process scheduled for publication November 2011

3. FLOOD MAP CHANGE REQUESTED WILL RESULT IN INCREASES IN FLOOD HAZARD AREA

4. LAS VEGAS WASH At Desert Rose Golf Course
New technology to assess flood risks
Higher flow than previously determined
Facility study underway
Approximately 1400 homes affected

5. 2008
14,000 CFS
1991
6,730 CFS
Charleston
Nellis
Sahara
Flamingo Wash

6. FEMA PROCESS Maps effective November 2011
March 2010 Preliminary maps accepted by community
Ninety day public appeal ended January 27, 2011
FEMA appeal resolution, final QC April 2011
May 2011 six month community compliance period
Maps effective November 2011

7. INDIVIDUAL NOTICE
Individual mailings prior to Flash Flood Season (May)
Make those affected aware of present flood risk
Schedule for map publication
Encourage to buy flood insurance now
Protect from flood risk now prior to map change
Rates are low
Keep rates lowest after map change (grandfathering)
Public open houses prior to map effective date

8. Grandfathering Purchase before map change Purchase after map change
$350/year (building & contents)
$930/year after map changes (building only)
Purchase after map change
$930/year (building only built after 1989)
$1,7oo/year (building only built before 1989)

10. Questions?