1. Jason Gates and Andy Jennings Bureau of State Risk Management
Bureau of State Risk Management State Agencies Purchasing Council Meeting May 17, 2017
Jason Gates and Andy Jennings
State of Wisconsin, DOA
Bureau of State Risk Management

2. BRSM Mission
We provide active leadership to assist all State of Wisconsin agencies in protecting their employees, the general public and the State’s physical assets. Through our highly skilled, dedicated staff we provide guidance and direction to empower state agency staff in preventing losses and minimizing the impact of losses.
Located in the Department of Administration-Division of Enterprise Operations
1975 – Established Self-Funded Liability Program
1980 – Added Self-Funded Property Program
1982 – Added Workers Compensation Program
1991 – Became total program revenue (PR) Operation
1992 – Added Risk Control/Safety Program

3. Risk Financing Program
BSRM manages self-funded programs for:
Property
Liability
Workers Compensation
Program Revenue Backed Up by Sum-Sufficient Appropriation
Required Payback in 6 Years if Sum-Sufficient
Appropriation Accessed

4. Risk Management Premiums
Promote loss control and safety
Fair and equitable
Reasonable to administer and understand
Premiums are Bureau operating expenses including: self funded losses, loss control costs, claims management, administrative cost and excess or commercial insurance purchases.
Premium packets with Detailed Information sent to agencies annually

5. Bureau of State Risk Management Program Areas & Contacts:
Laura Ellingson, Workers Compensation Program Manager
Andy Jennings, Property and Liability Program Manager
Jake Lowell, Safety and Loss Control Manager

6. What is Risk Management?
Risk Management is the process of making and carrying out decisions that will minimize or eliminate the adverse effects of accidental loss upon an organization/agency.

7. Risk is inherent in any organization or operation
Risk is inherent in any organization or operation. The idea behind risk management is not to completely eliminate risk, but rather identify and control risk.

8. What is the Risk Management Process?
Identification/Analysis of Potential Loss Exposures
Examining Feasibility of Alternative Risk Management Techniques
Selecting the Most Appropriate Alternatives
Implementing the Selected Methods
Monitoring the Risk Management Programs

9. Techniques/Methods of Managing Risk
Avoidance
Prevention
Mitigation
Retention
Transfer
“Risk Management Toolbox”

10. We are All Risk Managers!
RISK MANAGEMENT:
Is everyone’s responsibility
Requires daily attention
We are All Risk Managers!

11. Questions and Thank you!

12. Insurance Requirements for Vendors & Contractors
Andy Jennings
Property & Liability Program Manager x

13. Step 1: Setting the Correct Insurance Requirements “Aiming Not too High and not too Low”

14. Standard Insurance Limits for Vendors / Contractors

15. From State Procurement Manual Number PRO-D-34 Appendix A
The “Standard Insurance Limits” apply to all procurements except high risk service procurements.
The specific requirements for vendors providing high risk services supersede the Standard Insurance Limits:
Air Charter
Ambulance Service
Asbestos Abatement
Building Remodeling and Construction
Custodial Services
Daycare
Elevator Maintenance (includes all passenger and freight elevators)
Food Service
High Risk Entertainment/Speakers
Medical/Therapist Services (including optical and laboratory,
Recreational Services
Refuse Transportation and Disposal
Security
Tower Inspection and Maintenance Services
Transportation Services

16. High Risk Insurance Limits

17. High Risk Insurance Limits

18. Step 2: Verifying the Correct Insurance Requirements “Do they evidence what they need to”

19. Reviewing Certificates of Insurance

20. Questions???
Contact your agency’s Risk Management Staff with any Insurance Requirement Questions
Smaller agencies with no Risk Management Staff can contact DOA BSRM for assistance