1. Foundations of Personal Finance Ch. 22

2. Entering the Work World22
Entering the Work World

3. Chapter Objectives Write a résumé and cover letter.
Complete an application form correctly.
List important points to remember during an interview.
Outline steps to success in the workplace.
Discuss ethical issues in the workplace.
List advantages and disadvantages of becoming an entrepreneur.
Distinguish between multiple roles of adults.

4. Getting a Job Many jobs require you to submit a résumé, which includes
your identifying information
goals and_________________
__________
Work____________
activities and honors
__________________

5. Foundations of Personal Finance Ch. 22
The Résumé
A résumé may need to be ________for different jobs, but its _____information and ______will be the_______
continued

6. Foundations of Personal Finance Ch. 22
The Résumé
continued

7. The Résumé Some employers may ask for an ________résumé, which
uses the _____ _______ as the original
Has ________removed
is sent as an ________ _________ to an employer contact

8. The ______Letter A cover letter Use good-______ _____ if sent by mail
_______you and your résumé
______on _______in the résumé
_____for an ________or ________about a position
Use good-______ _____ if sent by mail
Use _____ ______ and __________

9. The Application Form Work on a _____and _______data to the final form
_____the entire form ______ ______ in spaces
______ _______, write______, and spell correctly
For questions that don’t apply, write “Not applicable” or “_____”
continued

10. Foundations of Personal Finance Ch. 22
The Application Form

11. Foundations of Personal Finance Ch. 22
The Interview
_______carefully for an interview
_____the __________background
continued

12. The Interview _______questions and _________ answering them
______your ____ _______ to ask about job responsibilities, advancement__________, and other matters of interest
continued

13. The Interview ______ ________ including application form _________
_______________
______ _______ number
copy of your ____________
continued

14. The Interview Make a _______appearance with __________dress
_________arrival
_____handshake
Direct _____contact
________manner
continued

15. Foundations of Personal Finance Ch. 22
The Interview
_______the interviewer
______the follow-up you can expect
______a thank-you ______right after the interview

16. Success in the Workplace
______that are important for success in almost any job include
_______
_________ attendance
_________
___________ attitude
_________to do the work as best you can
Dressing ___________for the job
continued

17. Success in the Workplace
Basic communication skills include
Good ____ contact
______ handshake
Easy ___________manner
_________ to what others say
continued

18. Success in the Workplace
Foundations of Personal Finance Ch. 22
Success in the Workplace
Communication skills are used for
_______clients and customers
_________with other employees and superiors
handling business ______calls and_______
continued

19. Success in the Workplace
______sit _____during work hours; ask for more work to do
If you are falling behind in your work, talk to your____________
______send or receive _______ s and phone calls on company time
Don’t let ______drop by your workplace
continued

20. In Your Opinion
What quality do you think is most important for succeeding on the job? Why?

21. Success in the Workplace
Foundations of Personal Finance Ch. 22
Success in the Workplace
Good ______members
________with coworkers
_____others _______ for their contributions
do their fair share of the________
continued

22. Success in the Workplace
Good_______
Give ________and ___________ others
encourage open_________________
make sure each person ______ ________ and heard
__________strengths of each team member
encourage team____________

23. Leaving a Job
If you leave voluntarily, have a new job before you leave your present one
______appropriate_______, usually ___ weeks
Put your _____________in__________
continued

24. Leaving a Job
Find out if you are _________ for unemployment benefits and employer-sponsored health insurance
Don’t burn your bridges; you may someday ______ __________ or cooperation from past employers
continued

25. Foundations of Personal Finance Ch. 22
Leaving a Job
Workers can be terminated for ______ _________, _________, _______ _________ or _________, and other reasons

26. Workplace_______
Ethics are a set of ______ ______ that guide behavior and decision-making
Many businesses are adopting ethics programs
Corporate values and a code of ethics can be conveyed in employee__________, training sessions, and printed formal statements
continued

27. Workplace Ethics Ethics often ______a business’s ____________with its
employees
customers
suppliers
investors and creditors
competitors
community
local and global
continued

28. Workplace Ethics
When you apply for jobs, ask about an employer’s policies regarding employee decisions and behavior on the job
If ever in ______about what is and is not acceptable, _____ before you _____

29. Foundations of Personal Finance Ch. 22
Entrepreneurship
If you want to be your own boss, you can become an_____________
Rewards include income and
_______, __________
and personal satisfaction
continued

30. Entrepreneurship Businesses have _____basic_______
__________________
________________
____________________
Another way to go into business is through a__________, such as fast-food outlets
continued

31. Foundations of Personal Finance Ch. 22
Entrepreneurship
Thousands of small businesses fail each year
There is ___ ____________ of success and ______financial ________when you begin

32. Writing a __________ _______
1. Executive____________
2. Company___________
3. ____________definition
4. __________and services
5. ___________and management
continued

33. Writing a Business Plan
6. ___________and sales strategy
7. ____________
8. ______________

34. Managing Multiple Roles
Foundations of Personal Finance Ch. 22
Managing Multiple Roles
Your _____or career goals may one day _______with__________, ________, and other life goals
continued

35. Managing Multiple Roles
Couples should _______their career and parenting ______ ______marriage
Those in dual-career families must _____ ___________ to manage career demands as well as family, household, and community responsibilities
continued

36. Managing Multiple Roles
________depends on
The _________of both marriage partners
how well they ________and _________ their time
Whether _______ _______ is available
______ ________ is often the most critical ______for working parents to resolve
continued

37. Managing Multiple Roles
Foundations of Personal Finance Ch. 22
Managing Multiple Roles
_________may
Offer__________
Provide ___-____ child care facilities
allow workers to ______ _____ _________
continued

38. Managing Multiple Roles
Because of the _______ ______ _______ _____, employers of more than ___workers must provide them up to ___weeks _____leave yearly for
care of a new _____or sick____________
__________medical needs
Employees are assured their jobs will be __________when they return

39. Social Responsibility
Social responsibility requires going ____and _______ taking __________for yourself and your family
It is part of ______ _____________
________have a ______ to take care of one another and the world they share
Citizenship involves finding _______approaches to current social ______and ____________

40. Central Ideas of the Chapter
Learning to properly prepare résumés, cover letters, and applications will help you get hired.
Following workplace ethics can help you succeed on the job.
Workers must learn to balance their work life with family time and social responsibility.

41. Glossary of Key Terms
Back
corporation. A business that is a separate entity created and owned by the founder and shareholders.
dual-career family. A family where both spouses have careers outside the home.
entrepreneur. A person who owns, operates, and assumes the risk for a business.

42. Glossary of Key Terms
Back
franchise. An agreement that permits the franchisee to market and sell goods and services in a given area that the franchiser provides.
interview. A meeting in which a prospective employer or an admissions officer of a school talks with an applicant.
partnership. A business consisting of two or more owners.

43. Glossary of Key Terms
Back
reference. A person who has direct knowledge of a person and his or her past work record.
résumé. A summary of a person’s skills, training and education, and past work experiences.
social responsibility. A general sense of concern for the needs of others in the community, country, and world.

44. Glossary of Key Terms
Back
sole proprietorship. A business consisting of one owner.