1. An Update on Your Employee Benefits
Huntsville City Schools
An Update on Your Employee Benefits

2. How did we get here? Alexander & Company selected as your Advisor
Benefits Committee selected
Cross-sampling of your population
Benefits Design Class 3/8/17
Their wishes and desires
Current perspectives of insurance and benefits
Rebuilt and Bid- Used above criteria
Benefit Selection Day 4/25/17

3. Mutual of Omaha Short Term Disability Better Definition
Higher coverage
Better pre-existing condition coverage
Guarantee-issue every year (Pre-ex)
Great rates

4. Mutual of Omaha Long Term Disability Better Definition Higher coverage
Better pre-existing condition coverage
Guarantee-issue every year (Pre-ex)
Great rates

5. Board-Paid Life Insurance
Mutual of Omaha
Board-Paid Life Insurance
Added:
Beneficiary Counseling
Will Preparation feature
Employee Assistance Plan (EAP)
Additional enhancements
Rates lowered 14%

6. Voluntary, Group Term Life Insurance
Mutual of Omaha
Voluntary, Group Term Life Insurance
Guarantee-issue increased from $100,000 to $200,000
Spouse guarantee-issue increased from $10,000 to $50,000
Buy in, can buy up with no health questions
Much lower rates (33-57% lower, age based)

7. Permanent Life Insurance
Unum
Permanent Life Insurance
Level, guaranteed premiums
Can purchase without health questions
Spouse and child also

8. Delta Dental Dental Insurance Single, Emp + 1 options Lowered costs
Richer plan

9. EyeMed Vision Insurance Richer plan
MUCH lower cost, 26%-73% lower (PEEHIP)

10. Critical Illness Insurance
Metlife
Critical Illness Insurance
Guarantee Issue
Replaces Cancer Insurance
Integrated into enrollment system

11. Enrollment / Rollout Begin communication in July Enrollment in August
October 1, 2017 effective date
Online, Call Center available (year-round also)

12. More Information

13. Where can I find more information? Employee Benefits Center
You have an online website
designed to be your specified benefits
resource center 24/7.
MyHCSBenefits.com
You will also have a Call Center available to answer questions regarding your benefits

14. Thank You