1. PARTICIPANTS IN FINANCIAL MARKET
Dr.P.Saradhamani , DoMS,
4/15/2018

2. AGENDA What is investment ? Why invest ? Where invest ?
An Introduction to Financial Market
Types of Financial Market
Conclusion
Dr.P.Saradhamani , DoMS,
4/15/2018

3. What is Investment ?
Money we earn is partly spent and rest saved for meeting future expenses. Instead of keeping the savings idle we like to use savings in order to get return on it in the future. This is called Investment.
Dr.P.Saradhamani , DoMS,
4/15/2018

4. Why Invest ? Earn Return on idle resources
Generate sum of money for specified goal in life
Make provision for uncertain future
To meet the cost of inflation
Dr.P.Saradhamani , DoMS,
4/15/2018

5. An Introduction to Financial Market
In economics, a financial market is a mechanism that allows people to easily buy & sell (trade) financial securities ( such as stocks & bonds ), commodities ( such as precious metals or agricultural goods ).
Dr.P.Saradhamani , DoMS,
4/15/2018

6. Types of Financial Market
Money Market
Capital market
Commodity Market
Financial Market
Derivatives Market
Insurance Market
Foreign Exchange Market
Dr.P.Saradhamani , DoMS,
4/15/2018

7. Options for Retail Investor
Equity
Debt
Mutual Funds
Fixed Deposits with Banks
Post office schemes
Gold
Real Estate
Insurance
Dr.P.Saradhamani , DoMS,
4/15/2018

8. Equity Shares
It commonly referred to as ordinary share represents the form of fractional ownership in a business venture.
Equity shareholders have the right to get dividends as declared.
Dr.P.Saradhamani , DoMS,
4/15/2018

9. DEBT
This instrument represents contract whereby one party lend money to another on pre-determined terms with regards to rate and periodicity of interest, repayment of principle amount by the borrower to the lender.
Dr.P.Saradhamani , DoMS,
4/15/2018

10. Classification of DEBT
BONDS: Issued by Govt.(Central and State),Public Sector Organisation
DEBENTURES: Issued by Private Corporate Sector.
Dr.P.Saradhamani , DoMS,
4/15/2018

11. Mutual Fund
A Mutual fund is a collective investment vehicle that pools together investor money. This collective pool of money is invested in accordance to stated objective.
Mutual Funds are :
A large pool of resources
Managed by professionals
Diversified investment for lower risk & better return
Dr.P.Saradhamani , DoMS,
4/15/2018

12. Fixed Deposits with Banks
It allows an investor to deposit a lump sum of money for a fixed period ranging from a few weeks to a few year and earn a pre-determined rate of interest.
Guaranteed Returns depends upon term.
Safe and Secured Investments
Dr.P.Saradhamani , DoMS,
4/15/2018

13. Post Office Schemes Offered by Govt. of India
Safe, secure and risk-free Investment
No Tax deduction at source (TDS)‏
Transferable to any post office in India
Attractive Rate of Interest
Post office monthly income scheme
Kisan Vikas Patra
National Savings certificate
Public Provident Fund
Dr.P.Saradhamani , DoMS,
4/15/2018

14. GOLD Physical Gold in the form of bars and coins
Gold accounts in banks where units in the gold a/c in the banks are backed up by physical gold held in the bank and bank gives assurance that the investor can convert the gold back to cash anytime.
Dr.P.Saradhamani , DoMS,
4/15/2018

15. Real Estate Investment
Financial instrument that invests primarily in the real estate such as offices, apartments, shopping centres, hotels etc.
Tend to pay high returns( often as high as 10%)‏
Attractive investment opportunity when the stock market is falling.
Dr.P.Saradhamani , DoMS,
4/15/2018

16. Insurance
A promise of compensation for specific potential future losses in exchange for a periodic payment. Now it is considered as a investment tool also:
ULIPs
Traditional Plans
Dr.P.Saradhamani , DoMS,
4/15/2018

17. Conclusion
Investors looks at superior returns and measured risk therefore he has to select a dynamically balanced asset allocation mix consisting of the different investment options available in the Financial Market.
Dr.P.Saradhamani , DoMS,
4/15/2018

18. THANK YOU
Dr.P.Saradhamani , DoMS,
4/15/2018