1. Investment Options
&
The Best One
By- Suyog ( CSS, Cash)

2. Human Life Cycle Cycle I Cycle II Cycle III Education Earning Years
25 yrs
40 yrs
yrs
Education
Earning Years
Post Retirement Years
Age- 25 yrs
Age- 60 yrs

3. Cycle II: The Most Crucial Phase
Meet current recurring expenses
Rent, Electricity, Telephone
Child’s education, Child’s marriage
Annual Holiday with family….
Build capital assets
House; Car….
Make provisions for
Retirement ; Contingencies- Illness, Accidents, etc.
Do you save and invest so that your dreams turn into reality

4. Investment???
Money we earn is partly spent and rest saved for meeting future expenses
Instead if keeping the saving idle we like to use saving in order to get return on it in the future….
Saving =Investment

5. Return?? Interest Capital Appreciation
When we borrow money we are expected to pay for using it…
Amount charged to borrower for using lender’s money…
Bonus shares, etc…

6. Dreams & Future????
Go for Investment………

7. Investment Options..
Physical Assets
Gold
Real Asset
Commodities

8. Investment Options.. Financial Assets
Post Office Schemes ,PF, Pension Fund
Insurance
Fixed Deposits with Banks
Shares, Bonds, Etc..
Mutual Funds

9. Which Investment Option should I take ????
Having Understood how Important is financial Planning Now The Big Question ??
Real Estate
Stocks
Gold
Bonds
Bank Deposits
Which Investment Option should I take ????

10. All of them in just one Investment VehicleOR
All of them in just one Investment Vehicle
Mutual Funds

11. Mutual Funds….
A Mutual Fund is a pool of the savings of a number of investors who share a common financial goal.
The money thus collected is then invested in capital & money market instruments such as shares, debentures, securities, Treasury Bills etc…
The income earned through these investments and the capital appreciation realized are shared by its unit holders in proportion to the number of units owned by them.
Thus a Mutual Fund is the most suitable investment for the common man as it offers an opportunity to invest in a diversified, professionally managed basket of securities at a relatively low cost.

12. Mutual Fund Cycle

13. Types of Schemes PERFECT COMBINATION OF RISK & RETURN By Structure
Open Ended Schemes
Close Ended Schemes
Interval Schemes
By Investment Objective
Growth Schemes
Income Schemes
Balance Schemes
Money Market Schemes
Tax Schemes
Tax Saving Schemes
Special Schemes
Index Schemes
Sector Specific Schemes
PERFECT COMBINATION OF RISK & RETURN

14. MF Industry in India and some facts
100 % growth in the last 6 years.
In the period still it is maintaining stability
Number of foreign AMC’s are in the que to enter the Indian Markets
Our saving rate is 23% highest in the world
We have less number of MF in comparisition to US, they are having 800 MF companies so there is big scope for expansion
B and C class cities are growing rapidly today most of the MF concentrating on only A class cities.
MF can achieve the success like Insurance in rural sector if they bring simple and limited scheme for them.
Emphasis on better Corporate Governance
Introduction of Financial Planner who can provide need based advice.

15. ?