1. A Presentation of Banking Services for
21st September 2010

2. Presentation Team Martin Prentice - Relationship Director
Jonathan Cook – Relationship Manager
Mac Woodgate – Manager, Cash Management
Deborah Lawton – Customer Manager, Client Management
&
Angela Beswick - Client Cash Manager Specialist, CashFac

3. What we will cover today
Our Current relationship with Barnett Waddingham
Our Relationship Approach
Summary of your RFP
Summary of our response
Why choose Lloyds TSB
Overview of Client Cash Manager
Questions

4. Current Relationship We are proud of….
The 30+ year relationship we have had with Barnett Waddingham and look forward to being a trusted advisor of yours going forward and helping you to meet and exceed your goals.
Being voted Bank of the Year for the sixth year running in the FDs’ Excellence Awards. The award recognises the expertise of our relationship managers, the support we have provided over the past year and our ongoing commitment to supporting businesses in the future.
Being the best in class for our Client Cash Management products.

5. Your RFP A Summary of our approach…

6. Client Cash Manager
Lloyds TSB provides Client Cash Manager, the market leading virtual bank account solution, to its customers helping them to achieve process efficiencies in payment and receipt handling as well as providing a consistent process throughout an organisation to increase control and compliance as well as reduce risk.
50% cost reduction in operations through STP and virtualizing bank accounts
Automatic compliance and de-risking
Real time service level monitoring
Standardisation of business process
Releases specialist skills in operations for productivity & growth
With sophisticated allocation, reconciliation and integration capability, manual processes including re-keying of payments and receipts are removed and automatic daily reconciliation is achieved. Cash visibility is greatly improved and exceptions are reported immediately.
This solution enables one account to be held at the bank per currency and virtual accounts to be used to segregate funds according to business process. These virtual accounts act like bank accounts, accruing interest and providing online statement information to users in any location.

7. Users

8. Benefits of Client Cash Manager
CCM will provide a superior experience
Standardised solution for your entire cash management creating efficiencies & increased control
Rationalisation of bank accounts
Increased efficiencies for operational cost saving and growth opportunity by offering:
Immediate account opening
Business rules mapped to reflect your business process and fully integrated for STP
Single point of reference for all payments and receipts
Automatic reconciliation with extensive exception management and control
Non-receipt and incorrect values reported immediately creating stronger controls
All payments and receipts allocated automatically to your back office systems removing re-keying which is prone to error

9. Benefits of Client Cash Manager Continued…
Centralised visibility including online authorisation and extensive management reporting
Segregation of duties inline with your security and audit requirements
Information kept indefinitely
Direct access as required for trustees, finance, management, employers, members
Manage physically pooled funds easily, using virtual bank accounts to automatically apportion interest as required
Significantly improve Cash and Treasury Management
Greater visibility for accurate cash flow forecasting
Use virtual bank accounts to provide cash visibility at the lowest level

10. Innovation and Meeting Future Needs
White Label Opportunity
Client Access Module – member tool for viewing statements and paying AVCs
A2Pay - employer tool to Barnett Waddingham with contribution collection
APIs for seamless integration
Back office system integration
Investment and disinvestment instructions together with Cash
Managed Service option
SIPP and SSAS – one platform for all cash management

11. Q & A Thank You