1. An Introduction to Health Cash Plans
The everyday health insurance from HSF health plan
Roy Smith & John Murphy
HSF health plan

2. About HSF health plan and The Charity The Hospital Saturday Fund
HSF health plan is the trading company of a registered charity The Hospital Saturday Fund
Founded in 1873 as The Hospital Saturday Fund
Active in Ireland since 1949
Approved in Ireland by the Department of Health & Children
Registered with the Health Insurance Authority
Authorised by the Prudential Regulation Authority
Regulated by the Financial Conduct Authority and the Prudential
Regulation Authority

3. Charitable Donations
The Hospital Saturday Fund, a Registered UK Charity, donates surplus monies made by HSF health plan to individuals and medically associated charities.

4. Why choose HSF health plan for your organisation?
An average HSF health plan policyholder stays with us for over 11 years, which we feel is a testimony to the benefits and services that we provide.
Meets companies CSR requirements, whilst looking after employees’ health and welfare.

5. Why choose HSF health plan for your organisation?
At HSF health plan over half our employees have been with us for over 5 years and a third have completed over 10 years service. This experience spreads throughout all our departments and enables our corporate customers and individual policyholders to receive an efficient service.

6. Why choose HSF health plan for your organisation?
HSF health plan is a cost effect way to provide your employees with a range of benefits to help them with the cost of everyday healthcare.
Spouse/partner and dependent children up to the age of 21 covered at no additional cost.

7. HSF Scheme options HSF Individual Schemes Family Schemes HSF Assist
A HSF health plan can be provided on a funded, part funded or totally voluntary basis all at a discounted corporate rate.
This allows you to provide a valuable employee benefit for little or in the case of a voluntary scheme at no cost to your company.

8. HSF Individual Schemes
Dental and Optical up to €600
Day Case Surgery & Treatment up to €100 per day up to 8 occasions
General Practitioner, Prescription & Emergency Department
up to €25 per visit
Hospital Admissions
up to €100 per night up to 40 nights
Practitioner up to €800
Recuperation up to €330 after a minimum of 10 nights in hospital
Includes Physiotherapy, Osteopathy, Chiropractic, Acupuncture, Homoeopathy, Chiropody/Podiatry
Specialist & Investigations up to €800
Personal Accident cover up to €30,000
Includes allergy testing and health screening
Birth & Adoption up to €800 per child
Helplines – Help and advice when you need it most

9. HSF Family Schemes Dental and Optical up to €800
Day Case Surgery & Treatment up to €120 per day up to 8 occasions
General Practitioner
& Emergency Department
up to €32 per visit
Hospital Admissions up to €120 per night up to 40 nights
Prescription up to €16 paid per script
Recuperation up to €230
After a minimum of 7 nights in hospital
Or up to €340 after 15 nights in hospital
Practitioner up to €1,300
Personal Accident up to €50,000
Includes Physiotherapy, Osteopathy, Chiropractic, Acupuncture, Homoeopathy, Chiropody/Podiatry
Specialist & Investigations up to €1,700
Surgical Appliances & Hearing Aids
up to €850
Includes allergy testing and health screening
Birth & Adoption up to €1,000 per child
Helplines – Help and advice when you need it most

10. HSF Assist – range of services
HSF Assist provides unlimited access to a variety of assistance helplines and services which are available to all policyholders and their children. The services available are:
GP Telephone Advice – 24 hour access to a Doctor
Virtual Doctor – a webcam based “face to face” consultation service with a Doctor
Health Information Website – a medically validated and regularly updated website
Counselling Service – a telephone and, if needs be, a face to face counselling service
Legal helpline – telephone access to Solicitors and Barristers
You can use any part of the HSF Assist service as many times as you need.

11. HSF Assist – GP Advice 24 hours a day
Unlimited convenient 24 hour 7 day a week access to a large team of qualified practising GPs:
Diagnosis
Advice
Reassurance
Second opinion
Over 70% of consultations result in the patient having an effective diagnosis and course of action without referral to another medical professional
Over 90% of consultations result in the patient having a clear course of action

12. Thank you
Go raibh maith agat
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