Presentation on theme: "Primerica Representatives Introduction Smart, Affordable, Group Health Insurance 1."— Presentation transcript:
1 Primerica Representatives Introduction Smart, Affordable, Group Health Insurance 1
2 POL delivers state of the art online resources and support Why Primerica?Proven business model with unlimited income opportunityPersonal financial literacy and empowermentNo territory limits or restrictionsPaid life and securities licensesOwn your own business*Home office staff of 2000 supporting your businessPOL delivers state of the art online resources and supportAccess to individual major medical and group supplemental health insurance through the benefits marketplace**Quarterly equity program when you become an RVP**The Ownership and RVP equity program is subject to terms, conditions and applicable regulatory requirements. Please see POL for all the rules on these programs, including how to qualify.**Benefits are not provided by Primerica.POL delivers state of the art online resources and supportWhy not Primerica?
3 Benefits Marketplace* Group health and group supplemental insurance plans are available 365 days a year and are provided by Agentra.**Individual major medical insurance plans are available during annual election or special election periods and are provided by PFI Benefits.Go to POL Home > Business Essentials > Benefits Marketplace to learn more and enroll.*Benefits are not provided by Primerica. Product availability varies by state. See provider for details.**The insurance discussed provides limited benefits. Limited benefits plans are insurance products with reduced benefits intended to supplement comprehensive health insurance plans. This insurance is not an alternative to comprehensive coverage. It does not provide major medical or comprehensive medical coverage and is not designed to replace major medical insurance. Further, this insurance is not minimum essential benefits as set forth under the Patient Protection and Affordable Care Act.
4 Benefits MarketplacePROTECT yourself and your family with health insurance.RECRUIT to build your business! Help others gain access to this coverage as Primerica representatives.GROW your business by promoting access to health insurance options to retain your team.
5 Note: limitations and exclusions apply, see plan for details Questions?Note: limitations and exclusions apply, see plan for details1
6 You must have a valid solution number (code) to enroll. Products and services provided at the Benefits Marketplace are for internal consumption only.You must have a valid solution number (code) to enroll.
7 Recruit the 40M + people who… Still don’t have health insurance:Employees of small businessCurrent clientsSelf employedSpouse and family members losing coverageThose who missed the annual enrollment windowAccording to the SBA and LIMRA less than half of small businesses provide any benefits. That leaves about 1.2M small businesses…1
8 Recruit the 100M people who… Have big gaps: high deductible, high out-of pocket, high premium health insurance plans:Current clientsSelf employedEmployees of small businessEmployees of big business
9 HealthCare Select - Plans #1 & #2 No Deductible – First $$$ benefits$10-Office Visit Pre-Pay when you choose to use a “FirstHealth” Network providerInpatient/Outpatient Medical BenefitsSurgery Benefits – including maternityDiagnostic, X-Ray and Lab BenefitsPrescription Co-pay $10 and $30Note: limitations and exclusions apply, see plan for details1
10 HealthCare Select - Value Added Services 590,000+ Healthcare ProvidersTelephonic Doctor Office Visits $0 Co-PayMental Health Provider – 3 no-cost face to face visits and unlimited telephonic consultsPharmacy Benefit Manager for Co-pay prescription drug plan with 56,000 participating locationsValue-added services are included with HealthCare Select. These services are not insurance and are not provided by AXIS Global Accident and Health Insurance Company. 1
11 Additional plan options @Primerica Online We Recognize that… “One size doesn‘t fit all!”Healthcare Assist – helps to pay for the “gap in coverage” caused by the deductibles, co-pays and coinsurance of your high-deductible health insurance plan.– plans start at $27/mo.Accident & Assistance: after a $100 deductible pays 80% of an outpatient accident expenses up to $10,000 – Plans start at $15/mo. Includes “consult-a-doc” with no co-payDental and Vision coverage – plans start at $24/mo.Note: limitations and exclusions apply, see plan for detailsValue-added services are included with Healthcare Assist and Accident and Assistance. These services are not insurance and are not provided by AXIS Global Accident and Health Insurance Company. 1
12 Supplemental Plans - Value Added Services Telephonic Doctor Office Visits $0 Co-PayMental Health Provider – 3 no-cost face to face visits and unlimited telephonic consultsPrescription discounts average 22%, with potential savings of up to 50% on brand name and generic prescription drugs at over 50,000 participating pharmacies.Members have access to over 137,000 providers in all 50 states that provide discounts of 20-40%Value-added services are included with Healthcare Assist and Accident and Assistance. These services are not insurance and are not provided by AXIS Global Accident and Health Insurance Company. 1
13 Primerica Representatives Group Available in all 50 states and D.C.Insurance Benefits Underwritten byAccident & HealthThe AXIS insurance and reinsurance companies are rated “A+” (Strong) by Standard & Poor’s and “A+” (Superior) XV by A.M. Best for claims-paying ability.Note: Plans not available in Puerto Rico or Canada
15 Primerica (Primerica Life Insurance Company, National Benefit Life Insurance Company, Primerica Financial Services, Inc., and their affiliates) do not represent any of the insurers in this program and are not responsible for any of the insurance or other products and services offered. All group products are offered through Agentra, LLC, a licensed insurance agency. All individual products are offered through PFI Benefits.
16 Note: limitations and exclusions apply, see plan for details Questions?Note: limitations and exclusions apply, see plan for details1