1. Ukwanda Innovative training & Projects

2. Background After working with different schools around the Area, Tembisa and the surroundings we realized that most of our clients are using different Banks at a very high interest rates p.a. Bank D Bank A Bank C Bank B CAPITEC

3. High Income Earners receive Better Banking Rates & Personalised Services Ukwanda would like to propose FNB to design a similar affordable solution (product) for schools; Low rates for transactions; Personalised Banking Service for schools. ( Business Banking as provided to High Income earners from 300p.a.) Fixed interest on savings from 6 months upwards; Personalised financial advisor to ensure schools manage their cash flow effectively and not run out before the year ends while exploring other forms of investments to ensure the schools are more self sustainable.

5. School Supplie rs Parent s communitycommunity Ukwanda acknowledges schools as part of the whole community. Therefore we have put into place a plan and strategy on how we could market other products offered by the Bank on the above mentioned stakeholders. This project has multiplying effects as it can be able to pull in Teachers, Parents and Suppliers.

6. Relationship and Experience: Ukwanda has accumulated a lot of experience in dealing with public schools in General. We fully understand the systems put by the Government within the school environment and we have a very rich relationship with the schools in the Area. Time Constraints: This is an advantage to us. As a small business we do not have time constrains as some of the meetings will take place in the evening when there’s a need to address Parents (the School governing body). Ukwanda proposes a five year Service Level Agreement with the Bank. Our main engagement would be as follows: Sustain a relationship with the client on behalf the of Bank. Encourage schools to fix deposit a certain amount of money. (minimum R50 000.) over six months, this to be decided by the Bank. Continue to find loop holes that could be found and used by the competition. Fees: Ukwanda would propose a fixed commission of 5 % per client brought in.

7. Contact Details : Siphiwe 073 501 9151 Business that makes the difference