1. Corporate Insurance Needs

2. What Kinds of Coverage? What kinds of risks does your company have? – Restaurant Food poisoning Slip and fall Choking Parking lot accidents Liquor Liability Business Interruption Boiler and machinery

3. Different Company, Different Policy What additional kind of coverage would a bank have? – Director’s and Officers Insurance In case my CEO makes a big error and loses the company money – Cyber crime (Identify Theft) – Bank Robbery (Kidnap and Extortion rider) – Mail (for Mail Fraud/Stolen Checks/Forgeries)

4. Different Company, Different Policy What additional kind of coverage would a school district have? – Equipment Theft Computers – Employment Discrimination – Fleet Liability (school buses) – Professional Liability (protecting staff and administrators against parent lawsuits)

5. Scenarios A company officer dies suddenly – Like Dave Goldberg, CEO from Survey Monkey – Who is going to run the company? – How do you find a successor? – Does this interrupt the company business?

6. Scenarios You’re making a movie sequel to a big hit – Halfway through filming, your main character dies in real life – What happens next? – How do you recoup the loss?

7. Scenarios You store a collection of record album artwork – The warehouse burns to the ground and everything is lost – What happens now?

8. Scenarios Shortly after the resignation of your accountant, you discover that she has been writing company checks to herself and family members for the past fifteen years – How do you deal with the situation? – What insurance will cover your cost of the investigation and loss of money?

9. Scenarios An employee falls off a scaffolding and dies after a long hospitalization – What costs are involved and who pays them?

10. Other Perils Think about the franchise you researched List the perils they might face (10 points)