2. Unit 3 Banking 10(7) Tang Suming

4. You are able to:  Be familiar with some basic daily banking procedures.  Use the proper expressions to carry out baking procedures.  Know the function of credit cards Learning Objectives

6. Contents Language Focus 2 Warming-up Exercises 1 Revision ＆ Summary 4 Assignment 5 Listening and Speaking 3

7. Information People’s Bank of China Bank of Communications Agricultural Bank of China China Everbright Bank China Construction Bank Industrial and Commercial Bank of China Bank of China China Merchants Bank

9. Banking System in China Central Bank Commercial Banks People’s Bank of China State-owned Banking System in China Financial Institutions Bank of China Industrial and

10. Banking System in China

12. Language Focus deposit: n. 储蓄，存款 ; vt.&vi. 储蓄 ; 寄存 ; e.g. deposit money ↔ withdraw money 存钱 取钱 deposit slip/form/receipt 存款单 e.g. 请你填份存款单好吗？ Would you please fill out a deposit slip ？

13. account n. 账, 账目 ; 存款 ; 记述, 报告 ; 理由 ; Language Focus 开立一个账户 结清一个账户 open an account close an account 定期存款账户 储蓄账户 ( 支票 ) 活期存款账户 deposit account savings account checking account

14. cash annual transfer sign one’s name fill out the interest rate 钱 ( 可指纸币也可指硬 币 ); 现款，现金 每年的；年度的；一 年一次的 汇兑；转让；过户 签名, 署名；签字 填写 利息率 Language focus

15. Be familiar with some basic daily banking procedures. A dialogue between a clerk and Mary at a bank. 1.Mary would like to____________. A. deposit some money B. borrow some money C. lend some money D. set up a bank 2.Mary is required to sign on the___________. A. passbook B. passport C. deposit receipt D. notebook 3.Mary wants to open a___________. A. savings account B.checking account C.minimum account D.deposit account 4.The annual fee for each account is__________. A.five yuan B.ten yuan C.300 yuan D.one yuan A B C D

16. Clerk: What can I help you with? Mary: I’d like to deposit some money. Clerk: How much would you like to deposit? Mary: Twenty thousand. Clerk: Give me your money and passbook. Mary: Here you are. Clerk: Hold on. Please sign on the deposit receipt. Mary: OK. Clerk: Please take good care of your passbook. Mary: Can I open an account here? Clerk: Yes. Do you want to open a savings or checking account?

17. Mary: A savings account. Is there any minimum for the first deposit? Clerk: Five yuan is the minimum first deposit. Could I see your passport? Mary: Yes, here you go. What’s the annual fee? Clerk: The annual fee is ten yuan for each account. Mary: I want to deposit 300 yuan this time. Clerk: OK…Here is your account book. Please bring it back when you deposit or withdraw money using a teller. Keep it safe and inform us if you lose it.

18. Directions: Now you will hear a conversation. You are required to put the missing information. Betty: Excuse me. Is this where you _________ foreign money for RMB? Cashier: Yes. What can I do for you? Betty: I’d like to change some _______________for RMB. Cashier: Oh, I see. How much do you have? Betty: 100 dollars. Cashier: 100 dollars. Very well. Today’s exchange ___ is 8.23 yuan RMB to one US dollar. Betty: You mean the rate fluctuates daily?fluctuates Cashier: Yes, but they change only once a day. We have a rigid exchange control law. The official one. Well, here is 823 yuan. Please ______ to see if it is correct.rigid Foreign Currency Exchange exchange American dollars rate check

19. Betty: Yes, it’s fine. One more thing, can I change my traveller’s checks into RMB? Cashier: Certainly. Today’s rate is 8.36. How much do you want to change? Betty: 500 dollars. I think I’ll _____________ in Shanghai. do more shopping

20. fluctuatefluctuate [ 英 ]['fl ʌ kt ʃ ueit] vi. 波动 ; 涨落 ; vt. 使波动 ; 使动摇 ; e.g. 北京方面很早就承诺允许人民币更加自 由的波动 。 Beijing has long promised to allow its currency to fluctuate more freely. rigidrigid [’rid ʒ id] adj. 严格的 ; 僵硬的 ; ( 规则, 方法等 ) 死板 的 ; 刚硬的，顽固的 ;

21. Know the function of credit cards Directions: Now you will hear a short passage. Listen carefully and decide whether the following statements are true or false. _____ 1.Lending money and collecting debts are a new way for bankers to do business. _____ 2.People can borrow books from a library with the help of a credit card. _____ 3.Customers don’t have to go to the bank to pay their bills. _____ 4.People can travel in another country comfortably with a credit card. _____ 5.Cardholders have made big money from the credit card companies. T F T T F

22. Revision ＆ Summary  some basic daily banking procedures.  the proper expressions  the function of credit cards

23. Assignment You will hear a conversation.Put in the missing information. ( Page 32 Exercise 2)