1. Healthcare Practice Overview 2014

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3. Key Differentiators Market Leading Distributor –$4 billion in gross written premiums –1,700 employees, including 200 producers throughout the U.S. Broad Service Offerings –Leading producer in each of the major market segments –Leading producer nationally in each of the major wholesaler arenas Brokerage, MGA, and Specialty Programs management –Access to over 300 domestic and international carriers, including Lloyds of London syndicates Business Diversification –Platform supporting brokerage, binding authorities, and MGA Product lines meeting multiple needs of customers Leading Wholesaler and MGA with more than 90 Years of Proven Wholesale Market Credibility 3

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5. CASUALTY Commercial General Liability Construction Environmental Liability Excess / Umbrella Lessors Risk Life Sciences Manufacturers / Distributors Oil & Gas Premises Liability Products Liability Railroad Protectives Real Estate / Apartments Sports and Entertainment Tough Products Workers Compensation Wrap-ups (OCIP and CCIP) All Risk Boiler & Machinery Builders Risk (Course of Construction) Catastrophe - DIC, Earthquake, EQSL, Flood and Wind Distressed / Force Placed Habitational High Hazard Wind Exposures Inland Marine Manufacturing Ocean Cargo / Marine Public Entities Real Estate Architects & Engineers Commercial Crime Cyber Directors & Officers (D&O) Employment Practices Liability Errors & Omissions (E&O) Fiduciary Liability / ERISA Kidnap & Ransom Medical Malpractice Technology Professional PROPERTYPROFESSIONAL Premium by Coverage 2013 All Divisions - $M Casualty$2,007 Property$1,474 Professional$656 CRC Practice Groups 5

6. 6 Premium By Industry 2013 Brokerage Division - $MM Professional Services$355 Transportation$320 Construction$526 Real Estate$654 Healthcare$243 Retail & Wholesale$193 Manufacturing$190 Institutional/Government$187 Amusement$141 Oil & Gas$99 PROFESSIONAL SERVICES Cyber Errors and Omissions Lawyer’s Professional TRANSPORTATION Non-Trucking Liability Garage Capabilities Motor Truck Cargo REAL ESTATE Habitational Commercial Cat-Exposed Quake/DIC CONSTRUCTION Contractors and Sub-Contractors Home Builder Wrap-Ups Construction Managers HEALTHCARE Hospitals Nursing and Residential Care Facilities RETAIL & WHOLESALE Workers Compensation General Liability Excess Liability MANUFACTURING Cranes Electrical Equipment Construction Equipment Products Liability INSTITUTIONAL/GOV’T State Government Local Givernment Non-Profit AMUSEMENT Ride Operators Carnivals Concessionaires CRC Industry Groups

7. Healthcare Professional Industry Group Overview 7

8. CRC Healthcare Overview 8 Largest Healthcare Wholesale Broker in the US –More than $240M in Healthcare Premiums Placed in 2014 Deep & Diverse Market Relationships –Access to Key A.M. Best “A” Rated E&S Markets –At Least $1M Premium with 31 Markets National, Experienced Team –10 Dedicated Healthcare Teams Across Five Offices –17 Dedicated Healthcare Producers

9. 9 Skilled Care Facilities Miscellaneous Medical Facilities Non Skilled Facilities Hospitals Medical Clinics Physician Temporary Staffing Correctional Health Ambulance Services Labs and Testing Social Services Ambulatory Surgery Centers Managed Care Organization Blood & Tissue Banks Congregate Care / LTC Facilities Life Sciences Physician Staffing Top Industry Segments

10. 10 One Beacon AIG Group GuideOne Insurance Company Markel Insurance Group W.R. Berkley Group Allied World Assurance Company RSUI Ironshore Insurance Group CNA Insurance Companies Arch Insurance Group ACE USA Group Berkshire Hathaway Group Scottsdale Arch Intermediaries Hartford Insurance Companies Swiss Re Group Great American Insurance Group Argonaut Group Rockhill Underwriting Managers ProAssurance Group Zurich American Insurance Group Torus Specialty Insurance Company Allianz Group Chubb Group of Insurance Companies Top 25 Healthcare Professional Liability Markets

11. 11 Deliver the Best Coverage –Standardized CRC Amendatory Endorsements with XX Carriers Based on 70 Item Wish List Help Retailer Partners Sell Coverage –Policy Comparison System of 180+ Forms to Create Client Ready Form Reviews CRC Converge Counsel Exclusive CRC Resource Supports retail producers throughout the sales process Develops unique proprietary tools to sell coverage Evaluates and compares policies Assists with claims issues Provides analysis of coverage questions Key Differentiators Angela Petersen SVP, Coverage Counsel CRC Insurance Sample Policy Comparison