KAHLIANNE JONES PD2 APRIL 8TH, 2010 Healthcare Reform, Medicare, and Medicaid.

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Presentation transcript:

KAHLIANNE JONES PD2 APRIL 8TH, 2010 Healthcare Reform, Medicare, and Medicaid

Healthcare Reform All started with JFK Kennedy's proposals:  Improve economy  Improve education system  Reform healthcare  Improve civil rights

Healthcare Reform: why do we need it? 46 million Americans have no insurance 25 million more are underinsured Employers stopped offering insurance to employees US spends 52% more than any other nation

Healthcare Reform: the bill A government-sponsored health insurance program Will become active in 2014 Purchase insurance through state-based exchanges  separate exchanges for small businesses Largest middle class tax cut 95% of Americans will be insured

Healthcare Reform : the bill Illegal immigrants not allowed health insurance Cut government overspending Rein in waste, fraud and abuse Commonsense road rules keep premiums down

Healthcare Reform: the bill Everyone must purchase health insurance  Or face a $695 annual fine No denial because of pre- existing conditions Employers must provide health insurance  If more than 50 employees Individuals have to pay for abortion

Healthcare Reform: the bill Money will also be going towards:  Parks  Hiking paths  Sidewalks Estimated cost of reform $940 billion Estimated reduction in deficit $143 billion

Healthcare Reform: the bill No Republicans voted for the bill 34 Democrats voted against the measure to increase popularity:  They removed abortion from insurance policies

Healthcare Reform: How will we pay for it? Medicare Payroll tax on investment income Insurance companies pay 40% excise tax High-end insurance plans worth $27, % tax on investment income  Families making more than $250,000 yearly

Healthcare Reform: Liberal view Healthcare more affordable Faster greater competition in insurance company Guarantee of quality

Healthcare Reform: Conservative View Plan too costly Will make health insurance more expensive Lower quality of health care Paying for consequences for decades

Healthcare Reform: Conservative view Older doctors retire  No mentors for younger doctors Lesser quality of doctors Students uninterested in becoming doctors  Because of low government pay

Medicare Federal health insurance program Began in 1965 Not free Basic hospital insurance for elderly Beneficiaries share cost of health care

Medicare Only covers services when medically necessary People who qualify:  65 and older  People with disabilities  People with ESRD Beneficiaries may also qualify for Medicaid

Medicaid Provides basic medical care to:  Elderly and disabled  Low-income people  Pregnant women Covers more than 44 million 25% of American children rely

Medicaid Based on state State decides  Benefits  Eligibility  Payment rates Finances 75% of state health spending

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