Presented By Plano Police Department Crime Prevention Unit.

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Presentation transcript:

Presented By Plano Police Department Crime Prevention Unit

Your Personal Information Despite your best efforts to protect your personal information, skilled identity thieves may use a variety of methods to gain access to your data and take over your identity.

How Thieves Get Your Personal Information Steal Wallets & Purses Steal Mail Complete a Change of Address Form Rummage Through Your Trash Get Your Credit Report Get Your Records Through Work Use The Information You Give Out Over the Internet They Buy Information From People You Do Business With

Ways Thieves Use Your Personal Information They call pretending to be you & change the address. Since you do not receive the bills it takes a while before you realize there is a problem. They open a new credit card account using your personal information. They charge large amounts and then do not pay the bills. They establish phone or wireless service in your name and ring up large bills.

Ways Thieves Use Your Personal Information They open checking accounts in your name and write bad checks They counterfeit checks and debit cards and drain your bank account. They buy cars by taking out auto loans in your name

Ways To Minimize Your Risk Before revealing your personal information, find out how it will be used and if it will be shared with others. Pay close attention to your billing cycles. Put passwords on your credit card, bank, and phone accounts. (Avoid using obvious choices like your address or phone number as your password)

Ways Minimize Your Risk Do not give out information over the phone, mail, or internet unless you have initiated contact. Keep items with personal information in a safe place in your home. Order a copy of your credit report from each of the three major agencies each year

You should immediately contact theses credit bureaus and request that a CONSUMER FRAUD ALERT be placed upon your credit information: Equifax Experian Transunion What To Do If You Suspect Identity Theft

Notify your bank immediately. Close any accounts compromised. Contact the Credit Bureaus. File a Police Report. File a report with FTC.gov

For More Information On Identity Theft Federal Trade Commission Identity Theft Hotline ID-THEFT ( )

Questions?

The End