Principal Life Insurance Company Individual Disability Income Insurance Presented By: Name Title.

Slides:

Advertisements

Similar presentations

Principal Life Insurance Company Disability Buy-Out Insurance

Advertisements

2 Accidents And Illnesses Are Facts Of Life. They Can Happen To Anyone At Any Time.

Ken Zawalykut | Phone: What Young.

Principal Life Insurance Company Key Person Replacement insurance Speaker Name, Title.

Budgeting Basics. Budgeting and Financial Priorities The PICPA Pennsylvania Institute of Certified Public Accountants The PICPA is a professional association.

Lifestyle 2000 TM LONG TERM CARE POINT OF SALE PRESENTATION.

Your Path to Financial Security Conference Title and Date Speaker Name, Title.

Do not put content on the brand signature area ©2014 Voya Services Company. All rights reserved. CN Leaving a legacy while retaining some.

Investing in your small business success. Agenda  Protecting your business  Banking outside the box  Investing in the future.

Helping you achieve your dreams. GOLD COIN GROUP INC.

Do not put content on the brand signature area ©2014 Voya Services Company. All rights reserved. CN Protecting Your Family’s Inheritance.

Do not put content on the brand signature area ©2014 Voya Services Company. All rights reserved. CN Creating an inheritance with tax-efficient.

Protect Your Retirement. Three Phases of your Financial Life Phase One Accumulation Accumulation Phase Two Protection Phase Three Phase Three Distribution.

For 31 years, David has been his clients financial advocate, striving to organize and simplify their lives by putting clients interests first and providing.

Do not put content on the brand signature area ©2014 Voya Services Company. All rights reserved. CN Building family wealth while retaining.

Make the most of your Retirement Account for you and for those you care about most… The STRETCH IRA Plus Source: Investment Company Institute.

Disability Income: How to Sell it

Presentation for All Financials August 2007 Income Protection.

Secure your retirement future Managing the financial risk of long-term care [Name] [Title] [Date] LCN /07.

Disability Income Insurance HELP PROTECT YOUR INCOME, FAMILY AND LIFESTYLE

For Broker/Dealer Information Only. Not Intended for Consumer Use.PLBD.3715 (05.12) ExtendCare Addressing the growing need for chronic illness care.

INSURANCE How it works… Why YOU need it…. ALL ABOUT RISK The chance of financial loss from some type of danger RISK MANAGEMENT AVOID THE RISK – Don’t.

Providing Mortgage Protection, Life, Disability, and Retirement Solutions to our Clients.

1Version 4.0 © National Agents Alliance. Any duplication or alteration of this presentation without written consent of National Agents Alliance is strictly.

The Financial Plan Chapter 2. Definitions You Need to Know Personal financial plan: specifying financial goals and describing in detail the spending,

Life Insurance Strategies For Individuals with Special Needs Beneficiaries.

Objective of this presentation To encourage you to consider practical future planning questions and begin (or continue) developing a plan for your future.

Alliance Financial Group, Inc Registered Investment Advisory Securities offered exclusively through SunAmerica Securities, Inc. A registered broker-dealer.

AXA Equitable Protection Report Key Findings of AXA’s Global Life Insurance Needs and Realities Survey December 2007 About the study More than 4,000 people.

© 2011 Cengage Learning. All Rights Reserved. May not be scanned, copied or duplicated, or posted to a publicly accessible website, in whole or in part.

UNIT VII – Personal Financial Literacy. Every decision we make involves some type of risk Driving can result in an accident A house can burn down after.

THE ONLY THING CERTAIN IN LIFE IS THAT THE FUTURE IS ALWAYS UNCERTAIN. LIKE SAND DRIFTING THROUGH YOUR FINGERS. DON’T LET YOUR LIFE SAVINGS BE BLOWN AWAY.

The Graduate Backpack The case for income & lump sum benefits THIS IS AN OPTION FOR THE OPENING TITLE SLIDE Insurance Financial Planning Retirement Investments.

Disability Income…. The Forgotten Need. DI Statistics Leaving It All To Chance.

RETIREMENT INVESTMENTS INSURANCE Accumulation and Protection Planning Combo A Protection and Retirement Strategy All In One.

A Few Minutes About the Rest of Your Life Your Career, Your Income, & Your Future Material discussed is meant for general illustration and/or informational.

DI Retirement Security Helping you continue saving for retirement in the event of a disability.

Help protect your income and financial future Individual Disability Income Insurance.

Growth. Liquidity. Benefits. With Marty Ruby, FSA.

An Introduction to Insurance. What is Insurance?  Insurance is a means of guaranteeing you financial protection against various risks.  In exchange.

Seminar: Timely Topics for Today’s Business World Mr. Bernstein Disability and Life Insurance January 22, 2015.

RETIREMENT INVESTMENTS INSURANCE Private Loans: Building Family Wealth While Retaining Some Control SMART TOOLS FOR CREATING FINANCIAL BLUEPRINTS.

Financial Literacy: Knowing What You Need To Know To Achieve Your Financial Goals.

Big Challenges for Small Businesses Growing Exiting Producer’s Name and Title Principal Financial Group ®

DI 101 Why DI? DisabilityCenter.com. Definitions of Disability  True Own Occupation Coverage  Modified Own Occupation Coverage  Transitional Own Occupation.

Chapter 37 The Fundamentals of Risk. Risk Risk - can be thought of as the possibility of incurring a loss. There are 4 main types of Risk -  Economic.

2.2.4.G1 © Take Charge Today – August 2013 – Income and Expense Statement – Slide 1 Funded by a grant from Take Charge America, Inc. to the Norton School.

Life Insurance. Today’s Learning Objective How does life insurance work? Life Insurance Basics Calculating Life Insurance Needs Term Life Policies Whole.

Lesson 18 Insurance. Today’s Learning Objective What are the main types of insurance? Insurance Basics Auto Insurance Renter’s Insurance Homeowner’s Insurance.

Income Protection Step-by-Step From Here to Security SM Presenter Name | Title Financial Security.

How Insurance Works Life is full of risks Life is full of risks The purpose of Insurance is to provide financial protection against different kinds of.

Insurance and Investments Lesson 5. Insurance Why is it important? –Risk: chance of loss from some type of danger Can be reduced (helmet, seatbelt, locked.

FINANCIAL WELLNESS WORKSHOP. FINANCIAL WELLNESS WORKSHOP Presented by Name Title.

The Financial Planning Process

DI Retirement Security Helping you continue saving for retirement in the event of a disability.

HELP TRANSFER THE RISK OF A LOAN Business Loan Protection Coverage Disability insurance coverage for business owners that helps protect your institution,

For producer information only. Not for use in sales situations. Why is income protection important The people it helps protect.

Planning for Long-Term Care Protecting Your Life Savings.

ROAD MAP TO RETIREMENT 12 IRA planning mistakes to avoid [Name] [Title] MFS Investment Management ® Date IRAE-TOPMSTK-PRES-3/ The views expressed.

Insurance Shops Disability Income Insurance. Most People Insure Automobile $60K $60KHome $300K $300K.

PROTECT YOURSELF FROM THE THREAT OF A DISABILITY [Association Name]

Are you protecting your income? Presenter’s name Company: Date: How can you protect the asset you rely on the most – your income.

EXPLORING YOUR FINANCIAL PRIORITIES Disability Protection Presented by: [name], [title]

Protect Yourself Against Disability’s Triple Threat Individual Disability Insurance [presenter name] [title] [company]

Protecting Your Family’s Future

Protecting Your Family’s Future

Does your business have the right protection?

What if you couldn’t work?

Selling Individual DI Insurance

LIFE MODULE - I Introduction to Life.

Presentation transcript:

Principal Life Insurance Company Individual Disability Income Insurance Presented By: Name Title

Welcome to Individual Disability Income Insurance

This presentation/publication is believed to provide accurate and authoritative information in regard to the subject matter covered. The accuracy of the content is not guaranteed, and it is provided with the understanding that Principal Life Insurance Company is not rendering legal, accounting, tax, or other professional service. If legal advice or other expert assistance is required, the services of a competent professional should be sought.

What are your Dreams and Priorities? Successful Financial Strategy Pass on Personal and Business Assets - Retirement Plans - Personal Investments - Savings - Business Ownership Auto/Home Insurance Life Insurance Health Insurance Property Insurance INCOME Disability Insurance Estate Accumulation Risk Management Foundation

What is your most important asset? _____ Income _____ Retirement _____ Home _____ Automobile

Are you protecting your most valuable assets... Consider that you: Drive an insured car, Live in an insured house, and Your personal belongings are insured. What about your most valuable asset?

Your ability to work is your most valuable asset... You may be surprised at your earnings potential from today to age 65 assuming only 5% annual increase in income.

What if you were unable to work? What would happen to your income? How would you maintain your lifestyle? Where would the money come from to pay for bills? What happens to your retirement savings and other financial goals?

What are the odds... Source: 1980 CSO, 1985 CIDB Table B

When disability strikes, your financial picture changes Debt Savings Depleted! Disability Normal Income Normal Expenses Savings Healthy

The Solution $ $ Savings Expenses Income Disability Income X Disability

What are your sources of income during disability? Savings Liquidate assets Family Group disability plan Social Security/Worker’s Compensation

Let’s look at your expenses...

You have a lot to lose... Future earnings Retirement savings and other assets Peace of mind Current standard of living Insurability Credit rating

Now is the time to act Assess your current need Contact your Principal Life representative Customize an individual disability income insurance policy to fit your needs

Will YOU need DI insurance... “I never expected to need the coverage. It’s a completely alien reality to be dependent on the actual integrity of an insurance company for survival. The Principal is a company that comes through for people when the worst happens.” Samantha Johnson Principal Life client & claimant

Thank You Disability income insurance has certain limitations and exclusions. For costs and complete details of coverage, contact your Principal Life representative.