Isabel & SEPA How can we help you in your migration 22/03/2010 Dominique Adriansens Product Line Manager eBanking - Isabel NV/SA 1

Isabel 6: The SEPA service Isabel Business Suite 5 –Isabel Business Suite 5.0 is not updated for SEPA –However, it fully supports CODA 2 versions which are SEPA compliant Isabel 6 (web-based) is the only full SEPA compliant version –Enables all SEPA features the market needs –Progressive offering of features Isabel 6 is available on demand. –Over users today. Massive promotion mid –Everyone invited to do the switch.

Migration process to start with SEPA First step: –Support account information with BIC & IBAN (Accounts Receivable) –Structured account info in CODA Second step: –For Credit transfers: Be ready to receive SEPA paper forms form suppliers and government Communicate IBAN & BIC to your business partners Send only SEPA paper forms to your customers –For Direct Debits Adapt your flows according to the business model you want to set-up –Switch to Isabel 6 (even partially) Discover and prepare for the new formats Third step: Test & Start using –Credit Transfers: switch to the new format (Accounts Payable) –Direct Debits: switch to the new format 3

Isabel Full SEPA service offering Confidential 4 SEPA Services Enable XML CT (SEPA & non-SEPA) SEPA input module for CT SEPA eInvoice/ ZoomIT BBAN- IBAN Convertor Conversion to other format for banks not supporting XML XML Direct Debit (SEPA) SEPA input module for Direct Debits Mandate Management in SDD SDD eMandates R-Messages XML statements

SEPA Credit Transfers & Sepa Direct Debit Full support in Isabel 6 of –SEPA Credit Transfers (XML CT) –SEPA Direct Debits (XML DD) Three solutions to get your SEPA files to the bank –Manual interaction with the webbased version –Use an ERP with Isabel Go embedded 14 ERP vendors are ready with this –Large volume solution with Isabel Corporate Synchroniser In final pilot phase with major customers Some figures –20 % of number of files on Isabel 6 are XML Credit Transfers –50 % of number of transactions are SEPA –Volumes are high (some customers do already more than XML CT payments a month via Isabel 6) 5

Questions ?