Legislative Advocacy 1

Federal Issues Federal Issues - Health Care Reform - Cargo Task Force and Databases - Predatory Towing - National Motor Vehicle Title Information System (NMVTIS) - protection against vehicle cloning State Issues - Dedicated prosecutors - Limit the impact of No Fault Laws - Immunity - Runner/Capper Statutes - Restriction on access to police reports 2

National Health Care Reform How does Health Care Reform impact property/casualty insurance? 3

Health Care Fraud Sophisticated enterprise Attacks both public and private … to include P&C Criminal conspiracies do not discriminate Organized Medical Fraud Rings in health care, property/casualty insurance and government programs – see no firewalls Some companies and industry are risk averse Take advantage of the fact we are reluctant to share information Huge dollar losses continue to grow and fraud is rampant 4

Health Care Reform Anti-Fraud Recommendations A dedicated federal staff to execute a national anti-fraud program in conjunction with state and local law enforcement * An increase in prosecutorial and investigative resources to fight fraud * * Strong and effective criminal penalties * * Expansion of database technologies to improve fraud detection * Litigation protection for citizens and organizations that provide information or otherwise cooperate with the anti-fraud program Creation of a public-private partnership centered around an organizational mechanism (Council) to guide anti-fraud strategy * * Mentioned in health care legislation 5

Next Steps Next Steps Weekly teleconferences with HHS/CMS Focus on Regional Health Care Fraud Summits Create a public/private partnership to guide anti-fraud strategy as noted by HHS Secretary Sebelius and Attorney General Holder in numerous public announcements Formalize agreement to share data between public and private sectors Keep the anti-fraud effort entirely bi-partisan 6

National Motor Vehicle Title Information System (NMVTIS) Electronic title verification system, via DMVs Designed to protect consumers from fraud and unsafe vehicles Keep stolen vehicles from being resold NICB – NMVTIS Federal Advisory Committee 7

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