Insurance Committee Update August 19, 2014. Voting Members from: On August 6, 2014, the SKSD Insurance/Benefits Committee met to review proposals from.

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Presentation transcript:

Insurance Committee Update August 19, 2014

Voting Members from: On August 6, 2014, the SKSD Insurance/Benefits Committee met to review proposals from various medical benefit carriers. The Committee's mission was to ensure that our employees were being offered the most comprehensive and most affordable coverage. PSE SEIU SKAP SKEA District & Non Rep Proposals from: Regence Group Health MODA Premera PEBB

Why Premera? Annual Premium Expenses Family Coverage After Allocation Comprehensive coverage. Accepted by Harrison providers. Flexibility in physical and occupational therapy care. Sustainability due to rate stabilization amongst pool. Several benefit options. More affordable plans. Regence Premera 1000 ECA $10,027 $6,352 Virtually Identical Plans: Deductible: $1,000/$3,000 Copays: $20 (R) $15 (P) RX Copay: $5 (R) $0 (P) Imaging Coverage: $500 (R) $1,000 (P) Coinsurance: 80/20 Out of Pocket Maximum: $5,000/$15,000 (R) $4,000/$12,000 (P) $3675 Annual Premium Savings

Tentative Implementation Timeline September 30thAll Employees EnrolledSeptember 22-26Open Enrollment LabsSeptember Premera PresenceSeptember 11District "Cares Fair"September 1Open Enrollment BeginsAugust 25Benefits Book DistributedAugust 21Nuts and Bolts PresentationAugust 20District Wide "How Does Insurance Work?"August 19Board Presentation

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