Money Saving Benefits For Union Members

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Presentation transcript:

Money Saving Benefits For Union Members LDRTRNGPOWERPNT – 10-06

Union Plus Benefits Benefits and services for union members and their families Benefits developed by Union Privilege, founded by the AFL-CIO in 1986 Union Privilege uses the buying power of millions of union members to get good deals Benefits designed with union members in mind – many benefits offer unique financial assistance during layoff, strike, disability, disaster or unemployment Benefits can help members save more than $3,600 a year

Union Plus Credit Card Union-endorsed credit card carried by more than 3 million union members Safety net helps cardholders during financial hardship due to strikes, layoffs, disability, disaster Competitive rates, low-rate balance transfers Secured credit card to help rebuild credit All calls answered in USA Custom union design To apply: Call 1-800-522-4000 or visit www.UnionPlusCard.com 2

Union Plus Credit Counseling Nation’s largest non-profit agency Free initial counseling session with certified financial counselor Complete financial review and budget analysis Debt Management Plans with discounted initiation fees for union members Can help to stop collection calls Free financial resources, calculators and tools Call 1-877-833-1745 or visit www.UnionPlus.org/CreditCounseling

Union Plus Mortgage & Real Estate Has helped 58,000 union families buy a home and save $37.9 million in fees Special programs for first-time home buyers Apply over-the-phone or in branch offices Unemployment, disability, layoff and strike benefits to help make mortgage payments Programs for buyers with “less than perfect credit” Program available to union members, their parents and children Call 1-800-848-6466 or visit www.UnionPlus.org/Mortgage 4

Union Plus Legal Service Assistance with legal problems Free 30-minute initial consultation 30% discount on legal services Free simple document review Over 2,000 law offices nationwide List of lawyers online No enrollment charge Call 1-888-993-8886 or visit www.UnionPlus.org/Legal 5

Union Plus Health Savings Significant savings and discounts for: Prescriptions (retail and mail order) Dental care Vision care Podiatry Hearing care And, much more Cuts out-of-pocket costs Standard plan $14.95, Premium plan $69.95 per year Call 1-877-570-4845 or visit www.UnionPlus.org/HealthSavings 6

Union Plus Education Services Advice on going to college Scholarships, for colleges, technical/trade schools and the National Labor College Scholarship Education and consolidation loans Financial aid counseling Online college planning center Call 1-877-881-1022 to speak to a financial aid counselor or visit www.UnionPlus.org/Education 7

Union Plus Auto Insurance Low union-member-only rates with average savings of $380 a year Discounts for good driving and safety devices Savings up to 30% on liability premium for each vehicle insured as part of a multi-car discount Free roadside assistance $250 grants to pay for driver’s education courses Call 1-800-294-9496 or visit www.UnionPlus.org/AutoInsurance 10

Union Plus Pet Services Two money saving programs for your pets: Pet Savings Cut the cost of regular veterinarian services, including routine care Pet Health Insurance Protect against the unexpected cost of an illness or injury For Pet Savings call 1-888-789-7387 (PETS) For Pet Insurance call 1-866-473-7387 (PETS) Or visit www.UnionPlus.org/Pets

Union Plus Loans Ideal for debt consolidation Competitive rate Personal and home equity loans Skip payment option Member Advocacy Program Call 1-888-235-2759 or visit www.UnionPlusLoan.com 3

UnionSecure Insurance Affordable, quality supplemental insurance designed to help union members provide for their families: Life Insurance Accidental Death and Dismemberment Short-term Recovery Accident Disability Strike waiver of premium No occupational exclusions Call 1-800-393-0864 or visit www.UnionSecure.com 3

Union Plus Everyday Savings Get members only discounts on: Books Car Rentals (Avis, Budget) Cingular Wireless Condo Rentals Consumer Reports Online Cruises Dell Computers Flowers Health Clubs 11

More Everyday Savings Home Heating Oil You can also receive discounts on: Home Heating Oil Internet Service and Broadband Phone (VoIP) Movies, DVD rentals and Theme Parks Moving RV Rentals Union-Made Checks Worldwide Vacation Tours Your Credit Score Visit www.UnionPlus.org/Discounts

Program Availability Each international union selects the programs for their union No union dues are used to provide these programs Assistance with using the programs in organizing campaigns is available Materials are available to promote the programs – free to members and leaders These programs are subject to change. For up-to-date information visit: www.UnionPlus.org. 12

For more information on all the benefits visit: www.UnionPlus.org 12