Using NCCP’s Family Resource Simulator to Improve Policies for Low-Income Families Nancy K. Cauthen, PhD Acting Deputy Director NGA Center for Best Practices:

Slides:



Advertisements
Similar presentations
Center on Budget and Policy Priorities cbpp.org Federal Taxes Push Millions of “Childless Workers”* Into or Further into Poverty 1.
Advertisements

PAI786: Urban Policy Class 16: Welfare Programs and Principles of Welfare Policy.
What is Bridge to Benefits? Bridge to Benefits is a multi-state project focused on improving the wellbeing of families and individuals by linking them.
Policy interactions between student financial aid and public benefits programs Student Financial Aid Research Network Amy Ellen Duke-Benfield, Senior Policy.
Bridging the Gaps: Structuring Benefits to Promote Mobility for Low Wage Workers A collaboration of the Center for Social Policy, University of Massachusetts.
Social Impact Exchange Conference on Scaling Poverty Alleviation Session June 18 th, 2010 Presentation by Irene Skricki Center for Family Economic Success.
Expenditure Programs. Table 8.1 shows that welfare spending is a shared expense between the federal and state/local governments. Subsidized medical care.
William L. Gorman Executive Director SILC of Illinois.
Bridging the Gap Training Series, 2011 Hillary Lazar, Program Director, NHSA Supporting Employees and Strengthening Workplaces The Whys and Hows of Earned.
The CEO POVERTY MEASURE Association of Public Data Users September 2010.
Earned income tax credit (EITC) Lecture 20. Reading Assignment and Sources Reading Assignment: –Greenstein, “ The Earned Income Tax Credit: Boosting Employment,
Antipoverty Effectiveness of Social Insurance Programs Today’s Reading Schiller Ch. 13-Social Insurance Programs DeParle, Ch. 18: A Shot at the American.
Earned income tax credit (EITC). Reading Assignment Greenstein, “ The Earned Income Tax Credit: Boosting Employment, Aiding the Working Poor, ”
Overview of Federal and State Welfare Programs April 24, 2008.
The Opportunity Scholarship and Educational Improvement Tax Credit Act.
Chapter 12 Poverty, Welfare, and Women Poverty in the U.S. Welfare  programs  incentives  reform EITC Poverty in the U.S. Welfare  programs  incentives.
Poverty: Facts, Causes and Consequences Hilary Hoynes University of California, Davis California Symposium on Poverty October 2009.
Welfare Programs Today’s readings: Schiller Ch 13, Welfare Programs House Ways and Means Committee 2004 Green Book,
Income Inequality and Poverty. Income Mobility Income mobility –The ability to move up and down the economic ladder over time Higher levels of income.
The Better Texas Family Budgets: Building the Case for Better Jobs, Better Education, Better Opportunities Frances Deviney, Ph.D. Texas Kids Count Director.
FEDERAL MINIMUM WAGE.  Went up to $5.85 on July 24, 2007, the first increase since September  Self-Sufficiency Wage in 2007 –Brown County: $12.89.
The social safety net for children and families Jane Waldfogel.
REDUCING CHILD CARE ASSISTANCE: THE IMPACT ON WEST VIRGINIA’S LOW- INCOME WORKING FAMILIES Governor’s Child Care Assistance Meeting Friday, November 9,
Chapter 12: Low-Income Assistance Chapter 12 Low-Income Assistance Copyright © 2009 by The McGraw-Hill Companies, Inc. All rights reserved. McGraw-Hill/Irwin.
Premium Subsidies in the Context of Section 125 Plan Tax Savings and Employer Payroll Withholding How Much Can This Save Individuals and States? Ed Neuschler,
The Self-Sufficiency Standard and Calculator A Path to Economic Security.
Legislative Analyst’s Office Presented to: Ryan Woolsey, Fiscal and Policy Analyst CSDA/CWDA Policy Symposium March 4, 2015.
US Government Programs to Reduce Social and Economic Inequality Describe two of the main US Government programs that aim to reduce social and economic.
Chapter 23 Section 3. Income Inequality Three Influences on Income Incomes differ for several reasons. Education, family wealth, and discrimination are.
McGraw-Hill/Irwin Copyright © 2008 by The McGraw-Hill Companies, Inc. All rights reserved. CHAPTER 13 EXPENDITURE PROGRAMS FOR THE POOR.
New Research on Family Economic Security: Tools for Advocacy Celia Hagert, Senior Policy Analyst Frances Deviney, Ph.D., Senior Research.
Childhood Poverty and Lifelong Opportunity October 22,
Introduction to Benefit Access Working Poor Families Project Policy Academy June 30, 2011 Elizabeth Lower-Basch Senior Policy Analyst.
Distribution of Income ECO 230 J.F. O’Connor. Assessing an Economic System Two Major questions concerning the outcome: Is it efficient? Is it fair or.
Improving Work Supports Nancy K. Cauthen Deputy Director, National Center for Children in Poverty Agenda for Shared Prosperity: Alleviating Poverty Economic.
One Voice Central Texas Put People First Imagine One Austin – Health and Human Services August 11, 2014.
Asset Building Strategies Mayors and Working Families: City Human Service Officials May 2, 2005.
Using the American Community Survey to Create a National Academy of Sciences-Style Poverty Measure Work by the New York City Center for Economic Opportunity.
ILLINOIS KIDS COUNT SYMPOSIUM March 5, Introduction The most visible signs of recession don’t reveal full impact on children Children are hidden.
Chapter 16. Poverty in America: The Nature of the Problem The poor: who and how many? The poverty line Children; single-parent families headed by females.
Chapter 3 Section 4.
Handbook of Families and Poverty Chapter 27—Increasing Marriage Would Dramatically Reduce Child Poverty Presented by Maria Daniela Garcia.
Promoting Work Supports: Background, Issues, Opportunities June 17, 2005 Mark Greenberg Director of Policy Center for Law and Social Policy th.
Providing a Safety Net. Why Households Differ One of the main reasons why household income differs is because the number of household members who work.
AMERICAN POVERTY: NUMBERS AND DEMOGRAPHICS. THE OFFICIAL POOR.
Making Work Supports Work in Texas: How NCCP’s Family Resource Simulator Can Help Nancy K. Cauthen, Deputy Director Sarah Fass, Research Assistant February.
How the EITC Refund Affects Eligibility for Public Benefits City of Laredo “Maximizing Federal Tax Benefits” Seminar January 20, 2005 Celia Hagert, Senior.
Low-Income Children and Early Childhood Education National Perspectives on Texas J. Lee Kreader, Ph.D. Deputy Director National Center for Children in.
Chapter 13 Domestic and Economic Policy. Five Steps in the Policy Making Process agenda building -- identifying a problem and getting it on the agenda.
The Colorado Family Resource Simulator: A Tool for Policy Modeling Presentation Sponsored by the Colorado Center on Law and Policy Denver, 30 October 2015.
PPA786: Urban Policy Class 16: Welfare Programs and Principles of Welfare Policy.
Bridging the Gaps Deanna Schexnayder University of Texas at Austin Heather Boushey Center for Economic and Policy Research February 2006.
Educate to Lead Workshop November 13, 2009 Dr. Thomas Stewart Qwaku & Associates.
McGraw-Hill/Irwin Copyright © 2008 by The McGraw-Hill Companies, Inc. All rights reserved. CHAPTER 13 EXPENDITURE PROGRAMS FOR THE POOR.
Rewarding Work Through the Tax Code Center on Urban and Metropolitan Policy Alan Berube, Senior Research Analyst The Brookings Institution Maximizing Income.
Chapter 16. Poverty in America: The Nature of the Problem The poor: who and how many? The poverty line Children; single-parent families headed by females.
Expanding the Ownership Society: State Asset Policy Initiatives Presentation for the NGA Center for Best Practices Annual Retreat for Governors’ Human.
Welfare and Education Policy: Providing for Personal Security and Need Chapter 16.
Assets for Independence (AFI) Program Overview Office of Community Services Administration for Children and Families U.S. Department of Health and Human.
THE JOB AHEAD Recognized the Impact of Current Policy and Practice on Low-income Parents and Their Families.
Federal Grant Programs September 13, Grants-in-aid Federal grants are funds from the national government to state and local governments to help.
Federal Grant Programs
Studying the Impact of Indicators of Children's Well-Being on
Facing Economic Challenges
Federal Grant Programs
Haksoon Ahn, PhD Associate Professor
Improving Work Supports
Haksoon Ahn, PhD Associate Professor
Welfare and Education Policy: Providing for Personal Security and Need
EXPENDITURE PROGRAMS FOR THE POOR
Presentation transcript:

Using NCCP’s Family Resource Simulator to Improve Policies for Low-Income Families Nancy K. Cauthen, PhD Acting Deputy Director NGA Center for Best Practices: Annual Retreat for Governors’ Human Services Policy Advisors June 14, 2005

Who We Are NCCP is a nonpartisan research and policy organization at Columbia University. We use research to identify strategies to reduce child poverty and to improve the lives of low-income families and their children. National Center for Children in Poverty

NCCP’s Family Resource Simulator Why We Developed the FRS In the late 1990s, there was an increased focus on issues facing low-income working families…

Why We Developed the FRS (cont.) More research about the inadequacy of the official poverty measure and what it actually takes to make ends meet. –WOW’s Self-Sufficiency Standards –EPI’s Basic Family Budgets NCCP’s Family Resource Simulator

Why We Developed the FRS (cont.) More research on policies that encourage and reward work (e.g., EITC, child care subsidies). Concern that cliff effects and high marginal tax rates mean that working more does not always improve a family’s financial well-being. NCCP’s Family Resource Simulator

Why We Developed the FRS (cont.) Our Questions: 1.How do public benefits impact the ability of families to make ends meet as their earnings increase? 2.How well do existing policies—and combinations of policies—reward employment? How could they be improved? NCCP’s Family Resource Simulator

What the FRS Is An interactive, web-based tool that shows the aggregate impact of federal, state, and local policies on family resources and expenses as earnings increase. NCCP’s Family Resource Simulator

What the FRS Does It demonstrates the interaction of: Earnings Public benefits (cash and in-kind) Taxes Basic expenses NCCP’s Family Resource Simulator

NCCP’s Family Resource Simulator Includes These Public Benefits Child care subsidies Food stamps Public health insurance Section 8 housing vouchers TANF cash assistance

NCCP’s Family Resource Simulator Includes These Tax Policies Federal, state, and local income taxes Federal income tax credits (EITC, child/dependent care credit, child tax credit) State and local income tax credits Federal payroll taxes

NCCP’s Family Resource Simulator Includes These Expenses Child care Food Health insurance Housing Transportation Other necessities

NCCP’s Family Resource Simulator How the FRS Works The user creates a hypothetical family. Makes choices about: City and state Family characteristics Child support income Assets Debts

NCCP’s Family Resource Simulator How the FRS Works (cont.) The user also: Selects which public benefits the family receives when eligible. Makes choices about family expenses—including what happens when the family loses benefits.

How the FRS Can Be Used 1.To calculate the level of resources available to families as earnings and public benefit receipt change. NCCP’s Family Resource Simulator

Hartford, CT: Single-Parent Family of 3 Receiving All Benefits

Boston, MA: Single-Parent Family of 3 Receiving All Benefits

How the FRS Can Be Used (cont.) 2.To determine how much parents need to earn to cover basic expenses, taking public benefits into account. NCCP’s Family Resource Simulator

Atlanta, GA: Two-Parent Family of 4 Receiving Food Stamps, Public Health Insurance, Federal Tax Credits

How the FRS Can Be Used (cont.) 3.To illustrate how well state policies encourage and reward employment and to indicate where improvements are needed. NCCP’s Family Resource Simulator

Chicago, IL: Single-Parent Family of 3 Receiving All Benefits Except Housing Vouchers

Baltimore, MD: Two-Parent Family of 4 Receiving Food Stamps, Public Health Insurance, Federal Tax Credits

States Available at Alabama Illinois Connecticut Maryland Delaware Massachusetts District of Columbia Pennsylvania Georgia NCCP’s Family Resource Simulator

States in Progress New York Texas The Family Resource Simulator has been generously funded by the Annie E. Casey Foundation. NCCP’s Family Resource Simulator