Lee Healey IncomeMAX Managing Director Better off in work? Utilising expert benefits and tax credits advice

IncomeMAX help people to make sense of the benefits and tax credits system.

Millions ££££’s of benefits and tax credits go unclaimed every year by people with a genuine entitlement. This includes people that move from benefits into work.

IncomeMAX is a Community Interest Company and Social Enterprise. We have a range of services to help people; maximise their income move into work make sense of their debt advice needs minimise energy and water bills maintain their social wellbeing

At the heart of the IncomeMAX service… Personalised benefits and tax credits advice and expertise Helping the customer ‘pull together’ the relevant elements of the welfare system Providing help, support and advice so that income is fully maximised Going the ‘extra yard’ for customers in relation to financial and social wellbeing

Why is it essential that people moving from welfare to work get the right benefits & tax credits advice? System is complex. Advice can help customers overcome the FINANCIAL FEAR FACTOR Back-to-work benefits Tax credits Childcare Continued help with rent and council tax Help to understand you can be better off! … well, most of the time!

Long-term unemployed Parents and lone parents with children People moving into low paid work Older people Disabled people and those with long-term health issues Carers People struggling financially – rent, mortgage, council tax arrears, debt worries Which customer groups are most likely to benefit from work-related benefits advice?

John is aged 40 and is long-term unemployed. He lives with his partner Jane aged 38 and their two children aged 2 and 7. The family live in a privately rented house with a rental value of £200 per week. Case study

Jobseeker’s Allowance £ per week Child Benefit £33.70 per week Child Tax Credit£ per week Housing Benefit £200 per week Council Tax Benefit£30 per week Total: £ per week Current income:

John is offered a job working 35 hours per week earning £5.93 per hour = £ per week He is worried about losing his current benefits and falling into rent and council tax arrears. Moving into work

John’s wages £ per week (net) Child benefit £33.70 per week Child Tax Credit£ per week Working Tax Credit£89.60 per week Housing Benefit£ per week Council Tax Benefit£ 9.37 per week John’s new income: £ per week But don’t forget John will need to pay rent of £67.04 per week and council tax of £20.63 per week John’s new income & benefits/tax credits entitlement

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For more information: IncomeMAX CIC 6 th Floor 63 St Mary Axe London EC3A 8AA Tel: Website: Follow us on twitter Find us on facebook