1 Finding Housing Opportunities for People with Disabilities Federal Reserve Bank of Dallas – The DOF September 14-15, 2011 Finding Housing Opportunities for People with Disabilities Federal Reserve Bank of Dallas – The DOF September 14-15, 2011

THE BUCK STARTS HERE 2 PROVIDE INNOVATIVE CAPITAL -bridge & term loan products -co-lending -gap financing -predevelopment -acquisition -construction -rehabilitation financing ORGANIZE THE MARKET ENGAGE IN PUBLIC DIALOGUE The RISE Fund provides innovative financing and advisory services to individuals and organizations that develop housing for people with disabilities. Disabilities101

3 Handicapped

PUT THE “PERSON” FIRST 4 NO YES Disabled Person Handicapped Confined to Wheelchair The Disabled “Retard” “Crazy” or “Psycho” Person with Disability Physically Challenged Wheelchair User People with Disabilities Person with Developmental Disability Person with Mental Illness

5 ADA

6 Title I

7 Title II

8 Title III

9 Title IV

10 EducationLaw

The Disability Opportunity Fund presents THE BUSINESS OF HUMAN DIVIDENDS 11 THEN

12 NOW

SUPREME COURT OLMSTEAD DECISION

14 ASSETDEVELOPMENT

15IDAEITC ABLE ACCOUNTS

16 21 Million 18-65

17 EMPLOYMENT 37% vs. 79%

18 12 million SSI/SSDI

20 Autism 1 in 100

21 VETERANS

22

23

24 BOOMERS

25 72,000,000 by 2030

26 25% of Americans between yrs have one or more disabilities 50% of Americans over 75 yrs have one or more disabilities

27 May 14, 2008 For the Disabled, Age 18 Brings Difficult Choices

28 TRENDS

RELIANCE ON GOVERNMENT-ONLY SOLUTIONS SHRINKING

30 $$$ M&Aof Voluntary Agencies THE DOF PREDICTS:

31 ROLE OF FAMILIES INCREASES

Community Development Financial Institutions in the United States Certified Community Development Financial Institutions as of 8/31/2011 NEW YORK 80 TEXAS 40

33 Community Development Community Development Financial Institution (CDFIs) and other intermediaries Government Fin. Return & CRA credit Community Impact Equity & Debt Financing Users of Capital Sources of Capital Financial Institutions Socially Motivated Investors Foundations Affordable Housing Small Business Other CD Purposes Community Facilities Charter Schools Child Care Centers $ $

The DOF organizes the market by investing in socially responsible“disability” investments.

CASE STUDY #1: THE COTTAGE IN DARIEN Problem: Six Sets of Parents Plan to Create Home for Their Young Adults with Developmental Disabilities Land HouseCapital 35

CASE STUDY #2: SCIOTO PROPERTIES Problem: For Profit Provider of Housing for People with Disabilities Needs Capital Refinance New Capital $50,000 to $50,000,000 36

CASE STUDY #3: IMAGINE ACADEMY FOR AUTISM Problem: How to double the size of a school for children with severe ASD Acquire new land Secure Construction Financing Refinance Permanent Financing 37

Finding Housing Opportunities for People with Disabilities Federal Reserve Bank of Dallas – The DOF September 14-15, 2011 Finding Housing Opportunities for People with Disabilities Federal Reserve Bank of Dallas – The DOF September 14-15,