Introducing… A training presentation

This material is strictly meant for circulation within the organization/ solely for training and/or education of the employees of ICICI Prudential Life Insurance Co. Ltd. or its advisors, corporate agents or brokers and should not be further circulated or used for presentation to a prospect or general public at large. New updates ClauseDetailsRemarks Assured benefit on vesting Absolute amount – non zero returnMinimum guarantee to be return of premium Death benefitAt least the same guaranteed rate of return as Assured benefit Guaranteed death benefit to be applicable Policyholder options at vesting or surrender Commute up to extent allowed under Income Tax Act and purchase Immediate Annuity with the remaining amount Purchase single premium deferred pension product Postponement of vesting Annuity from same insurer Mandatory annuitisation on vesting or surrender.

This material is strictly meant for circulation within the organization/ solely for training and/or education of the employees of ICICI Prudential Life Insurance Co. Ltd. or its advisors, corporate agents or brokers and should not be further circulated or used for presentation to a prospect or general public at large. Pension Guidelines ClauseDetailsRemarks Options for nominee on death of policyholder Purchase Immediate Annuity Withdraw entire proceeds Sales literature and benefit illustration Illustrative target purchase price and likely annuity amounts at 8% and 4% Sales literature and EBI illustrations provided at 8% and 4% instead of 10% and 6%.

This material is strictly meant for circulation within the organization/ solely for training and/or education of the employees of ICICI Prudential Life Insurance Co. Ltd. or its advisors, corporate agents or brokers and should not be further circulated or used for presentation to a prospect or general public at large. Key benefits Equity participation Build your retirement corpus through equity participation Get income for life for self and spouse using the retirement corpus Assured Benefit Protect your savings from market downturns through Assured Benefit Limited premium payment term Pay premiums only for 5 or 10 years Guaranteed lifetime income Multiple investment options Invest according to your risk appetite

This material is strictly meant for circulation within the organization/ solely for training and/or education of the employees of ICICI Prudential Life Insurance Co. Ltd. or its advisors, corporate agents or brokers and should not be further circulated or used for presentation to a prospect or general public at large. How does the plan work? Choose premium payment option & policy term Choose investment option as per your risk appetite Aggressive, Moderate or Conservative Assured Benefit is calculated based on PPT, policy term, investment option and annual premium Vesting benefit = Max (Assured Benefit, Fund Value) Death benefit = Max (Guaranteed Death Benefit, Fund Value) Premium payment option PPTPolicy Term Five Pay510, 15, 20, 25, 30 Ten Pay1020, 25, 30

This material is strictly meant for circulation within the organization/ solely for training and/or education of the employees of ICICI Prudential Life Insurance Co. Ltd. or its advisors, corporate agents or brokers and should not be further circulated or used for presentation to a prospect or general public at large. Premiums will be invested in the following funds: The allocation between these two funds will be determined by us based on your investment option, premium payment option and policy term. To protect the accumulated savings, it is expected that as the policy nears maturity, a greater proportion of investment will be allocated to the Pension Secure Fund. Assured benefit & equity participation Fund NameAsset Allocation % (Min ) % (Max) Risk- Reward Profile Pension Growth Fund Equity & Equity Related Securities Debt, Money Market & Cash 75% 0% 100% 25% High Pension Secure Fund Debt Instruments, Money Market & Cash 100% Low

This material is strictly meant for circulation within the organization/ solely for training and/or education of the employees of ICICI Prudential Life Insurance Co. Ltd. or its advisors, corporate agents or brokers and should not be further circulated or used for presentation to a prospect or general public at large. Five Pay Ten Pay Assured benefit & equity participation Investment option Details Policy term Aggressive Assured Benefit Factor101% Max exposure to PGF65% 75% Moderate Assured Benefit Factor105%115%130%150%165% Max exposure to PGF45% 50% Conservative Assured Benefit Factor110%125%145%170%195% Max exposure to PGF25% Investment option Details Policy term Aggressive Assured Benefit Factor101% Max exposure to PGF75% Moderate Assured Benefit Factor125%140%150% Max exposure to PGF50% Conservative Assured Benefit Factor145%165%190% Max exposure to PGF25% “Assured Benefit would depend on the premium, investment option, premium payment option and the policy term chosen by you. Assured Benefits will be applicable only on vesting. There will be a charge of 0.50% p.a. towards the cost of investment guarantee”

This material is strictly meant for circulation within the organization/ solely for training and/or education of the employees of ICICI Prudential Life Insurance Co. Ltd. or its advisors, corporate agents or brokers and should not be further circulated or used for presentation to a prospect or general public at large. Vesting benefit Option 1: Commute up to 1/3rd of Vesting Benefit Utilise balance amount to purchase an immediate annuity plan at the then prevailing rate Option 2: Purchase a single premium deferred pension product Option 1: Commute up to 1/3rd of Vesting Benefit Utilise balance amount to purchase an immediate annuity plan at the then prevailing rate Option 2: Purchase a single premium deferred pension product Options available on vesting date Higher of Assured Benefit and Fund Value Note: You have to purchase the Immediate Annuity plan from ICICI Pru NO Open Market Option Note: You have to purchase the Immediate Annuity plan from ICICI Pru NO Open Market Option

This material is strictly meant for circulation within the organization/ solely for training and/or education of the employees of ICICI Prudential Life Insurance Co. Ltd. or its advisors, corporate agents or brokers and should not be further circulated or used for presentation to a prospect or general public at large. Death benefit Withdraw the entire death benefit amount Utilise all or part of the entire death benefit amount to purchase an immediate annuity plan at the then prevailing rates. Withdraw the entire death benefit amount Utilise all or part of the entire death benefit amount to purchase an immediate annuity plan at the then prevailing rates. Options available to the nominee Higher of Guaranteed Death Benefit and Fund Value GDB depends on PPT, Term and Investment option chosen 101% of sum of premiums paid for Aggressive 105% - 165% of sum of premiums paid for Moderate 105%-195% of sum of premiums paid for Conservative GDB depends on PPT, Term and Investment option chosen 101% of sum of premiums paid for Aggressive 105% - 165% of sum of premiums paid for Moderate 105%-195% of sum of premiums paid for Conservative

This material is strictly meant for circulation within the organization/ solely for training and/or education of the employees of ICICI Prudential Life Insurance Co. Ltd. or its advisors, corporate agents or brokers and should not be further circulated or used for presentation to a prospect or general public at large. Loyalty additions Get loyalty additions at the end of every policy year starting from the end of the 10th policy year. This addition will be a percentage of the average of daily Fund Values in that same policy year. Policy year1011 onwards Loyalty Addition 2%0.5% Effective FMC of 0.85% from year 11 onwards !

This material is strictly meant for circulation within the organization/ solely for training and/or education of the employees of ICICI Prudential Life Insurance Co. Ltd. or its advisors, corporate agents or brokers and should not be further circulated or used for presentation to a prospect or general public at large. Surrender During first five policy years: On receipt of intimation that you wish to surrender during the first five policy years the Fund Value shall be transferred to the Pension Discontinued Policy Fund after deduction of applicable discontinuance penalty. You would be entitled to receive an amount only after the lock in period. After completion of fifth policy year: On receipt of intimation that you wish to surrender the policy after the first five policy years, you would be entitled to receive an amount not less than the Fund Value

This material is strictly meant for circulation within the organization/ solely for training and/or education of the employees of ICICI Prudential Life Insurance Co. Ltd. or its advisors, corporate agents or brokers and should not be further circulated or used for presentation to a prospect or general public at large. Options available on surrender To commute up to 1/3rd of the amount available on the termination of the Policy and to utilise the balance amount to purchase an immediate annuity plan at the then prevailing rate. To purchase a single premium deferred pension product. Note: You CANNOT take your entire fund value as lump sum on surrender Note: You CANNOT take your entire fund value as lump sum on surrender

This material is strictly meant for circulation within the organization/ solely for training and/or education of the employees of ICICI Prudential Life Insurance Co. Ltd. or its advisors, corporate agents or brokers and should not be further circulated or used for presentation to a prospect or general public at large. Boundary conditions Five PayTen Pay Premium payment term (PPT) 5 years10 years Policy term10,15,20,25,3020,25,30 years Min annualised premiumRs. 24,000 Maximum premiumUnlimited Min/ Max Age at Entry35 / 70 years Min/ Max Age at Vesting45 / 80 years Premium payment modeAnnual / Half-yearly / Monthly

This material is strictly meant for circulation within the organization/ solely for training and/or education of the employees of ICICI Prudential Life Insurance Co. Ltd. or its advisors, corporate agents or brokers and should not be further circulated or used for presentation to a prospect or general public at large. Charges Premium allocation charge (As a % of premium) Policy administration charges (As a % of annualised premium) Subject to a maximum of Rs. 500 per month FMC Guarantee Charge: 0.50% p.a. ( Deducted at the end of each policy month by redemption of units based on the closing fund value) ModeYear 1- 2 Year 3- 5 Yearly and HY3% Monthly3%2% Policy YearPol. Admin Year 1 - PPT0.3% p.m. Thereafter0.1% p.m. Fun d Pension Growth Fund Pension Secure Fund FMC1.35% p.a.1.35%p.a

This material is strictly meant for circulation within the organization/ solely for training and/or education of the employees of ICICI Prudential Life Insurance Co. Ltd. or its advisors, corporate agents or brokers and should not be further circulated or used for presentation to a prospect or general public at large. Shubh Retirement: Pension plan Mr. Gaurav, a 50 years old senior executive in a pharma company, wants pension once he retires at age Pay 2 lakh p.a. for 5 years Get Rs 1 lakh per year for life for self and spouse He invests in ICICI Pru Shubh Retirement, Five Pay and opts for the Conservative investment option Vesting benefit of Rs lakh Assured Benefit of Rs. 11 lakh Illustration

This material is strictly meant for circulation within the organization/ solely for training and/or education of the employees of ICICI Prudential Life Insurance Co. Ltd. or its advisors, corporate agents or brokers and should not be further circulated or used for presentation to a prospect or general public at large. Thank you