Volunteer Role Provide guidance to participants. Facilitate activities. Monitor participant progress. Collect necessary materials at end of day.

Schedule and Checklist Volunteers are given a schedule and a checklist to follow. JA Staff will announce the times when we move from one activity to the next.

Participant Portfolio JA Finance Park Portfolio Make sure participants write their Name on the Portfolio. In this portfolio are several forms that participants will be required to fill out. Participants should fill out their pink checklist as they complete activities throughout the day.

JA Finance Park Card & Life Situation Profile Volunteers will pass out the JA Finance Park Debit Cards to all participants. Cards will have a magnetic stripe, business name, and account # on the back of the card. Participants will log on the computers in JA Finance Park and print a Life Situation Profile Sheet.

Participant Log-In Screens Step 1 Participants log in by sliding their JA Finance Park Card through the card reader on the computer and then clicking ENTER.

Participant Log-In Screens Step 2 Participants print their Life Situation by clicking Print. Once they have their printout, participants click Continue.

Participant Log-In Screens Step 3 Participants print their Guidelines and Actual Budget by clicking Print. Once they have their printout, participants click Continue.

Participant Log-In Screens Step 4 Participants slide their cards through the card reader to enter their Account Number and type in their PIN from the Life Situation printout. Click the LOGIN button to continue.

Participant Log-In Screens Step 5 Participants type their first and last names, then click the CONTINUE button. The next screen asks if they have spelled their name correctly. Once complete, the next participant may log in.

Some participants will receive a Lucky Chance on their Life Situation. They will need to record this additional income amount on their Net Monthly Income worksheet.

As soon as participants log onto the computers and receive their Life Situation printouts, they will use this information to complete their Net Monthly Income (NMI) worksheet. Volunteers will need to check each NMI. An answer key will be provided in each business’s volunteer binder.

During The Big Search participants go to the different businesses and collect options sheets For those businesses in the left column, they simply pick up a pre- printed option sheet. For those businesses in the right column, they log onto the computer and print out an option sheet.

OPTION SHEET SAMPLE (collected during The Big Search session of the day.) Participants can collect option sheets in any order. Participants should not fill out option sheets at this time. Line #

Some participants will receive an Unlucky Chance on their Life Situation. They will need to record this additional expense amount on their Guidelines and Actual Budget.

GUIDELINES AND ACTUAL BUDGET WORKSHEET The Budget Puzzle It’s now time to make the budget decisions based upon the option sheets they have collected.

Participants make choices for each option for their family. Once they’ve made their decisions, they add up all expenses in column 3 and subtract this number from their NMI. Participants must not spend more than their NMI. Volunteers provide practical advice during this time of the day.

Home Improvement and Furniture Option Sheets These options simulate purchasing using credit. Participants have spent the amount in the Purchase Price column, received their monthly statement from the bank and must now make their monthly payment. The monthly payment must be between their minimum and maximum guidelines.

Participants use their JA Finance Park Card and PIN to pay their bills at each business (the amounts they’ve written in the 3 rd column on the Guidelines and Actual Budget sheet). PAYING BILLS IN JA FINANCE PARK

Participants MUST return to AIG and Chevrolet.com prior to visiting ING Direct Bank. At ING Direct, they will make their savings deposit, car payment and house loan payments.

Participants should complete the transaction column each time they make a payment at a JA Finance Park business. When all payments are made, participants see a JA Staff person to review their budget. The Final Balance CANNOT be Negative, and should be between $0 and $100!

BUDGET REVIEW At the end of the day a budget recap is printed for each participant and given to their teacher. It shows the total picture for the participant given their assigned life situation and the decisions that they made. JA Staff conducts a review to close the day.