Disability Benefits At Age 18 Why & How To Apply for SSI & SSDI Ron Konkol Consulting Social Security Administration– Retired T.R.A.I.L.S. Conference Transition for Raising Autism Independent Living Skills April 20, 2013

Disability Benefits At Age 18 Why & How To Apply for SSI & SSDI Ron Konkol Consulting – Retired Social Security Administration T.R.A.I.L.S. Conference Transition for Raising Autism Independent Living Skills April 20, 2013

SSDI & SSI Three Types of Disability Supplemental Security Income (SSI) – Limited income & assets – At age 18 – no parental income used Social Security Disability Insurance (SSDI) – FICA tax covered work – Spouse & dependents up to age 18 or 19 covered Disabled Adult Child (DAC) – Parent is retired, disabled or deceased – Child disabled before age 22

Why SSI? WI SSI = cash & Medical Assistance (MA) or Medicaid WI’s MA thru Katie Beckett or Special MA Waivers continues until age 19 An adult disability medical finding required to start/continue > age 18

Why SSI? MA can pay for: – Caregivers – Medications – Medical equipment – All health issues

Why SSI? SSI cash is up to $ per month SSI can help pay for: – Rent – Telephone & internet – Food & clothing – Transportation – Education – Vacation

Disabled Adult Child (DAC) Parent has FICA covered work & is either: – Disabled – Retired or – Deceased Child is: – Age 18 or older – Disabled before age 22 – No Substantial Gainful Activity (SGA) work – Unable to work at SGA month in 2013) – Meets medical severity test – Not married to a non-beneficiary

Age 18 = Adult Legal Guardianship Signed Consent medical financial Authorized Representative Living arrangement formal informal The SSI application interview Representative Payee

SSI & DAC Transition At age 18 SSI starts When parent – retires, – dies or – becomes disabled then DAC is mandatory DAC income can reduce or stop SSI DAC/MA Protection continues MA despite loss of SSI cash

Apply at Age 18 Go online Start the application one month before 18 th birthday Provide medical history for just 12 months Contact Social Security for a telephone or office appointment Prepare for: – age 18 living arrangement before hand – Legal guardianship or signed consent – Bank accounts shows child’s ownership

Medical History – How Much? Date impairment(s) began Past 12 months If no treatment – date of the most recent thorough exam (get an IEP after 17 th birthday) Developmental Disability – When did it begin? – Was it traumatic? – IQ

SSI Financial Interview Income Assets Living arrangement – Household of another – “B” – Sharing expenses – “A” – Flat fee rental (own economic household) – “A” – SSI-E Representative payee –

SSI Reviews Financial Planning: One Step Ahead – Revised_2005.pdf Revised_2005.pdf Representative Payee – Annual accounting : Food, Housing, Clothing, Fun, etc. Medical – 1,3,5 or 7 years Financial – report changes immediately in – Living arrangement – Income – Assets

The Online Medical Disability Application: SSI Only – DAC - The Medical Records Consent Form: 27.pdfwww.ssa.gov/pgm/ssi.htmwww.ssa.gov/applyfordisability 27.pdf The Financial Records Consent Form: Authorized Representative Application: The WI SSI Exceptional Expense Info: Duties of a Representative Payee One Step Ahead – Resource Planning Guide

Disability Benefits At Age 18 Why & How To Apply for SSI & SSDI Ron Konkol Consulting – Retired Social Security Administration April 20, 2013

Disability Benefits At Age 18 Why & How To Apply for SSI & SSDI Ron Konkol Consulting Social Security Administration– Retired T.R.A.I.L.S. Conference Transition for Raising Autism Independent Living Skills April 20, 2013

Contact Information Ron Konkol Consulting or