1. Social Security Disability Work Incentives Benefits 101

2. PROJECT IMPACT
Provide In-depth personalized benefits analysis covering all federal and state benefits
Individualized counseling about the effect of work on all federal and state benefits and development of a comprehensive Benefits Summary & Analysis report
Assistance with resolving problems related to benefits

3. Contact Information
Andrea Jackson
Benefits Specialist/CWIC
Project IMPACT
Massachusetts Rehabilitation Commission
600 Washington Street
Boston, MA 02111

4. Social Security Administration
Title II
Social Security Disability Insurance
SSDI, CDB, DWB
Title XVI
Supplemental Security Income
SSI

5. Social Security Disability Insurance (SSDI)
Beneficiary receives benefits based on:
Own work record (SSDI)
The work record of a parent (retired or deceased) (CDB)
The work record of a deceased spouse (DWB)
Payment amount based on number of credits earned
5 month waiting period
No resource or asset limit
Eligibility for Medicare after 24 months

6. Let’s review Social Security Disability Benefits: Work incentives!
Trial Work Period
Extended Period of Eligibility
Expedited Reinstatement
Impairment Related Work Expenses (IRWE)/ Subsidy
Extended Medicare
2019

7. Supplemental Security Income

8. SSI Eligibility & Payment Rates
Living Category
Federal Benefit Rate
State Supplement
Total Benefit
Live Independently
$771.00
$114.39
$885.39
Shared (roommate & residential programs)
$30.40
$801.40
House hold of Another (parents)
$514.00
$87.58
$601.58
Low- income Program ( must meet income and resource test)
Asset Limit; $2,000 individual, $3,000 couple

9. Now let’s review Supplemental Security Income Work Incentive
Earned Income Exclusion (EIE) $85.00
$20.00 Unearned
$65.00 General
1619b (Medicaid)
Plan to Achieve Self-Support (PASS)
Student Earned Income Exclusion
$ /month
Up to
Impairment Related Work Expenses

10. Medicare & MassHealth Extended Period of Medicare Coverage (EMPC)
A total of 93 months (7+ years) of coverage.
The 93 months start the month after the TWP ends.
Must continue to pay monthly premium
Option to continue to buy Medicare after 93 months.
Part A – Hospital Insurance (free)
Part B- Outpatient services monthly premium
Part D- Prescription Drug Coverage (various premiums) Private plan
Mandatory unless a beneficiary has “creditable coverage” through a private health insurance company. ( MassHealth does not count)
Section 1619(b) of the Social Security Act provides some protection for these beneficiaries. To qualify for continuing Medicaid coverage, a person must:
Have been eligible for an SSI cash payment for at least 1 month;
Still meet the disability requirement; and
Still meet all other non-disability SSI requirements; and
Need Medicaid benefits to continue to work; and
Have gross earnings that are insufficient to replace SSI, Medicaid and publicly funded attendant care services.
MASSACHUSETTS -$40,693(2018)
One of the biggest concerns SSI beneficiaries have about going to work is the possibility of losing MassHealth coverage.