Patriot Capital Corporation. Patriot Capital is dedicated to the financing needs of the retail and commercial petroleum industry, including municipal,

Slides:



Advertisements
Similar presentations
Introduction Leasing and hire purchase are financial facilities which allow a business to use an asset over a fixed period, in return for regular payments.
Advertisements

Chapter 11 Sources of Capital McGraw-Hill/Irwin
Copyright ©2004 Pearson Education, Inc. All rights reserved. Chapter 8 Personal Loans.
Agent Sales Primer. ** For Agent Use Only ** © 2005 J.G. Wentworth2 Who is J.G. Wentworth?  14+ years experience with 42,000+ transactions worth over.
Bootstrapping and Financing the closely held company
BANKING. INVESTMENTS. INSURANCE. Taking the Mystery Out of SBA Lending Presented by: Ed Lomasney Vice President, Business Banking The 504 Advantage:
Unit 4 - Good Debt, Bad Debt: Using Credit Wisely PG 73.
U.S. SBA EXPORT LOAN PROGRAMS Robert L. Elsas, Regional Manager SBA Export Solutions Group U.S. Export Assistance Center 601 Walnut Street Suite 580W Philadelphia,
1 Sources of Capital SECTION 1: Saving SECTION 2: Investing SECTION 3: Stocks, Bonds, and Futures SECTION 4: Borrowing and Credit CHAPTER 9.
JNJ CAPITAL RESOURCES UNLOCK YOUR CASH FLOW 1 JNJ Capital Resources Consultants, LLC. UNLOCK YOUR CASH FLOW presentation for: South Alliance Financial.
Sources of Capital CHAPTER 9 SECTION 1: Saving SECTION 2: Investing
CPE Forum Financing Exports November 9, 2010 Helping you start, grow and succeed.
Business in Action 6e Bovée/Thill Financial Management Chapter 18.
Northern Credit Union Building Financial Futures Together.
3.1 Sources of Finance Chapter 18 Part 1.
Credit Fundamentals 18-1.
CHAPTER 23 Consumer Finance Operations. Chapter Objectives n Identify the main sources and uses of finance company funds n Describe the risk exposure.
© 2007 IBM Corporation IBM Global Financing February 2007 An Introduction to IBM Global Financing for Software and Services.
FINANCE IN A CANADIAN SETTING Sixth Canadian Edition Lusztig, Cleary, Schwab.
Chapter 9 Personal Loans. Copyright ©2014 Pearson Education, Inc. All rights reserved.9-2 Chapter Objectives Introduce personal loans Outline the types.
BUYING A HOUSE Are You Ready?. Advantages of home Ownership Sense of stability and permanence Allows individual expression Can have pets Financial Benefits.
Investment Basics Clench Fraud Trust Investment Workshop October 24, 2011 Jeff Frketich, CFA.
Copyright © 2007 Pearson Addison-Wesley. All rights reserved. 9-1 Objectives Provide a background on personal loans Outline the types of interest rates.
FINANCIAL SERVICES… Presented by: Ruchika Sharma.
Financial Solutions for Growth… Equipment Financing.
Credit Partner Investing CREDIT PARTNER INVESTING Name Company Date.
2011 PK Mwangi Global Consulting Financing your business The key to acquiring funding will depend on the structuring and presentation of the business plan.
Cash Flow for Emerging Companies. Our Mission To provide a complete package of financing and services for qualified companies at a competitive cost enabling.
0 Equipment Leasing. 1 Options to Acquire Equipment Cash LoanLease Client owns equipment Appeals to cash-rich firms Not viable for small, new entities.
Stock Market Analysis and Personal Finance Mr. Bernstein Sources of Consumer Credit, pp March 12, 2013.
Business and Financial Planning. Strategic Project Plan Business Description – the purpose of the business, the product or service provided, an industry.
Always Full Service. Economic Stimulus Act of 2008: The Section 179 Deduction.
Chapter 7 Commercial bank financial statement Salwa Elshorafa 2009 © 2005 Pearson Education Canada Inc.
EQUIPMENT LEASING TO FINANCE YOUR FRANCHISE NEFBN 09/20/05 By: Thomas Meehan Senior Lease Consultant, Lease One (508)
Dun & Bradstreet (D&B), the world’s leading source of business information, provides the industry leading knowledge and expertise for entrepreneurs to.
Chapter 20 THE FUTURE OF BUSINESS Gitman & McDaniel 5 th Edition THE FUTURE OF BUSINESS Gitman & McDaniel 5 th Edition Chapter Managing the Firm’s Finances.
Partners in Success. Lease: a contract by which one party conveys equipment to another to use for a specific term for a specific payment. Capital Lease:
 What is a Bank?  What do a Bank?  To create generate capital market  To play effective role in the Economy by supplying capital.  To persuade quench,
© 2008 Cisco Systems, Inc. All rights reserved.Cisco ConfidentialPresentation_ID 1 Acquiring for your technology doesn’t need to be challenging…
 Discuss the importance of farm credit.  Explain three fundamentals of credit.  List eight rational credit principles needed for effective decision.
McGraw-Hill/Irwin Copyright © 2011 by The McGraw-Hill Companies, Inc. All rights reserved. Chapter 16: Money, Prices, and the Financial System 1.Describe.
* WHAT’S FINANCE? The Role of Finance and Financial Managers * LG1
Financial Management and Securities Markets
McGraw-Hill/Irwin ©2008 The McGraw-Hill Companies, All Rights Reserved Chapter Five The Financial Statements of Banks and Their Principal Competitors.
CHAPTER 3: BUYING A LOCAL BUSINESS. OBJECTIVES: To find the factors you need to consider when purchasing a local business. To get a better idea of what.
Finance SCOOP Indiana University September 16, 2003.
What to know? How much can you spend every month? What are Benefits to new, used & leases? Should I Buy or lease? Do I have a Down payment or Trade-In?
Small Business Administration  Created in 1953 to develop and aid small businesses in the U.S. Types of Financing  Real Estate  Franchises  Inventory.
Growing Business, Growing Relationships. Why should your customers consider leasing? Before your customer uses available cash or rolls your equipment.
Refinancing decisions Real Estate Finance, February XX, 2016.
2006 NATIONAL SALES MEETING ex-cel – to be better or to do better than others; to be superior to others.
SBA 504 Loan Program Long Term Fixed Asset Financing For Small Businesses.
Cash Flow Forecasting. STARTER Think about the bill payer in your household. What things need to be paid each month? How are those bills paid for?
Topic 3: Finance and Accounts
January 21, 2004 First Fiscal Quarter Earnings Conference.
Business & Corporate Management II Finance Basics.
Ch. 10: Consumption & Savings ECONOMICS 12. Consumption  Consumption is that part of an individual’s income that is spent on goods & services rather.
Equitable Acceptance (EAC) Student Loan Financing
Personal Finance Personal Loans
Parts Management Agreements
Stop Leaving Money on the Table
3.3.4 Financing growth A palace shirt A dark verb font Lasses teas
ASI-Modulex Leasing Program
LEASING.
FINANCIAL INTERMEDIATION
SBA’s Office of International Trade
Will Waiting to Upgrade Save You Money?
Sources for Financing of Building Order
X100 Introduction to Business
The Financial plan and Source of capital
Presentation transcript:

Patriot Capital Corporation

Patriot Capital is dedicated to the financing needs of the retail and commercial petroleum industry, including municipal, fleet fueling, CNG/LNG, as well as other alternatives. Fast and Affordable financing solutions to the retail and commercial petroleum industry since Our Portfolio of retail and commercial petroleum equipment is the largest in the industry, comprising over 3500 customers. We’ve funded over $250 million in equipment such as dispensers, POS, UST, canopies, carwashes, etc. Who We Are

Associations Trade | Manufacturer | Major Oil

Putting The Pieces Together Benefits of Financing on Behalf of your Dealers I’ve been working with Patriot Capital for almost six years now. I use them to finance nearly all of my equipment acquisitions. Their knowledge of the petroleum industry is second to none, their turn-around time is excellent, their customer service is always focused and helpful, and their lease financing products keep my lines of credit clear for appreciating purchases. They really deliver true value for my business. Barry Bierenbaum Mt. Express Oil Company Extended supply contractsPass on competitive cost of capital or turn it into a mini profit-center. Properly doc and control equipment Take emphasis off pennies over rack price contracts and provide full service solution Ensure that your dealers are up to specs that you expect and your MOC requires. Retain control of equip to protect yourself from competitor brand switching Maximize your own tax savings such as Section 179 & Bonus Depreciation Use site upgrades as an incentive to do business with your company – to extend existing or add new supply contracts.

Investment Requires Capital A Jobber has essentially three options for acquiring capital: Cash Line of Credit (Bank Loan) Equipment Financing PlusMinus No interestR.O.I. can be lengthy Fast as you want it to be Placing 3 rd party location w/ cash may put ownership in question. Spending valuable cash on depreciating assets in environment where cash is king. PlusMinus Potentially lower interest Borrowing against appreciating assets to purchase depreciating equipment Potentially fast and easy Reduces ability to use LOC for growth opportunities If collateralized by real estate, term may be longer LOC can become cluttered w/ various equipment ar various locations w/o meaninful capital structure. PlusMinus only equipment and your signature as the collateral. Rate may be higher than your bank. 100% of your acquisition without liens on land or hard assets. Term is typically shorter than the bank months. Fast and efficient process No closing fees, nominal cost to close simple, fixed monthly payment

Section 179  A popular tax deduction in the “fiscal cliff” legislation that is designed to help encourage equipment acquisitions in 2013.

The Process  One-page application for projects under $200,000 for marketers  For transactions over $200,000 for marketers, we will need a full financial package to provide a decision within 5 days of receipt.  Our standard credit requirements are 2-3 years in business, 650+ CBR, reasonable bank balances, home or site ownership, no significant adverse and unresolved credit events (judgments, tax liens).

TLS-450 0% Financing With Free Installation Find out how you can drive equipment sales with Patriot Capital and Veeder- Root’s 0% Financing with Free Installation Promotion for the TLS-450.

G ILBARCO E NCORE P ATRIOT F INANCING P ROGRAM