Solar Powered Home Loans www.SPHL.net.au. About Solar Powered Home Loans? »Aussie has been at the forefront of going green for some years. A good example.

Slides:

Advertisements

Similar presentations

How To Save Yourself From FORECLOSURE. So many people dont realize that they can get themselves out of foreclosure! They are unaware of the options and.

Advertisements

Mastering the Mortgage Process

The Importance of Credit Brought to you by Work.

1 Paying for Energy Efficiency Paul Markowitz, Program Manager.

How To Save Yourself From FORECLOSURE. So many people don’t realize that they can get themselves out of foreclosure! They are unaware of the options and.

Lecture 34 Sinking funds vs Amortization Ana Nora Evans 403 Kerchof Math 1140 Financial Mathematics.

McGraw-Hill/Irwin ©2001 The McGraw-Hill Companies All Rights Reserved 5.0 Chapter 5 Discounte d Cash Flow Valuation.

Measuring Your Financial Health and Making a Plan

Borrower Beware 1. Why Borrow? 2 Consumer Debt for 2012 Averages per US Household: O Average credit card debt: $15,204 O Average mortgage debt: $148,818.

Consumer Math p Definitions  Down payment – part of the price paid at the time of purchase  Financed – borrowed  Mortgage – a property loan.

Unit Home Ownership Learning Objectives: Understand the three requirements to buy a home How to calculate debt-to-income ratios Realize how home.

Discounted Cash Flow Valuation

1 HOUSING MARKET IN FINLAND May HOUSING PRICES PER EARNINGS INDEX 2000=100.

Economics.  Credit is the provision of resources (usually money) by a creditor/lender to a debtor/borrower.  The borrower does not reimburse the lender.

1 PowerPay Calculators & Education Center July 2009.

Mortgage Interest Rates. Learning Outcomes The main learning outcomes for this lesson are: Learn what the interest rates are for mortgages. Understand.

Solar Powered Home Loans About Solar Powered Home Loans? »Aussie understands that we have to be committed to the environment. A good.

Leaving Certificate 1 © PDST Home Economics. Mortgage  A mortgage is a loan from a lending agency to buy a house  The loan is usually repaid in monthly.

Mortgages. Home Loans Home Loans are referred to as mortgages First home loans offered were in to 1930’s 67% of all American own their homes.

Renting vs. Owning The Difference Between Renting and Owning a Home.

Renting vs. Owning Family Economics and Financial Education Take Charge of your Finances.

Mortgage Loan Decision: A Tough Decision Long Payout Commitment Finance Charges that exceed the actual principal Bad Payment Choices can cost literally.

1 GENTS INVESTMENT GROUP “ An Incredible Opportunity ”

Warm UP Problem Use graphic calculator or website What is the monthly payment and finance charge on the following loan? $3,500 – NO Down Payment 12% 30.

Loans Paying back a borrowed amount (A n )in n regular equal payments(R), with interest rate i per time period is a form of present value annuity. Rewrite.

6-0 Finding the Number of Payments – Example 1 You ran a little short on your February vacation, so you put $1,000 on your credit card. You can only afford.

LOANS FOR SENIORS Who is Senior for Loan Purposes? Age: 55? 60? 65?

What is the difference between savings and investments?

RENTING VS. OWNING FAMILY ECONOMICS AND FINANCIAL EDUCATION TAKE CHARGE OF YOUR FINANCES.

 Credit  Equity  Credit: the ability to borrow money in return for a promise of future repayment. Future repayment usually includes interest.

Contents Topic Sorting out your money Step 1 Know what you spend Keep a spending diary Use the spending calculatorspending calculator.

1 Chapter 2 Plugging the Holes. 2 What are three wealth building principles?

Slide Equity release is the process whereby the property equity is turned into cash, which can then be spent on whatever you like. There are two main.

Credit 3 C’s of Credit. Character – Will you repay the Debt?  Have you used credit before?  Do you pay your bills on time?  Do you have a good credit.

Friday Chapter 4 – Structured Notes Article – Future Debtors of America Did you turn in?  Credit Intro  Guided Reading 4-1 (first page)

Prepare for Financial Emergencies Manage Spending 2. Prevent Financial Emergencies 3. Become Debt Free 4. Prepare For Retirement 5. Teach Kids.

Industry experts guiding home owners through the complex issues of our current market.

Step 1 – Make the call Give us a call Speak with our qualified & courteous experts Set your site visit appointment Prepare for the appointment: 1. Review.

Filing for Bankruptcy Mr. Stasa – WE City Schools © 1.

© 2012 Cengage Learning. All Rights Reserved. May not be scanned, copied or duplicated, or posted to a publicly accessible website, in whole or in part.

Renting vs. Owning G1 © Family Economics & Financial Education – Revised March 2009 – Housing Unit – Renting vs. Owning a Home Funded by a grant.

Today in Precalculus Go over homework Need a calculator Notes: Loans & Mortgages (Present Value) Homework.

 Credit  Equity  Credit: the ability to borrow money in return for a promise of future repayment. Future repayment usually includes interest.

Should I consider it?.  Most people buy a house with money they borrow from a lender like a bank or a credit union. The lender in turn holds a lien on.

We hear much about energy problems; supply shortages, pollution issues and high prices, but the solutions to these problems are here now in the form of.

Copyright © 2011 Pearson Education, Inc. Managing Your Money.

Credit Credit: borrowing money to pay for something now while promising to repay it later. Lender: the person loaning the money Borrower: receives the.

Renting vs. Owning Economics2015.  Housing is the largest personal expenditure (About 1/3 of a person’s income.)  Choosing where to live is based upon.

Ms. Young Slide 4-1 Unit 4C Loan Payments, Credit Cards, and Mortgages.

October 17, 2011 Objective: Students will learn about credit and the different types of credit.

Credit. What is Credit? When you borrow money to purchase something and promise to pay the money back later, you are using credit.

A mortgage is a loan that a person obtains to buy a house For most people, this will be the largest purchase they will make in the course of their lifetime….

Mortgages. A mortgage is a loan that is secured by property. Mortgages are large loans, and the money is generally borrowed over a large amount of time.

HAS IT BEEN IMPOSSIBLE TO REFINANCE? IS YOUR PROPERTY UPSIDE DOWN? IS THERE NO EQUITY IN YOUR HOME?

Search real estate listings through location with homestogoodowner.com. Browse to discover a house by budget, kind of property, kind of listing or variety.

Get Out of Debt – and Stay Out!. Some Statistics About Debt 150 million Americans have credit cards 1/3 pay their balance in full each month That means.

Sources of finance Hodder & Stoughton © 2016.

Family Economics and Financial Education Take Charge of your Finances

Chapter 3: Consumer Math

Contact for first Mortgage

The Three “C’s” of Credit

Family Economics and Financial Education Take Charge of your Finances

LOWEST INTEREST RATES FOR COMMERCIAL MORTGAGE RATES

Mortgage Broker - The Ultimate Home Buyer's Guide

Family Economics and Financial Education Take Charge of your Finances

Family Economics and Financial Education Take Charge of your Finances

Family Economics and Financial Education Take Charge of your Finances

Family Economics and Financial Education Take Charge of your Finances

My MPI Solar Experience: Andrea Petersen

Presentation transcript:

Solar Powered Home Loans

About Solar Powered Home Loans? »Aussie has been at the forefront of going green for some years. A good example of this is Electronic Loan submissions with Mortgage Explorer. »The Solar Home Loans program came out of the governments failed Green Loans scheme. »One of the biggest hurdles for home owners is the inability it pay the installation cost in one hit, or find an extra regular payment in their budget for a short term loan. »We want to provide a cost effective solution to help home owners pay for Solar PV upgrades to their home.

Solar Powered Home Loans making t he Math easy! »If you increased your home loan to pay for the installation of a suitably sized and located PV array. »Took the savings in power bill and/or input credits and applied those savings to your home loan as extra repayments, what does that do to your home loan? For the average home owner it smashes years off their loan and saves $Thousands in interest payments

Solar Powered Home Loans making t he Math easy!  What’s the catch? »The PV Array needs to be suitably sized to cover site consumption as well as return input credits back to the home owner »There is some discipline required by the borrower to return the savings and credits to the loan as additional payments. »The home owner needs to have equity in the property to allow for the increased home loan. »Need to get qualified information from a Solar Powered Home Loan specialist. Contact to talk to an expert. discipline

Why Solar Powered Home Loans? »A cost effective way to pay for a solar upgrade »Savings on your household budget and savings on your home loan. »Allows you to install a better system then you could have otherwise afforded

Solar Powered Home Loans – Example of ‘The Calculator’

Solar Powered Home Loans – Savings Potential 7.9 years and $141,115 saved off your loan over 30yr

Find out more about Solar Powered Home Loans »For a no obligation, free one on one appointment with a Solar Powered Home Loan expert. Contact Solar Powered Home Loans today on or »Or visit for more information.