Mirus IT Solutions Pvt Ltd Miracle Centralized Cooperative Financial Solutions From. Mirus IT Solutions Pvt. Ltd.

Mirus IT Solutions Pvt Ltd Member Information Configuration Loans Savings Financial Accounting Reports Share Management Security Processes Financial Budget Fund Planning Installation Search Help Centralized Functioning Loan Processing Data Porting Cooperative Financial Overview

Mirus IT Solutions Pvt Ltd EMI / PRE EMI OPTIONS GENRAL ACCONTING LOAN DISBURSEMENT LOAN APPROVAL / APPRAISAL PARTIAL DISBURSEMENT REPAYMENTS LOAN HISTORY REPORTS FINANCIAL REPORTS OPERATING REPORTS SUPERVISORY REPORTS MANAGEMENT REPORTS EXTERNAL REPORTS Overview of Miracle First Edition LOAN CLOSURE GENERAL RECEIPTS GENERAL PAYMENTS GENRAL CONFIGURATION PODUCT CONFIGURATION SECURITY BUSINESS RULES CONTRA ENTRIES DATA MINING DEPOSITS WITHDRAWALS PRODUCT DESIGNING CENTRALIZED DATA MANAGEMENT BUSINESS PRAMOTION ALERTS CONFIGRATION MANAGEMENT RECTIFICATION ENTRIES ECS / PDC MANGEMENT DOCUMENT SCAN / ACCESS COMPUTERIZED PRINTING BALANCE SHEET PROFIT & LOSS ACCOUNT TRIAL BALANCE DAY BOOK CASH BOOK BANK BOOK FINANCIAL DATA COMPARISION GROUP MANAGEMENT LEDGER MANAGEMENT INTEREST / PENALTY CALCULATIONS

Mirus IT Solutions Pvt Ltd Member Information Detailed Member information is captured through Member Registration screens. Member provides his personal details at the time of registration with Society. Registration Details: Socio Economic Indicators House Hold Members Housing Details Identification Details Employment Details Verification Docs and Scans

Mirus IT Solutions Pvt Ltd Loans module handles total life cycle of Micro Credit activity. Starting from products to the repayments and closure of loans. The following steps summarizes the Loan Module activity. Micro Credit Activity: 1.Loan Products Definition 2.Service Charges Definition 3.Loan Account Creation 4.Loan Disbursement 5.Loan Repayment 6.Pre-Closure Loan Module

Mirus IT Solutions Pvt Ltd Loan Products Loan Product Master Loan Disbursement Module

Mirus IT Solutions Pvt Ltd Savings module handles total life cycle of Savings activity. Starting from products to the deposits and withdrawal of savings. The following steps summarizes the Savings Module activity. Savings Activity: Savings Products Definition Service Charges Definition Savings Account Creation Deposits Withdrawals Interest Calculations/Postings Ledgers Savings Module

Mirus IT Solutions Pvt Ltd Deposit Module

Mirus IT Solutions Pvt Ltd Payment Module

Mirus IT Solutions Pvt Ltd FA- Reports 1.Trial Balance 2.Trial Balance Between Dates 3.Balance Sheet 4.Profit & Loss A/c 5.Income & Expenditure 6.Day Books 7.Cash Book 8.Bank Book 9.General Ledger 10.Receipts & Payments 11.Printing 12.Export to Excel Note: All above reports can be generated As on Date/Between Dates

Mirus IT Solutions Pvt Ltd MIS Reports MIS - Operating ReportsMIS - Fund Reports 1.Member Personal Details 2.Savings Ledger 3.Collection Due Report 4.Active / De-active A/c Reports 5.Product Performance Report 1.Summary of New Loans 2.Summary of Loan Disbursement 3.Loan Collection Forecast 4.Loan Repayment Schedule 5.Loan Ledger

Mirus IT Solutions Pvt Ltd MIS-Management Reports 1.Listing of Loans & Savings 2.Installment Collected by each Business Unit 3.Performance by AO (Field Officer) 4.Demand Statement 5.Savings Defaulters Statement 6.Schedule of Loans 7.Member Status Report 8.Maturity / Renewal Status 9.Branch Monthly Summary 10.AO Monthly Summary 11.Business Summary (Product wise) 12.Daily Collection Sheet (Day Book) 13.Monthly Opening Balance Savings & Loans (by Direct) 14.Monthly Opening Balance Savings & Loans (by AO) 15.Monthly Report on Loans & Savings 16.Document Dispatch Record 17.Loan Disbursement Master roll 18.Loan Application 19.Cash Book 20.Bank Book 21.Computerized printing of all Docs 22.Sms Alerts

Mirus IT Solutions Pvt Ltd Security Features Security – Role & Rights Manager Security – Login panel 1.Screen for Role Insertion & Update 2.Screen for Rights Assign and Down Hierarchy Assignment

Mirus IT Solutions Pvt Ltd Centralized user creation. Enable / disable users. Automatic logout facility Define/change roles (on need to know & need to do basis) User Access log report (track and control user activities) Update user role (in case of promotion/demotion/transfer) Essential password change (within every 10 days) Voucher maker & checker list (to track errors) Guest login facility (for auditors, external inspectors etc) Concurrent login disabled (prevent user access from two different terminals) Encrypted Password Syntax (at least 7 alpha-numeric characters with at least 1 special character $, # etc. ) Users have no access to the database (prevent data alteration) Block user if wrong password is entered 5 times (prevent unauthorized login) Maker-Checker system (insert by one user, passed by another authority) Off Site back-up facility at HO Security Aspects of the Software

Mirus IT Solutions Pvt Ltd Screen Shots Balance Sheet

Mirus IT Solutions Pvt Ltd Profit & Loss Account

Mirus IT Solutions Pvt Ltd Cash Book

Mirus IT Solutions Pvt Ltd Bank Book