Paul O’Brien Solar Loan. Key Facts You own the system outright – No issue with mortgage companies! 100% loan no upfront costs Regain control of your energy.

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Presentation transcript:

Paul O’Brien Solar Loan

Key Facts You own the system outright – No issue with mortgage companies! 100% loan no upfront costs Regain control of your energy costs Guaranteed tax-free income for 20 years

Paul O’Brien Solar Loan Working in partnership with Hitachi Finance and Sharp Solar The POB Solar Loan allows you to own the panels installed on your roof with no upfront cost

What are the costs? No deposit required, 100% unsecured loan Fixed interest rate of 7.9% APR Low, fixed monthly payments mostly covered by feed-in tariff payments and savings from electricity bill This means the loan is effectively self- financing

Loan duration 36, 48, 60, 96 and 120 month terms available No penalties or hidden costs for early repayment Interest only paid over the duration of the loan Overpayments will reduce the term and the interest paid

Benefits The feed-in tariff payments go directly to the homeowner High quality Sharp panels, produced in Wrexham, UK You own the panels which can add value to your property As you own the panels outright there is no issues with mortgage companies

Benefits Loan payments are spread over a maximum of 10 years Feed-in tariff payments are paid for 20 years The last 10 years of the feed-in tariff will be money straight into your pocket!

Lending Criteria Minimum age of 18 years UK resident for more than 12 months Must have own personal bank account Employment status: – Minimum 16 hours a week – Retired – Person receiving disability allowance

Sharp Solar and Hitachi Finance “This cooperation is an important step for us because our strategy is particularly focused on the field of small scale systems for private households. And it is precisely this sector which has seen an explosion in demand for finance options in recent years” Peter Thiele, Executive Vice President Sharp Energy Solutions Europe

4kW Payback Example Based on a 4kW system in Bristol paid over 10 years * Seasonal variations apply Energy produced from system3727.6kWh Minimum total annual income£ Average monthly income*£76.06 System cost£ Monthly repayments at 7.9% APR£73.31

3.5 kW Payback Example Based on a 3.5kW system in Bristol paid over 10 years * Seasonal variations apply Energy produced from system3251.8kWh Minimum total annual income£ Average monthly income*£66.21 System cost£ Monthly repayments at 7.9% APR£66.36

System Pricing

Panel Information

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