1130-April-101 Presentation on Performance during FY (2009 – 10) April 30, 2010

22 Highlights Balance Sheet  Business stands at Rs.3.06 lakh Crore  Balance sheet size at Rs.2.34 lakh Crore  Deposits at Rs.1,67,667 Crore; growth 49%  CASA at 14.59% of total deposits  Advances at Rs.1,38,202 Crore; growth 34%  Business per Employee Rs Crore  Profit per Employee Rs.8.44lakh 30-April-10

33 Highlights Q on Q Profitability  NII – Q4 FY 10 at Rs.760 Crore (Q4 FY 09 Rs.517 Crore)  NII – Q4 FY 10 up by 47%  Fee based income for Q4 FY 10 up by 34% to Rs.444 Crore (Q4 FY 09 Rs.330 Crore)  PAT – Q4 FY 10 Rs.318 Crore (Q4 FY 09 Rs.314 Crore) 30-April-10

44 Highlights FY on FY Profitability  NII – FY 10 at Rs Crore (PY 09 Rs.1239 Crore).  NII – FY 10 up by 83%.  Fee based income for FY 10 up by 59% to Rs.1435 Crore (PY 09 Rs.901 Crore).  PAT – FY 10 Rs.1031 Crore (PY 09 Rs.859 Crore).  PAT for FY 10 up by 20%. 30-April-10

55 Highlights Others  Balance sheet growth at 36%  Total business [Dep. + Adv.] grew by 42% to Rs.3,05,869 Crore  CRAR –11.31% (PY 09 –11.57%) - Tier I : 6.24% <> Tier II: 5.07%  Branches increased to 720  ATMs increased to 1210

666 Profit & Loss Account (Rs. Crore) 30-April-10

777 Details of Other Income (Rs. Crore) 30-April-10

88 8 Details of Operating Expenses (Rs. Crore) 30-April-10

9 Key Profitability Indicators 30-April-10

10 Key Operating Indicators 30-April-10

11 Balance Sheet (Rs. Crore) 30-April-10

12 Balance Sheet Ratios 30-April-10

13 NPAs Asset Quality 30-April-10

Significant Developments 14  Commenced operations of first overseas branch at the Dubai International Financial Centre (DIFC), Dubai  IDBI Asset Management Ltd. (IDBI AMC), received licence to launch Mutual Fund operations in March  Launched Corporate campaign with renewed focus - well appreciated and bagged number of Awards. 30-April-10

15 Thank You