BBFI Group Benefits Committee Insurance Programs From Mel Himes & Associates Insurance Agency BBFI Group Benefits Committee

Health Insurance Call Mel Himes Jr 1-800-329-3031 Celtic Insurance Golden Rule United Health Care Blue Cross/Blue Shield Aetna Pacific Life Pan American Available in ALL States Individual Plans Group Programs Indemnity Plans Provider Discount Plans Call Mel Himes Jr 1-800-329-3031

Church Insurance Call Mel Himes Jr 1-800-329-3031 Buildings – Contents General Liability Pastoral ‘Spiritual’ Counseling Sexual Abuse Non-Owned/Hired Auto Volunteers as Insured’s Medical Coverage for Accidents Theft GuideOne is the ‘endorsed carrier’ for BBFI Church Insurance. GuideOne has donated over $90,000 to the Scholarship Program since the Program’s inception. Call Mel Himes Jr 1-800-329-3031

Bus - Van Insurance Call Mel Himes Jr 1-800-329-3031 ANY Size Bus 7 or 12 Passenger Vans (NO 15 Passenger Vans) Drivers With CLEAN Driving Records Transportation Policy available from Mel Himes & Associates Insurance Agency, inc at NO COST! Call Mel Himes Jr 1-800-329-3031

Workers Compensation Call Mel Himes Jr 1-800-329-3031 EVERY Church Eligible Necessary Coverage Low Rates Covers Work Related Injuries Medical Disability Life Insurance Your Church is responsible for Employee Work Related Injuries – including the Pastor. Be sure your Church provides this vital and important coverage for ALL employees. Call Mel Himes Jr 1-800-329-3031

Child Care School Programs Student Accident Teacher Professional Liability Sexual Abuse Corporal Punishment Employee Benefits Liability Employer Liability Liability Volunteer Coverage Non-Owned/Hired Auto Call Mel Himes Jr 1-800-329-3031

Life Insurance Call Mel Himes Jr 1-800-329-3031 Term at LOW Rates Variable Life Whole Life Universal Life Mortgage Protection Key Man Coverage Group Plans for Your Church YOU are a ‘key person’ in your church ministry. Your church should provide ‘KEY MAN’ Life Insurance for its Pastor. Call Mel Himes Jr 1-800-329-3031

Medicare Plans Call Mel Himes Jr 1-800-329-3031 Seniors NEED this Coverage Choice of Plans Choice of Coverage A+ Rated Carriers LOWEST Premiums Call Mel Himes Jr 1-800-329-3031

AFLAC Programs Call Mel Himes Jr 1-800-329-3031 Accident Plans Sickness Plans Cancer Plans Disability Plans LOW Cost Call Mel Himes Jr 1-800-329-3031

Accident Plans Call Mel Himes Jr 1-800-329-3031 Pays ABOVE your Health Insurance Plan Pays Directly to YOU Helps offset non-covered Expenses or Costs LOW Premiums Individual rates for Florida: Individual - $16.00 Husband/Wife - $21.30 Family - $29.50 Rates vary from state to state Call Mel Himes Jr 1-800-329-3031

Sickness Plans Call Mel Himes Jr 1-800-329-3031 Individual rates for Florida 18-39: $27.90 40-49: $29.50 50-59: $35.90 60-67: $49.90 Rates vary from state to state Pays ABOVE Your Health Insurance Plan Pays Directly to YOU Helps offset non-covered Expenses or Costs LOW Premiums Call Mel Himes Jr 1-800-329-3031

Long Term Care Plans Call Mel Himes Jr 1-800-329-3031 Individual rates for Florida: 45-49: $12.92 50-54: $18.00 55-59: $26.77 60-62: $33.23 Rates vary from state to state Grow Old With Dignity Do not be a BURDEN Choice of Plans Choice of Benefits Call Mel Himes Jr 1-800-329-3031

Cancer Plans Call Mel Himes Jr 1-800-329-3031 Individual rates for Florida: 18-49: $25.90 50-59: $39.20 60-64: $50.40 Rates vary from state to state Health Plans do NOT Cover All Your Cancer Related Expenses Travel Medication Chemo Therapy Much More Call Mel Himes Jr 1-800-329-3031

Disability Plans Call Mel Himes Jr 1-800-329-3031 Individual rates for Florida as low as: 18-49: $43.00 50-64: $57.00 For $1,000 per month, No Waiting Period for Accident; 7 Days for Sickness; for 12 Month Benefit Individual Plans Group Plans From 2 Year to age 65 Plans Choice of Waiting Periods Level Amount Percentage of Income Call Mel Himes Jr 1-800-329-3031

Dental Plans Call Mel Himes Jr 1-800-329-3031 Individual Plans Group Plans Discount Plans Provider Plans American Dental Care Entrée Principal Aetna United Health Care Call Mel Himes Jr 1-800-329-3031

Retirement Annuity Call Mel Himes Jr 1-800-329-3031 Invest $100 per month for 30 years and have GUARANTEED FUNDS of $94,264 at 4.0% Interest. You cannot lose – you invest $36,000 and have $94,264. What if Interest Rates go UP? That means MORE $$ Social Security is NOT Enough As little as $25 per Month Guaranteed Interest Rates Interest Rates Do NOT Fluctuate like the Stock Market Rollover YOUR Current Mutual Funds or Stock Market Funds GREAT PAY OUT PLANS Call Mel Himes Jr 1-800-329-3031

Auto Insurance Call Mel Himes Jr 1-800-329-3031 Rates Going Up? Company Canceling? Let Us Help FREE Insurance Check-Up On-Line Forms www.melhimesinsurance.com Call Mel Himes Jr 1-800-329-3031

Home Insurance Call Mel Himes Jr 1-800-329-3031 Are you insured to Value? Contents Covered Properly? Most people are not FREE Insurance Check-Up On- Line Forms www.melhimesinsurance.com Call Mel Himes Jr 1-800-329-3031

Boat Insurance Call Mel Himes Jr 1-800-329-3031 From Bass Boats to House Boats Programs for ALL Situations GREAT Rates FREE Insurance Check-Up On-Line Forms www.melhimesinsurance.com Call Mel Himes Jr 1-800-329-3031

Pre-Paid Legal Call Mel Himes Jr 1-800-329-3031 Ever Need Legal Advise? It is EXPENSIVE UNLESS you have Pre-Paid Legal As little as $25 per month Individual or Family Plans Business or Church Plans Call Mel Himes Jr 1-800-329-3031

Prescription Plans Call Mel Himes Jr 1-800-329-3031 NEW CANADA RX Buy Your RX’S from Canada Pharmacies and SAVE $$$$$. You can order over the internet for FREE! Shipped to YOUR Home 90 Day Supplies save you $$$$$ Discount Programs RX Drug Cards LOW Cost On-Line Forms www.melhimesinsurance.com Call Mel Himes Jr 1-800-329-3031

WHY BBFI Plans Call Mel Himes Jr 1-800-329-3031 Rated Carriers Trusted Agency Endorsed by BBFI Group Benefits Committee Serving BBFI since 1992 Supports BBFI Scholarship Fund Call Mel Himes Jr 1-800-329-3031

Contact Mel Himes & Associates Insurance Agency, inc 1-800-329-3031