Health Insurance in the UK and Germany

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Presentation transcript:

Health Insurance in the UK and Germany © by Anja Eichhorn, Jennifer Machts, Franziska Mundt, Andreas Günther

Structure Health Insurance in Germany Survey in Derry National Health Service in the UK Job interview Conclusion References

Health Insurance in Germany one of the 5 classes of the social insurance system in Germany was introduced in 1883 refunds the costs of the treatments of diseases, maternity or accidents

The ambition is the redistribution between high-income-households and low-income-households  solidarity principle benefits are similar for everybody contribution rate depends on the income of each person

two different types: statutory health insurance with about 87% members private health insurance with ca. 13% members

contribution rate: 15,5 % Employers and employees share the contribution Employee: 8,2% (feature of 0,9% to reduce the ancillary labour costs) Employer: 7,3%

Survey in Derry

National Health Service in the UK in the UK consists of four publicly funded healthcare systems: National Health Service (NHS) in England NHS in Scotland NHS in Wales Health and Social Care (HSC) in Northern Ireland was founded in 1948

The NHS is responsible to supply: hospitals doctors dentists chemists opticians ambulances

persons are the medical treatments in the NHS for free: British citizens who live in the UK Each person, who has been based in the UK the last years EU-Citizens Students, who are enroled in courses, which last more than 6 months Each person with a permission to work in the UK

the health care reform improved in many fields, which is shown in the following examples: Investment of the NHS-Equipment (more beds, improvements of the hygiene) Increase the number of the physicians More university places for medicine students Improvements in cancercheck-up ‚Practice Nurses‘

additional insurance: People think it is efficient, reliable and professional are three different private health insurance companies: Voluntary Health Insurance Board (VHI), Quinn Direct and Hibernian Aviva The most important advantages in the private health insurance are: private or semiprivate hospitalstay ambulant, consultation additional insurance, e.g. maternity benefit, additional ambulant treatments, travel insurance

Job interview

References Gerry Gillespie http://de.wikipedia.org/wiki/Krankenversicherung http://de.wikipedia.org/wiki/Krankenversicherung_in_Deutschland http://de.wikipedia.org/wiki/National_Health_Service http://www.krankenkassen.de/gesetzliche-krankenkassen/system-gesetzliche-krankenversicherung/gesetzliche-krankenversicherung-information/ http://ukingermany.fco.gov.uk/de/visiting-uk/working-in-uk/health-care http://www.ess-europe.de/europa/krankenversicherung_england.htm www.justlanded.com