Agency Billed Direct Billed IPFS Says “Installment” Says “Annual Premium – IPFS” Number will be listed under “Billed” column Zeros will be listed under “Billed” column Number will be listed under “Billed” column These accounts are billed by Fleet Risk monthly MVR Fees do NOT need to be collected up-front Payment for vehicle additions do NOT need to be collected up-front Vehicle additions and MVRS are billed with the monthly installments These accounts are billed directly through the writing company MVR Fees DO need to be collected and billed up-front Payment for vehicle additions do NOT need to be collected up-front Vehicle additions are billed directly to insured These accounts are financed with IPFS MVR Fees DO need to be collected and billed up-front Vehicles additions DO need to be quoted and payment collected up-front Monthly payments are made with IPFS