ACCESS: AFFORDABLE CARE

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THE COMMONWEALTH FUND The Future of Employer-Sponsored Health Insurance The Commonwealth Fund and The Century Foundation Business and National Health Care.

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THE COMMONWEALTH FUND Source: KFF/HRET Survey of Employer-Sponsored Health Benefits: * Estimate is statistically different from the previous year.

Average Annual Premium Increases for Family Coverage,

Employer Health Benefits Survey 2017

Lower-Income Adults with Marketplace Plans More Likely to View Their Premiums as Affordable Than Adults with Higher Incomes How easy or difficult is it.

Exhibit 1.16 Average Premium Increases for Covered Workers with Family Coverage, * Percentage change in family premium is statistically different.

Exhibit 8.1 Among Firms Offering Health Benefits, Percentage of Firms that Offer an HDHP/HRA and/or an HSA-Qualified HDHP, * Estimate is statistically.

Exhibit 14.5 Among Firms Offering Health Benefits, Percentage of Firms Whose Largest Plan Includes a High-Performance or Tiered Provider Network, by Firm.

High Deductibles Relative to Income by Coverage Source

Exhibit 11.3 Among Large Firms (200 or More Workers) Offering Health Benefits to Active Workers, Percentage of Firms Offering Retiree Health Benefits,

Exhibit 11.3 Among All Large Firms (200 or More Workers) Offering Health Benefits to Active Workers, Percentage of Firms Offering Retiree Health Benefits,

Exhibit 4.2 Percentage of Covered Workers in Firms Offering One, Two, or Three or More Plan Types, by Firm Size, 2016 *Distribution is statistically different.

Premiums Rising Faster Than Inflation and Wages

Exhibit 8.5 Percentage of Covered Workers Enrolled in an HDHP/HRA or an HSA-Qualified HDHP, * Estimate is statistically different from estimate.

Sara R. Collins, Ph.D. Assistant Vice President The Commonwealth Fund

Low Wage Level* Few Workers Are Lower-Wage

Exhibit 12.8 Among Firms Offering Health Benefits, Percentage of Firms that Offer Employees an Opportunity to Complete a Biometric Screening, by Firm Size,

Exhibit 4.1 Among Firms Offering Health Benefits, Percentage of Firms That Offer One, Two, or Three or More Plan Types, by Firm Size, 2016 *Distribution.

Exhibit 8.15 Distribution of Covered Workers with the Following Annual Employer Contributions to Their HRA or HSA, for Family Coverage, 2016 NOTE: For.

Exhibit 8.18 Among Firms Offering Family Coverage and an HSA-Qualified HDHP, Percentage of Firms That Vary Their HSA Contribution for Family Coverage on.

Increases in Health Insurance Premiums Compared with Other Indicators, 1988–2007 Percent * Premiums are growing at rates more than twice that of other.

Exhibit 7.12 Percentage of Covered Workers Enrolled in a Plan with a General Annual Deductible of $2,000 or More for Single Coverage, by Firm Size,

Exhibit 5.1 Distribution of Health Plan Enrollment for Covered Workers, by Plan Type, NOTE: Information was not obtained for POS plans in 1988.

Exhibit 11.3 Among All Large Firms (200 or More Workers) Offering Health Benefits to Active Workers, Percentage of Firms Offering Retiree Health Benefits,

Exhibit 7.9 Percentage of Covered Workers Enrolled in a Plan with a General Annual Deductible of $1,000 or More for Single Coverage, By Firm Size,

Exhibit 9.1 Distribution of Covered Workers Facing Different Cost-Sharing Formulas for Prescription Drug Benefits, * Distribution is statistically.

Credit per employee $9,435—projected family premium 50% employer

QUALITY: EFFECTIVE CARE

Cumulative Changes in Components of U. S

Exhibit 11.1 Among All Large Firms (200 or More Workers) Offering Health Benefits to Active Workers, Percentage of Firms Offering Retiree Health Benefits,

Exhibit 1.7 Distribution of Annual Premiums for Single and Family Coverage Relative to the Average Annual Single or Family Premium, 2016 Percentages.

Exhibit 11.1 Among All Large Firms (200 or More Workers) Offering Health Benefits to Active Workers, Percentage of Firms Offering Retiree Health Benefits,

Exhibit 11.3 Among All Large Firms (200 or More Workers) Offering Health Benefits to Active Workers, Percentage of Firms Offering Retiree Health Benefits,

Exhibit 3.4 Among Workers in Firms Offering Health Benefits, Percentage of Eligible Workers Who Take Up Health Benefits Offered by Their Firm, by Firm.

Exhibit E: Distribution of Health Plan Enrollment for Covered Workers, by Plan Type, NOTE: Information was not obtained for POS plans in 1988.

Exhibit 11.4 Among All Large Firms (200 or More Workers) Offering Health Benefits to Active Workers and Offering Retiree Coverage, Percentage of Firms.

Exhibit 3.3 Among Workers in Firms Offering Health Benefits, Percentage of Workers Eligible for Health Benefits Offered by Their Firm, by Firm Characteristics,

Grandfathering Under the Affordable Care Act (ACA),

Exhibit 12.7 Among Firms That Offer Health Benefits and Provide Employees the Opportunity to Complete a Health Risk Assessment, The Percentage of Firms.

Exhibit 6.20 Distribution of the Percentage of Total Premium Paid by Covered Workers for Single and Family Coverage, by Firm Wage Level, 2016 SINGLE COVERAGE.

Exhibit 7.11 Percentage of Covered Workers Enrolled in a Plan with a General Annual Deductible of $1,000 or More for Single Coverage After Any HRA/HSA.

Exhibit 7.13 Percentage of Covered Workers Enrolled in a Plan with a General Annual Deductible of $2,000 or More for Single Coverage After Any HRA/HSA.

Exhibit 2.9 Among Firms Offering Health Benefits, Percentage of Firms That Offer to Part-Time Workers, by Firm Size, 1999–2016 * Estimate is statistically.

Exhibit 3.5 Among Workers in Firms Offering Health Benefits, Percentage of Workers Covered by Health Benefits Offered by Their Firm, by Firm Characteristics,

Exhibit 2.10 Among Firms Offering Health Benefits, Percentage That Offer Health Benefits to Temporary Workers, by Firm Size, 1999–2015 * Estimate is statistically.

Exhibit 3.4 Among Workers in Firms Offering Health Benefits, Percentage of Eligible Workers Who Take Up Health Benefits Offered by Their Firm, by Firm.

Exhibit 10.2 Percentage of Covered Workers in Partially or Completely Self-Funded Plans, by Firm Size, * Estimate is statistically different.

Exhibit 9.10 Percentage of Covered Workers with Drug Coverage Who Face a Separate Prescription Drug Deductible, by Plan Type, NOTE: Tests found.

Exhibit 8.3 Among Firms Offering Health Benefits, Percentage That Offer an HDHP/SO, by Firm Size, * Estimate is statistically different from.

Exhibit 2.9 Among Firms Offering Health Benefits, Percentage That Offer Health Benefits to Part-Time Workers, by Firm Size, 1999–2015 * Estimate is statistically.

Exhibit 14.8 Among Offering Firms With Fewer Than 500 Employees, Percentage of Employers who Provide Benefits Through a Co-Employment Arrangement with.

Exhibit 6.18 Distribution of the Percentage of Total Premium Paid by Covered Workers for Single and Family Coverage, by Wage Level, 2013 SINGLE COVERAGE.

Exhibit 8.14 Distribution of Covered Workers with the Following Annual Employer Contributions to Their HRA or HSA, for Single Coverage, 2016 NOTE: For.

Exhibit 2.5 Percentage of Firms Offering Health Benefits to At Least Some of their Workers, by Firm Size, 2015 NOTE: Estimates presented in this exhibit.

Exhibit 3.4 Among Workers in Firms Offering Health Benefits, Percentage of Eligible Workers Who Take Up Health Benefits Offered by Their Firm, by Firm.

Exhibit 11.3 Among All Large Firms (200 or More Workers) Offering Health Benefits to Active Workers, Percentage of Firms Offering Retiree Health Benefits,

Exhibit 4.1 Among Firms Offering Health Benefits, Percentage of Firms That Offer One, Two, or Three or More Plan Types, by Firm Size, 2015 *Distribution.

Exhibit 4.2 Percentage of Covered Workers in Firms Offering One, Two, or Three or More Plan Types, by Firm Size, 2013 *Distribution is statistically different.

Exhibit 8.3 Among Firms Offering Health Benefits, Percentage of Firms That Offer an HDHP/SO, by Firm Size, * Estimate is statistically different.

Exhibit 3.5 Among Workers in Firms Offering Health Benefits, Percentage of Workers Covered by Health Benefits Offered by Their Firm, by Firm Characteristics,

Low Wage Level* Few Workers Are Lower-Wage

Exhibit 7.15 Distribution of General Annual Deductibles for Single Coverage After any HRA/HSA Contributions, By Firm Size, NOTES: Testing found.

Exhibit 11.4 Among Large Firms (200 or More Workers) Offering Health Benefits to Active Workers and Offering Retiree Coverage, Percentage of Firms Offering.

Low Wage Level Less Than 35% Earn $23,000 a Year or Less *

Lower Wage Level Less Than 35% Earn $23,000 a Year or Less *

Exhibit 14.4 Among Firms Offering Health Benefits, Percentage of Firms Whose Largest Plan Includes a High-Performance or Tiered Provider Network by Firm.

Exhibit 2.4 Percentage of Firms Offering Health Benefits to At Least Some of Their Workers, by Firm Size, 2016 * Estimate is statistically different from.

Exhibit 3.3 Among Workers in Firms Offering Health Benefits, Percentage of Workers Eligible for Health Benefits Offered by Their Firm, by Firm Characteristics,

Exhibit 6.19 Distribution of the Percentage of Total Premium Paid by Covered Workers for Single and Family Coverage, by Wage Level, 2014 SINGLE COVERAGE.

Exhibit 4.1 Among Firms Offering Health Benefits, Percentage of Firms That Offer One, Two, or Three or More Plan Types, by Firm Size, 2013 *Distribution.

Presentation transcript:

ACCESS: AFFORDABLE CARE Increases in Health Insurance Premiums Compared with Other Indicators, 1988–2007 Percent *Estimate is statistically different from the previous year shown at p<0.05. ^Estimate is statistically different from the previous year shown at p<0.1. Note: Data on premium increases reflect the cost of health insurance premiums for a family of four. Historical estimates of workers’ earnings have been updated to reflect new industry classifications (NAICS). Data: G. Claxton, J. Gabel et al., "Health Benefits in 2007: Premium Increases Fall To An Eight-Year Low, While Offer Rates And Enrollment Remain Stable," Health Affairs, September/October 2007 26(5):1407–1416. Kaiser/HRET Survey of Employer-Sponsored Health Benefits, 2007, and Commonwealth Fund analysis of National Health Expenditures data. Source: Commonwealth Fund National Scorecard on U.S. Health System Performance, 2008