Oregon Essential Health Benefits Workgroup

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Presentation transcript:

Oregon Essential Health Benefits Workgroup Bruce M. Wolfe, MD, FASMBS

Disclosures EnteroMedics – research contract Role: Investigator

ACA EHB Requires: Ambulatory patient services 2. Emergency services 3. Hospitalization 4. Maternity and newborn care 5. Mental health and substance use disorder services, including behavioral health treatment

ACA EHB Requires: Prescription drugs Rehabilitative and habilitative services and devices Laboratory services Preventive and wellness services and chronic disease management 10. Pediatric services, including oral and vision care

12/11 HHS: State Selects Benchmark the largest plan by enrollment in any of the three largest small group insurance products in the State’s small group market; any of the largest three State employee health benefit plans by enrollment; any of the largest three national FEHBP plan options by enrollment; or the largest insured commercial non-Medicaid Health Maintenance Organization (HMO) operating in the State.

OR: EHB Workgroup X Excludes bariatric surgery coverage Includes bariatric surgery coverage Pacific Source Small Group Plan X Regence Small Group Plan OEBB State Plan (effective 12/31/11) Kaiser Small Group Plan HMO (Kaiser) PEBB (Providence Choice)

WA: Milliman Recommendation Select most prevalent small group/plan as benchmark Will accommodate state mandates Complies with need to reflect “typical employer plan” Lean benefits but affordable Uniform Medical Plan, PEBB not as affordable FEHBP State mandates not considered Selection back to federal government

WA: Milliman Observations Benchmark defines EHB, not cost sharing States need to accommodate mandates States may not adjust benefits of Benchmark Plan but must comply with the 10 mandates Insurers will have flexibility