to Bravo Insurance Group Introduction Bravo Insurance Group 100 S. Rolling Meadow Dr. Wylie, TX /1/2011

Leadership NamePosition Michael HittCEO / Managing Partner Deborah HittDirector of Operations / Accounting Managing Partner Ivory RooksBusiness Consultant Kenny MeeksMarketing Manager

Who Is Bravo Insurance Group? Marketers Of Insurance Needs For: Individuals Families Businesses Groups Work with A or A+ rated carriers (Markel, Chartis, Us Health Group and National Union Fire) Experience: Collective 35 years of marketing, insurance and sales Licensed States: 21 AL, AR, AZ, CA, FL, GA, IL, IN, LA, MD, MI, MO, NC, NJ, NY, OH, PA, SC, TN, TX, VA

Overview In order to determine the best needs of our clients, we ask a series of questions: Review clients needs Identify potential problems Present best possible solution Explain coverage Generate enrollment Process billing (direct bill or bill to employer) Issue plan Maintain point of contact

Plan Highlights Bravo Insurance is the marketing arm of several health plan providers: Here are 3 indemnity * plans we offer: Homeland Health Care (2 options) NowCare PrimeCare GetMed 360 E-HealthStarr These providers carry guaranteed * issue plans: Most conditions accepted One cost for all PPO / Provider benefits Direct bill / or bill to employer *Indemnity: Stated dollar amount the provider must pay regardless of charge. *Guaranteed issue: No restrictions or health questionnaire.

Plan Details HomeLand Health Care 1.NowCare Basic ($169 - $999) includes the following benefits on an indemnity basis: Daily Hospital Benefit Intensive Care Doctor Office Visit Emergency Room $10,000 AD&D Benefit Value Benefits include Generic Prescription Card $10 or 50% co-pay $2,000 Accident Medical Benefit, Vision Discounts, Hearing Discounts and Direct Lab Program. States Not Available: AK, CA, CT, FL, KS, ME, MD, MA, MN, MT, NV, NH, NJ, NY, OH, OR, PR, SD, UT, VT, WA **There is a 12 month waiting period before benefits will be paid for medical services for Hospital Confinement, Surgery, Anesthesia and Critical Illness relating to a pre-existing condition

Plan Details 2.Prime Care ($144 - $844) Association benefits include Limited Benefit Health Insurance Daily hospital confinement Provider office visits Routine Wellness DXL up to $2,000 Accident Medical Expense up to $10,000 Accidental Death & Dismemberment NAC benefits, ConsultADoctor, Compass - Patient Advocacy, NVA Vision, $10,000 Mutual of Omaha Life and Premier Access. States Not Available: AK, CA, CT, DC, HI, ID, KS, ME, MA, MN, MT, NH, NJ, NM, NY, ND, OR, RI, SD, UT, VT, WA, WI ** There is a 12 month waiting period before benefits will be paid for medical services for Hospital Confinement, Surgery, Anesthesia and Critical Illness relating to a pre-existing condition

Plan Details Ehealth Starr ($204 - $849) Emergency Room Benefit Surgery & Anesthesia Inpatient Hospital Benefit Wellness Test Benefit Diagnostic X-Ray & Lab Mental Health Doctor Office Visits (co-pay) Substance Abuse Association Membership Discount Medical and Consumer Savings Benefits Include: Pharmacy, Medical Discounts, Tele-Doc, Vision, Dental, Hearing Wellness, And much more! **There is a 12 month waiting period before benefits will be paid for medical services for Hospital Confinement, Surgery, Anesthesia and Critical Illness relating to a pre-existing condition States Not Available: AK, CA, CO, CT, IN, KS, KY, ME, MD, MA, MN, MT, NV, NH, NJ, NY, NC, ND, OR, PR, RI, SD, UT, VT, WA, WY

Plans Details Get Med 360 ($139 - $729) Doctor Office Visits (Co-pay) / Wellness Visits Hospital Confinement Benefit / Ambulance Benefit Diagnostic, X-Ray, Laboratory Benefit Surgical & Anesthesia Benefits Emergency Room Benefit: $1,000 Accidental Death & Dismemberment Benefit: $15,000 Excess Accident Medical Expense Benefit: $5,000 Guaranteed Issue Term Life Insurance: $10,000 Critical Illness Insurance: $10,000 These features provided are designed to help you receive savings (in addition to the benefits listed above) on things like hospital stays, lab work, doctor visits, dental work, vision care, prescription drugs, hearing care and more! **There is a 6-12 month waiting period before benefits will be paid for medical services for Hospital Confinement, Surgery, Anesthesia and Critical Illness relating to a pre existing condition Plans available in TX, NC, PA and OH

Additional Services Guaranteed Issue Life Plan Dental Indemnity Plans Prescription Plans

Q / A I can answer any questions you may have.

Thank You Thank you for watching! Thank you for considering Bravo Insurance Group to be your health insurance provider for you or your company. Bravo Insurance Group 100 S. Rolling Meadow Dr. Wylie, TX